The top-rated long-term care insurance agent in Farmington, Connecticut is North American Underwriters, rated 5.0 stars across 168 reviews. Other highly rated options include Bankers Life, Munson Retirement Planning, Nick Pitruzzello - Independent Insurance Broker & Retirement Planning. This directory lists 20 long-term care insurance agents serving Farmington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | North American Underwriters | 16 Spring Ln STE 1 | (860) 674-4000 |
| 2 | Bankers Life | 195 Scott Swamp Rd Ste 2 | (860) 674-0342 |
| 3 | Munson Retirement Planning | 20 Waterside Dr Suite 202 | (860) 801-7095 |
| 4 | Nick Pitruzzello - Independent Insurance Broker & Retirement Planning | 20 Waterside Dr Suite 202 | (860) 251-9161 |
| 5 | Progressive Insurance - Claims Office | 30 Batterson Park Rd Suite 200 | (800) 776-4737 |
| 6 | Insurance Alternatives Inc. | 128 Garden St | (860) 677-0553 |
| 7 | Robert Murphy, Bankers Life Agent | 195 Scott Swamp Rd Ste 2 | (860) 674-0342 |
| 8 | ConnectiCare | 175 Scott Swamp Rd Building 2 | (800) 251-7722 |
| 9 | Wentworth Insurance | 20 Batterson Park Rd # 120 | (860) 676-3073 |
| 10 | Lindquist Insurance Associates, Inc. | 6 Executive Dr #119 | (860) 224-2413 |
North American Underwriters serves the greater Farmington, Connecticut area as a long-term care insurance agent. This firm helps clients understand and select policies that address the financial risks of extended custodial care. It works to match individuals with coverage that protects assets from the high cost of nursing or home-based assistance. The company also assists with policy comparisons and the application process for local residents. It specifically handles questions about qualifying for care benefits and filing future claims in Connecticut.
Bankers Life in Farmington, CT provides personalized guidance for individuals planning for future care needs. It offers initial consultations to evaluate long-term care insurance options and assists clients through the selection and application process. The agency supports policyholders by helping manage claims and addressing questions about existing coverage. Its services are geared toward maintaining financial security during periods of extended illness or disability. The company serves clients protecting single-family residences, apartment dwellers, retail businesses, and restaurant owners.
In Connecticut, clients may choose between one-time consultations to review their existing policies or ongoing service options that adjust coverage over time. Munson Retirement Planning, located in Farmington, assists individuals with selecting long-term care insurance policies that protect assets and provide access to care providers across the region. The agent explains how policy benefits respond to different care settings, including home-based services and facility stays. Service runs on either a scheduled or as-needed basis, depending on each client’s current stage of retirement planning.
Nick Pitruzzello, an independent insurance broker and retirement planning specialist in Farmington, CT, offers long-term care insurance services. His work includes helping clients evaluate policy options and design individualized coverage strategies for future personal care needs. This local agent assists individuals and families in protecting their savings from the high costs of assisted living, nursing homes, and home health aides. As winter approaches and seasonal illness risks increase, many turn to him for guidance on securing coverage before a health change occurs.
Progressive Insurance - Claims Office serves Farmington, Connecticut, and the surrounding communities in Hartford County. The office handles inquiries for long-term care insurance agents, focusing on claims related to chronic illness, disability, and assisted living coverage for local policyholders. It processes documentation for benefits tied to nursing home and home health care services. The office typically begins each job by verifying the policy details and coordinating directly with care providers and beneficiaries to ensure all required forms are submitted accurately and on time for review.
As local families consider how to protect their savings from the rising costs of assisted living and in-home care, Insurance Alternatives Inc. in Farmington, CT offers guidance on long-term care insurance policies. The agency helps residents understand coverage options suited to their stage of life. An initial consultation provides a clear overview of available plans and eligibility requirements.
Robert Murphy, Bankers Life Agent provides long-term care insurance services to residents in Farmington, Connecticut. In addition to residential coverage, the agency handles commercial long-term care policies for businesses in the surrounding area. Long-term care insurance agents in this region help clients plan for future care needs, including nursing home and home health services. The agency focuses on policy reviews and adjustments, with regular follow-up visits to ensure coverage continues to meet changing client circumstances.
Serving homeowners and individuals planning for their future healthcare needs, ConnectiCare in Farmington, CT connects clients with long-term care insurance policies designed to protect personal assets and cover expenses for extended care services. The agency helps customers navigate coverage options that address nursing home stays, assisted living facilities, and in-home care arrangements. This careful selection process ensures financial stability during later years in life. The company also assists families residing in nearby communities throughout the Greater Hartford metropolitan area.
Wentworth Insurance, located in Farmington, Connecticut, provides professional guidance in securing long-term care coverage. The agency assists individuals and families in navigating policy options to protect assets and future healthcare needs. As specialists in this field, they focus on policies that fund assisted living, nursing home, and in-home support services. These efforts help clients prepare for potential extended care expenses while preserving financial independence. Their services are often of value to local businesses and commercial sectors, including offices, warehouses, and food service operations seeking to offer employee benefit solutions.
What Does a a Long-Term Care Insurance Agent in Farmington Cost?
Long-term care insurance premiums in Connecticut vary widely based on age health and benefit choices. A typical policy for a 55-year-old might cost between 150 and 300 dollars per month. For a 65-year-old the same policy could range from 300 to 600 dollars per month. These are estimates and actual costs depend on your specific case. This is general information not insurance advice.
About long-term care insurance agents in Farmington
Long-term care insurance agents in Farmington Connecticut help residents plan for future care needs. Connecticut offers the Partnership for Long-Term Care program which allows policyholders to protect assets equal to the benefits paid. An agent can explain how these state-specific policies work and compare plans from multiple carriers.
Frequently Asked Questions
What does a long-term care insurance agent in Farmington do?
An agent helps you evaluate policy features like daily benefit amounts and elimination periods. They also explain Connecticut Partnership policies which provide asset protection under state law. The agent does not sell health insurance but specializes in long-term care coverage.
How do Connecticut Partnership policies work?
Connecticut Partnership policies allow you to keep assets equal to the amount of benefits paid by the policy. This asset protection is recognized by the state Medicaid program. An agent can show you how this differs from traditional long-term care insurance.
What are the age requirements for buying long-term care insurance in Connecticut?
Most carriers issue policies to individuals aged 18 to 84. Premiums are lower when you buy at a younger age. Connecticut law requires insurers to offer inflation protection options for policies sold to people under age 76.
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