The top-rated long-term care insurance agent in Wilmington, Delaware is Tara McDonald - State Farm Insurance Agent, rated 5.0 stars across 303 reviews. Other highly rated options include Ray Aungst: Allstate Insurance, Abby Pubusky - State Farm Insurance Agent, Ray Romano - State Farm Insurance Agent. This directory lists 36 long-term care insurance agents serving Wilmington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tara McDonald - State Farm Insurance Agent | 4408 Limestone Rd | (302) 234-1116 |
| 2 | Ray Aungst: Allstate Insurance | 5301 Limestone Rd #124 | (302) 291-3500 |
| 3 | Abby Pubusky - State Farm Insurance Agent | 1805 Foulk Rd Suite H | (302) 434-3333 |
| 4 | Ray Romano - State Farm Insurance Agent | 2502 Silverside Rd Ste 8 | (302) 485-4426 |
| 5 | McAfee Insurance Agency | 1816 W 4th St | (302) 655-7999 |
| 6 | Raleigh Collins Jr - State Farm Insurance Agent | 250 Philadelphia Pike 1st Floor | (302) 764-6802 |
| 7 | Charles Potter Jr. Insurance Agency | 5506 Kirkwood Hwy | (302) 995-5451 |
| 8 | Wiswall Insurance Agency | 1035 N Lincoln St Suite 300 | (302) 791-7600 |
| 9 | Theresa Heitter - State Farm Insurance Agent | 2048 Limestone Rd | (302) 998-0576 |
| 10 | Prominent Insurance Services | 1201 Orange St #7295 | (302) 351-3368 |
Homeowners and families in Wilmington, Delaware seeking help with future care costs turn to Tara McDonald - State Farm Insurance Agent for long-term care insurance guidance. This agency helps clients understand policy options that provide financial protection for nursing home, assisted living, or home-based care services. It explains coverage details for various age groups planning ahead. The agency also assists with similar insurance needs for residents in the Newark community within New Castle County.
Ray Aungst: Allstate Insurance serves clients in Wilmington, Delaware, and the surrounding communities in New Castle County with long-term care insurance guidance. This agency handles the process of evaluating individual needs for policies that help cover the expenses of extended care, whether at home or in a facility. In a typical engagement, it works to clarify the nuances of benefit periods and coverage options, using a consultative approach to match solutions with each client’s financial situation and future care goals.
Abby Pubusky - State Farm Insurance Agent offers individual long-term care insurance, which typically provides a one-time pool of benefits for covered services, unlike recurring assistance options that require ongoing premium payments. This coverage can help Wilmington residents manage expenses related to extended personal or skilled nursing care, either at home or in a facility. The agent appointments for policy details and claims guidance generally operate on an as-needed basis.
Ray Romano - State Farm Insurance Agent in Wilmington, DE, offers long-term care insurance policies designed to help individuals plan for future extended care needs. The agency also provides general insurance services including auto, home, and life coverage to local residents. Its long-term care agent works with clients to understand policy options that protect assets during retirement years. As winter approaches, homeowners should consider reviewing their coverage to ensure adequate protection against ice dam damage and frozen pipe claims.
McAfee Insurance Agency in Wilmington, DE, helps individuals and families plan for future care needs by offering long-term care insurance policies. These policies are designed to cover costs associated with assisted living, home health aides, and nursing home stays that regular health insurance or Medicare typically do not cover. The agency works with clients to understand their personal risk factors and financial goals. Commercial sectors it can serve include small offices, industrial warehouses, and food service establishments that wish to provide employee benefit options.
Raleigh Collins Jr - State Farm Insurance Agent in Wilmington, DE is known for helping families prepare for the financial challenges of aging. Its long-term care insurance agent services assist clients with planning for potential nursing home, assisted living, and in-home care expenses. Policies are designed to protect retirement savings while providing access to quality care options in the region. For those requiring immediate solutions, this agency also specializes in supplementing existing Medicare coverage with tailored Medigap plans.
Charles Potter Jr. Insurance Agency provides long-term care insurance products, including policy consultations and plan comparisons, for clients in Wilmington, Delaware. Its service plans include periodic policy reviews and assistance with claims or benefit filings as needs arise. The agent works with individuals and families seeking coverage for future care expenses, helping safeguard savings and assets. The properties it services include single-family homes, apartments, and assisted living facilities.
Wiswall Insurance Agency serves the Wilmington, Delaware metro area, specializing in Long-Term Care Insurance to help clients plan for future care needs. The agency assists individuals and families in evaluating policies that cover nursing home stays, in-home care, and assisted living expenses. By focusing on this specific type of coverage, the agency helps protect assets while ensuring access to quality care. It handles policy comparisons and enrollment for both traditional and hybrid long-term care plans.
Homeowners, retirees, and families in Wilmington can turn to Theresa Heitter - State Farm Insurance Agent for guidance on long-term care insurance. The agency helps clients explore coverage options that protect savings from the high costs of assisted living or in-home care, tailoring policies to individual health and financial needs. It also serves nearby communities in New Castle County and throughout the greater Wilmington metro area.
What Does a a Long-Term Care Insurance Agent in Wilmington Cost?
Long-term care insurance agent services in Wilmington typically do not charge you a separate fee. Agents earn commissions from the insurance company, usually a percentage of your premium. For a 55-year-old couple in Delaware, a comprehensive policy may cost between 2,500 and 4,500 dollars per year combined. Costs vary based on age, health, benefit amount, and policy features. This is general information and not insurance advice.
About long-term care insurance agents in Wilmington
Long-term care insurance agents in Wilmington Delaware help residents plan for future care costs. Delaware law requires agents to be licensed by the Delaware Department of Insurance. Agents can explain policy options and how they work with Delaware Medicaid rules.
Frequently Asked Questions
What does a long-term care insurance agent in Wilmington do?
A long-term care insurance agent helps you compare policies from different companies. They explain coverage limits, elimination periods, and inflation protection options. Agents must follow Delaware regulations for policy disclosures and suitability standards.
Does Delaware have a partnership program for long-term care insurance?
Yes, Delaware offers a Long-Term Care Partnership Program. This program lets policyholders keep more assets if they later need Medicaid. An agent can explain how partnership policies work with Delaware Medicaid rules.
What is the best age to buy long-term care insurance in Delaware?
Most people buy long-term care insurance between ages 50 and 65. Premiums are lower when you are younger and healthier. Delaware law does not set a specific age requirement for purchasing a policy.
Long-Term Care Insurance Agents in Other Delaware Cities
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