The top-rated long-term care insurance agent in Upland, California is Sumner Insurance Services, rated 4.6 stars across 788 reviews. Other highly rated options include Kessler Alair Insurance Services, Inc., Asseneth Marsala - State Farm Insurance Agent, Thrifty Insurance Services. This directory lists 18 long-term care insurance agents serving Upland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sumner Insurance Services | 140 N Benson Ave Suite C | (909) 931-7172 |
| 2 | Kessler Alair Insurance Services, Inc. | 2335 W Foothill Blvd #3 | (909) 931-1500 |
| 3 | Asseneth Marsala - State Farm Insurance Agent | 195 N Euclid Ave Ste 102 | (909) 740-7151 |
| 4 | Thrifty Insurance Services | 306 N Mountain Ave | (909) 931-1777 |
| 5 | Joshua Marsh - State Farm Insurance Agent | 1407 W Foothill Blvd | (909) 458-0801 |
| 6 | Insurance Incorporated | 1126 W Foothill Blvd #130 | (909) 740-6333 |
| 7 | Embrace Health Insurance Agency | 123 E 9th St Ste #341 | (909) 521-8838 |
| 8 | iCare Senior Insurance | 876 N Mountain Ave #200a | (909) 919-3594 |
| 9 | Haven Insurance Services, Inc. | 2434 Vista Dr | (909) 944-9022 |
| 10 | Direct Buy Insurance Services | 876 N Mountain Ave #200s | (909) 319-1084 |
Sumner Insurance Services serves Upland, California, and the surrounding San Bernardino County area as a long-term care insurance agent. The agency helps individuals understand the financial implications of future care needs and identify policies that can protect savings from high long-term expenses. A typical appointment includes reviewing policy options for care at home or in a facility. The agency assists clients with selecting appropriate coverage and submitting applications. It handles both individual long-term care policies and works with clients to explore life insurance policies containing long-term care riders.
Kessler Alair Insurance Services, Inc. in Upland, California distinguishes between one-time consultations for immediate needs or regularly recurring reviews and adjustments. The core work centers on arranging coverage that helps clients address the potentially high costs of Long-Term Care in this area, often leveraging age-adjusted premium structures. These services generally operate on an as-needed basis, with additional scheduled reviews prompted by significant health or financial changes.
Asseneth Marsala - State Farm Insurance Agent in Upland, CA, provides a range of long-term care insurance solutions designed to help individuals plan for future care needs. The agency offers policy consultations to tailor coverage options and assists clients with understanding plan benefits and filing claims. Regular policy reviews are available to ensure coverage remains aligned with changing health and financial circumstances. This local office services single-family homes, apartments, retail establishments, and restaurants in the surrounding area.
Thrifty Insurance Services serves homeowners, families, and individuals in Upland, California, who are planning for future care needs. It provides long-term care insurance policies designed to help cover the costs of nursing homes, assisted living, and in-home care. The agency assists clients in understanding policy options and comparing coverage that protects savings from expensive long-term care expenses. Thrifty Insurance Services also extends its services to residents in neighboring communities throughout the San Bernardino Valley.
Serving Upland, California, and the surrounding communities, Joshua Marsh - State Farm Insurance Agent handles long-term care insurance policies designed to help individuals prepare for future care needs. The company addresses the financial aspects of extended stays in nursing homes, assisted living facilities, or home-based care. This agent explains how a policy can protect savings from the high costs of ongoing custodial care. For a typical job, the agent first reviews a client’s current assets and health situation before presenting coverage options that match their specific financial goals.
Insurance Incorporated specializes in matching clients with appropriate long-term care insurance plans, addressing health and lifestyle factors unique to the Upland, California area. Its general work includes policy comparisons and enrollment guidance through complex coverage options. Long-term care insurance agents in this region help families protect assets while securing funds for in-home aides or nursing facility stays near them. As spring gardening and summer outdoor activities increase, the company assists seniors concerned about how a sudden accident or recovery period could create care costs.
Embracing Health Insurance Agency in Upland, CA helps clients distinguish between one-time consultations for immediate needs and recurring service options for ongoing portfolio adjustments. Its focus is long-term care insurance, a specialized coverage designed to protect assets and fund assistance with daily living activities. For local residents, agents guide policy comparisons and application processes tailored to individual health profiles. Service typically operates on a scheduled basis, with appointments available for policy reviews and plan updates as client circumstances change.
As Southern California residents face the rising costs of extended care, many seek reliable coverage to safeguard their assets and retirement plans. iCare Senior Insurance, serving Upland, California, assists clients by evaluating personal health histories and financial situations to match them with appropriate long-term care insurance options. Their process involves a clear comparison of policy benefits and limitations tailored to individual needs. An initial telephone assessment schedules a detailed discussion of each applicant’s specific goals and concerns.
Haven Insurance Services, Inc. operates as a long-term care insurance agent located in Upland, CA. The company guides individuals through the process of selecting policies that help cover the cost of extended personal or medical care. This work is important for many clients in the surrounding area who seek to plan for future healthcare needs. The agency can serve commercial sectors such as offices, warehouses, and food service establishments.
What Does a a Long-Term Care Insurance Agent in Upland Cost?
The cost of long-term care insurance in California varies widely based on age, health, and policy features. A typical annual premium for a 55 year old in good health might range from 1,500 to 3,000 dollars for a basic policy. For a 65 year old, premiums can range from 2,500 to 5,000 dollars per year. Higher benefit amounts and inflation riders increase the cost. This is general information and not insurance advice.
About long-term care insurance agents in Upland
A long-term care insurance agent in Upland California can help you protect your savings from the high cost of extended care. California does not have a state sponsored long term care insurance program so private policies are the main option. Local agents understand the regional costs of care in San Bernardino County and can guide you through the underwriting process.
Frequently Asked Questions
What does a long-term care insurance agent in Upland do?
An agent helps you compare policies from multiple insurance carriers. They explain benefit amounts, elimination periods, and inflation protection options. They also assist with completing the application and medical underwriting required by California insurers.
How does California law affect long-term care insurance?
California requires insurers to offer inflation protection options and a free look period of 30 days. The state also mandates that policies cannot be canceled for late payment until a 30 day grace period passes. Agents must be licensed by the California Department of Insurance.
What are the eligibility requirements for long-term care insurance in California?
You must be a California resident and generally between ages 18 and 84. Insurers require medical underwriting which may include a health questionnaire or phone interview. Pre existing conditions may affect approval or premium rates.
Long-Term Care Insurance Agents in Other California Cities
Alameda · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Atascadero · Bakersfield · Baldwin Park · Banning · Beaumont · Bell Gardens · Bellflower · Benicia