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Find Long-Term Care Insurance Agents Near You in Torrance, CA

Browse long-term care insurance agents serving Torrance, California. Updated 2026-07-14.

The top-rated long-term care insurance agent in Torrance, California is AAA Torrance Insurance and Member Services, rated 4.5 stars across 988 reviews. Other highly rated options include Freeway Insurance, Expert Auto Home Insurance - Mercury Auto Insurance, Best California Insurance. This directory lists 24 long-term care insurance agents serving Torrance.

Showing 24 long-term care insurance agents in Torrance, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1AAA Torrance Insurance and Member Services23001 Hawthorne Blvd(310) 325-3111
2Freeway Insurance1243 W Carson St(310) 746-5632
3Expert Auto Home Insurance - Mercury Auto Insurance1311 Crenshaw Blvd suite e(310) 533-6000
4Best California Insurance1710 Sepulveda Blvd(310) 626-6366
5Acrisure Torrance, CA (Peninsula General Ins.)22330 Hawthorne Blvd suite i(310) 539-2533
6Olson Duncan Insurance Service, Inc25550 Hawthorne Blvd STE 203(310) 373-6441
7Adelfia Insurance23133 Hawthorne Blvd STE 202(310) 747-4157
8Covered California Enrollment Center1311 Crenshaw Blvd b(800) 903-0326
9Skypark Benefits Insurance Services2790 Skypark Dr UNIT 108(800) 543-0698
10Ganis Insurance Services, Inc.3655 Torrance Blvd STE 300(310) 540-8486
AT
23001 Hawthorne Blvd
AAA Torrance Insurance and Member Services
Long-Term Care Insurance Agent · Torrance, CA

AAA Torrance Insurance and Member Services serves the Torrance and greater South Bay area as a long-term care insurance agent. The company offers guidance on policies that help clients plan for future personal care needs, such as stay-at-home assistance or nursing facility stays. Their agents explain benefit triggers, daily care coverage options, and inflation protection riders. They also assist clients with policy comparisons and claims support for assisted living or home health services.

FI
1243 W Carson St
Freeway Insurance
Long-Term Care Insurance Agent · Torrance, CA

Freeway Insurance assists individuals in Torrance, California, with planning for the financial challenges of extended care needs. As a Long-Term Care Insurance Agent, the company specializes in policies that cover services not included by standard health insurance, such as nursing home or in-home assistance. These plans help protect personal assets during retirement while managing rising local care costs. The agency can serve commercial sectors including offices, warehouses, and food service establishments seeking employee benefit options.

EA
1311 Crenshaw Blvd suite e
Expert Auto Home Insurance - Mercury Auto Insurance
Long-Term Care Insurance Agent · Torrance, CA

Expert Auto Home Insurance - Mercury Auto Insurance in Torrance, CA provides long-term care insurance agent services to help clients plan for future care needs. It offers guidance on policy options that cover home-based assistance, assisted living, and nursing facility stays, along with ongoing support for policy reviews and claim assistance. The office maintains personalized service plans to adjust coverage as circumstances change. Its clients include owners of single-family homes, apartments, retail spaces, and restaurants.

BC
1710 Sepulveda Blvd
Best California Insurance
Long-Term Care Insurance Agent · Torrance, CA

Homeowners and families in Torrance turn to Best California Insurance for guidance in securing long-term care insurance policies that help protect savings and future care needs. This agency assists clients in comparing coverage options for home care, assisted living, and nursing facility expenses. It serves the greater South Bay region, including neighboring communities such as Redondo Beach and Manhattan Beach.

AT
22330 Hawthorne Blvd suite i
Acrisure Torrance, CA (Peninsula General Ins.)
Long-Term Care Insurance Agent · Torrance, CA

Serving Torrance, California, and the surrounding South Bay communities, Acrisure Torrance, CA (Peninsula General Ins.) handles long-term care insurance for area residents. This agency assists clients in planning for future care needs, such as nursing home stays or in-home assistance, through individual policy selection. The agent evaluates each client’s financial picture and health situation to match them with suitable coverage options from different carriers to protect their assets. A typical job begins with a thorough needs analysis and then a focused comparison of plans tailored to that client’s specific circumstances.

OD
25550 Hawthorne Blvd STE 203
Olson Duncan Insurance Service, Inc
Long-Term Care Insurance Agent · Torrance, CA

At this Torrance agency, coverage is tailored to either one-time comprehensive policy purchases or recurring service plans that allow for periodic adjustments. Long-term care insurance helps protect assets and manage costs of extended care, whether at home or in a facility. Additional riders may be available to enhance base policies. Policy options are reviewed to match individual financial and health situations. Service operates on a scheduled basis for annual policy reviews and as-needed for claims support or beneficiary questions.

AI
23133 Hawthorne Blvd STE 202
Adelfia Insurance
Long-Term Care Insurance Agent · Torrance, CA

Adelfia Insurance specializes in long-term care insurance planning, offering guidance on policies that protect assets against the high costs of extended care in the Torrance, California area. Its agents help clients evaluate coverage options for home care, assisted living, and nursing facility needs. The company also assists with comparing policy benefits and navigating the complexities of California-specific requirements. It particularly helps families prepare financial strategies ahead of seasonal flu and winter months, when hospitalization risks for chronic conditions increase.

CC
1311 Crenshaw Blvd b
Covered California Enrollment Center
Long-Term Care Insurance Agent · Torrance, CA

Covered California Enrollment Center in Torrance, CA assists individuals in selecting long-term care insurance policies to help cover future in-home, assisted living, and nursing facility expenses. It specializes in tailoring plans that address regional care costs and coverage gaps often missed by standard health insurance. The agency works with clients to evaluate policy options within state regulatory guidelines for extended care support. It serves commercial sectors such as office complexes, warehouses, and food service operations across the Los Angeles area.

SB
2790 Skypark Dr UNIT 108
Skypark Benefits Insurance Services
Long-Term Care Insurance Agent · Torrance, CA

Skypark Benefits Insurance Services in Torrance, California assists residents with securing long-term care coverage to help protect assets during extended illness or disability. The agent also advises commercial clients on group long-term care policies for employee benefit packages. Coverage guidance is available for clients throughout the greater Los Angeles area. The agent schedules follow-up consultations between regular visits to review policy options as care needs evolve.

GI
3655 Torrance Blvd STE 300
Ganis Insurance Services, Inc.
Long-Term Care Insurance Agent · Torrance, CA

Ganis Insurance Services, Inc., based in Torrance, California, is known for helping individuals and families secure coverage for long-term care needs in the local area. The agency’s work involves guiding clients through policy options that address potential future assistance with daily activities, such as bathing or eating. By evaluating personal financial situations, the agent recommends plans from various carriers. A specialty service it provides is offering customized consultation for those planning to combine life insurance with a long-term care benefit rider.

CC
20798 Hawthorne Blvd Suite A
Covered California Enrollment Center
Long-Term Care Insurance Agent · Torrance, CA
(800) 650-0922
collectivechoice.com
FI
22805 Hawthorne Blvd
Freeway Insurance
Long-Term Care Insurance Agent · Torrance, CA
(310) 307-7113
locations.freeway.com/torrance-hawthorne-insurance-ca-90505
IC
3220 Sepulveda Blvd #202
Insurance Center Associates: C & S Insurance
Long-Term Care Insurance Agent · Torrance, CA
(310) 517-8255
inscenter.com
AI
17314 Crenshaw Blvd
Altima Insurance
Long-Term Care Insurance Agent · Torrance, CA
(310) 323-1400
altimainsurance.com
LI
3937 Artesia Blvd
Lara Insurance Agency
Long-Term Care Insurance Agent · Torrance, CA
(310) 370-2300
larainsuranceagency.com
SI
18402 Hawthorne Blvd Suite B
Seashore Insurance Agency, Inc.
Long-Term Care Insurance Agent · Torrance, CA
(310) 542-9500
seashoreins.com
SB
18411 Crenshaw Blvd #408
South Bay General Insurance Agency
Long-Term Care Insurance Agent · Torrance, CA
(310) 954-9100
southbayinsurance.com
GL
2211 Torrance Blvd
Guardian Life Insurance Co.
Long-Term Care Insurance Agent · Torrance, CA
(213) 262-1265
BF
1311 Sepulveda Blvd #609
Brite Financial $ Insurance Center
Long-Term Care Insurance Agent · Torrance, CA
(818) 429-3026
britecenter.com
BR
1971 W 190th St suite 260
B R & Y Insurance Inc
Long-Term Care Insurance Agent · Torrance, CA
(310) 217-8880
bryinsurance.com
FI
373 Van Ness Ave #240
FIA Insurance Services Inc
Long-Term Care Insurance Agent · Torrance, CA
(626) 795-7059
fia-insurance.com
DS
25550 Hawthorne Blvd STE 214
D & S Insurance Services
Long-Term Care Insurance Agent · Torrance, CA
(310) 320-7226
dandsinsuranceservices.com
SB
21250 Hawthorne Blvd Suite 500
South Bay Pacific Insurance Group
Long-Term Care Insurance Agent · Torrance, CA
(424) 241-4191
sobaypac.com
YI
18411 Crenshaw Blvd # 401
YMA Insurance Solutions
Long-Term Care Insurance Agent · Torrance, CA
(310) 715-2300
ymainsurance.com

What Does a a Long-Term Care Insurance Agent in Torrance Cost?

Long-term care insurance premiums in California vary widely. A typical policy for a 55-year-old may cost $1,500 to $3,000 per year for a $150 daily benefit with 3% inflation. For a 65-year-old the same policy could range from $2,500 to $5,000 annually. Actual costs depend on your health age and chosen features. This is general information not insurance advice.

About long-term care insurance agents in Torrance

A long-term care insurance agent in Torrance California can help you compare policies from multiple carriers. California law requires agents to explain the California Partnership for Long-Term Care program which offers inflation protection and asset disregard. Local agents understand the cost of care in the South Bay area and can tailor coverage to your needs.

Frequently Asked Questions

What does a long-term care insurance agent in Torrance do?

An agent helps you review policy features like daily benefit amounts and elimination periods. They also explain how California Partnership plans work to protect your assets under Medi-Cal rules.

How is long-term care insurance regulated in California?

California requires agents to follow strict disclosure rules under the California Insurance Code. You have a 30-day free look period to cancel a new policy for a full refund.

What factors affect long-term care insurance cost in Torrance?

Cost depends on your age health benefit amount and inflation option. California Partnership plans may offer lower premiums for qualified buyers but require specific benefit triggers.

Long-Term Care Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.