The top-rated long-term care insurance agent in Monroe, Connecticut is Darren Dyson, Koritko Insurance Group, Inc., rated 5.0 stars across 57 reviews. Other highly rated options include Shildneck & Associates Insurance Services, LLC, Angelovic Insurance Group LLC, Fida Insurance Group. This directory lists 16 long-term care insurance agents serving Monroe.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Darren Dyson, Koritko Insurance Group, Inc. | 731 Main St unit 124 | (203) 268-7224 |
| 2 | Shildneck & Associates Insurance Services, LLC | 500 Purdy Hill Rd STE 5 | (203) 590-3500 |
| 3 | Angelovic Insurance Group LLC | MONROE PROFESSIONAL BUILDING, 450 Monroe Turnpike Suite 100 | (203) 459-8000 |
| 4 | Fida Insurance Group | 244 Monroe Turnpike | (203) 445-0031 |
| 5 | Adam Miller Agency, LLC | 227 Monroe Turnpike 2nd floor | (203) 261-5090 |
| 6 | Lawrence McNellis: Allstate Insurance | 417 Main St | (203) 268-3300 |
| 7 | Jennifer Draney - State Farm Insurance Agent | 494 Main St #1 | (203) 261-7772 |
| 8 | Smith Brothers Insurance | 501 Main St #101 | (203) 268-9999 |
| 9 | John Zsoldos - Insurance Agent Koritko Insurance | 731 Main St unit 124 | (203) 268-7224 |
| 10 | Koritko Insurance Group Inc | 731 Main St | (203) 268-7224 |
Darren Dyson of Koritko Insurance Group, Inc. serves clients in and around Monroe, Connecticut, as a local long-term care insurance agent. The company assists individuals with evaluating their estate and assets to determine appropriate coverage for future care needs. Agents guide families through policy options that address nursing facility, in-home, and assisted living expenses. This includes assisting with claims navigation and helping design plans that protect savings from the high cost of extended care. Specific services include policy comparisons and tailored benefit explanations.
Shildneck & Associates Insurance Services, LLC provides guidance on long-term care insurance options for individuals and families in Monroe, CT. Their services involve explaining different policy structures and helping clients select appropriate coverage levels. Ongoing support includes assisting with policy management, answering questions about claims procedures, and reviewing plans as needs change. They serve clients considering coverage for single-family homes, apartments, retail, and restaurants.
Angelovic Insurance Group LLC serves individuals and families in Monroe, Connecticut, who are planning for future long-term care needs. The company provides guidance on long-term care insurance policies, helping clients evaluate coverage options to protect assets and secure assistance with daily personal care. This work often involves explaining policy features, such as benefit triggers and elimination periods, to ensure informed decisions. Their service area extends to neighboring communities throughout Fairfield County, including Trumbull and Bridgeport, offering similar consultation to residents in those areas.
Fida Insurance Group serves clients in Monroe, Connecticut, and the surrounding communities with long-term care insurance solutions. The agency handles the evaluation of individual needs for protection against the high costs of extended care, including nursing home and home health services. It assists clients in navigating the complexities of available policy options and coverage levels. To handle a typical job, it starts with a thorough assessment of a client’s financial situation and family health history before guiding them toward appropriate plan selections.
Residents in Monroe, CT seeking long-term care coverage face a choice between a single comprehensive policy plan or a recurring service that adjusts coverage over time. Adam Miller Agency, LLC offers both options, helping individuals protect assets against the high costs of future care needs like nursing homes or assisted living in this area. The agency provides this guidance and ongoing support on either a one-time consultation or an as-needed basis, depending on each client's evolving circumstances.
Lawrence McNellis: Allstate Insurance specializes in long-term care insurance, helping clients prepare for future medical and personal care needs. The agency also provides general insurance services to individuals and families in the Monroe, CT area. It focuses on creating policies that protect savings and assets against the high costs of extended care. As winter approaches, the agency assists with reviewing coverage options for sudden health changes that can arise from seasonal illnesses or falls on ice.
As the population of Monroe continues to age, many residents seek ways to fund potential future care needs without depleting their savings. Jennifer Draney, a State Farm Insurance Agent serving the local area, provides guidance on long-term care insurance policies designed to cover home health aides, assisted living, or nursing home stays. Each client consultation begins with a careful review of individual health histories and financial goals to recommend appropriate coverage. A no-obligation initial assessment follows to evaluate current eligibility and plan premiums.
Smith Brothers Insurance helps clients plan for the financial challenges of aging in Monroe, CT. As a local long-term care insurance agent, this company focuses on policies designed to cover home care, assisted living, and nursing facility expenses. It provides guidance on plan options available to individuals and families in the area. The agent can serve a range of commercial sectors, including offices, warehouses, and food service operations.
Serving Monroe and surrounding communities, John Zsoldos - Insurance Agent Koritko Insurance assists individuals with their long-term care insurance needs at home. Commercial coverage is also available to business owners who wish to protect their assets. The firm serves clients throughout the greater Monroe area, helping them evaluate policy options for future care expenses. After an initial consultation and policy selection, clients can rely on ongoing support for policy adjustments or claims questions between regular service visits.
Koritko Insurance Group Inc is known for guiding individuals and families in Monroe, CT, through the complexities of long-term care insurance planning. The firm advises clients on strategies to help protect assets while preparing for potential future care needs. As an agent serving the local community, Koritko Insurance Group assists with policy comparisons and benefit explanations to help customers make informed decisions. A specialty service it can add on to a long-term care plan is a customized hybrid life and long-term care insurance policy recommendation.
What Does a a Long-Term Care Insurance Agent in Monroe Cost?
Typical annual premiums for a 55 year old in Connecticut range from 2,000 to 4,000 dollars for a policy with 150 dollars daily benefit and 3 year benefit period. Costs increase with age and additional features like 5% compound inflation protection. Premiums for a 65 year old can be 3,500 to 6,000 dollars per year. This is general information and not insurance advice.
About long-term care insurance agents in Monroe
A long-term care insurance agent in Monroe Connecticut can help you plan for future care needs while protecting your assets. Connecticut offers the Partnership for Long-Term Care program which allows policyholders to access Medicaid after their private benefits are used. Working with a local agent ensures you understand how state regulations and Monroe area care costs affect your coverage choices.
Frequently Asked Questions
What does a long-term care insurance agent in Monroe do?
An agent helps you compare policies from multiple carriers to find coverage that fits your budget and health needs. They explain Connecticut specific options like the Partnership program and inflation protection riders. The agent also assists with the application process and medical underwriting.
How does Connecticut Partnership for Long-Term Care affect my policy?
Connecticut Partnership policies allow you to keep a portion of your assets equal to the benefits paid by your policy if you later need Medicaid. This means your policy provides dollar for dollar asset protection. Only certified Partnership policies qualify for this benefit.
What factors affect long-term care insurance costs in Monroe?
Costs depend on your age, health, benefit amount, benefit period, and inflation protection options. Connecticut requires insurers to offer a 3% annual compound inflation rider. Premiums also vary by carrier so comparing multiple quotes is important.
Long-Term Care Insurance Agents in Other Connecticut Cities
Avon · Berlin · Bloomfield · Branford · Bridgeport · Bristol · Cheshire · Danbury · East Hartford · Enfield · Fairfield · Farmington · Glastonbury · Guilford · Hamden