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Compare Long-Term Care Insurance Agents in Citrus Hills, FL

Looking for a long-term care insurance agent in Citrus Hills? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Citrus Hills, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 2 long-term care insurance agents in Citrus Hills, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Sheldon-Palmes Insurance
2424 N Heritage Oaks Path, Citrus Hills, FL 34442
(352) 341-4661 sheldonpalmesinsurance.com
Virgilio Insurance Services, LLC
1421 N Skyhawk Point, Citrus Hills, FL 34442
(352) 419-5636 virgilioinsurance.com

Long-term care insurance agents in Citrus Hills, Florida help residents plan for future care needs. Agents explain policy benefits and Florida Partnership for Long-Term Care program options. This program allows policyholders to protect assets equal to benefits paid.

What Does a Long-Term Care Insurance Agent in Citrus Hills Cost?

Long-term care insurance agent services in Florida typically do not charge a separate fee. Agents earn commissions from insurance companies, usually a percentage of your annual premium. Premiums for a 55-year-old in Citrus Hills can range from 1,500 to 3,500 dollars per year for a policy with 3 to 5 years of coverage. Costs depend on your age, health, benefit amount, and inflation protection. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent in Citrus Hills do?
An agent helps you compare policies from different insurance companies. They explain coverage for home care, assisted living, and nursing home care. They also guide you on Florida-specific rules like the 90-day elimination period for Partnership policies.
How do Florida Partnership policies work with long-term care insurance?
Florida Partnership policies let you keep assets equal to the benefits you receive. For example, if your policy pays 100,000 dollars in benefits, you can protect 100,000 dollars of assets from Medicaid. An agent in Citrus Hills can explain if you qualify for this program.