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Long-Term Care Insurance Agents in Cocoa Beach, FL

Looking for a long-term care insurance agent in Cocoa Beach? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Cocoa Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 2 long-term care insurance agents in Cocoa Beach, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Brevard Insurance & Marketing, Inc.
3201 N Atlantic Ave, Cocoa Beach, FL 32931
(321) 783-2404 brevardins.us
Space Coast Insurance Advisors, Inc
5505 N Atlantic Ave # 102, Cocoa Beach, FL 32931
(321) 784-2300 insurancecocoabeachfl.com

Long-term care insurance agents in Cocoa Beach help residents plan for future care costs. Florida law requires agents to be licensed and to explain the Florida Partnership for Long-Term Care program. This program allows policyholders to protect a portion of their assets if they later need Medicaid.

What Does a Long-Term Care Insurance Agent in Cocoa Beach Cost?

Long-term care insurance costs in Florida vary by age, health, and benefit amount. A typical policy for a healthy 55-year-old may cost between $1,500 and $3,000 per year. A 65-year-old might pay $2,500 to $5,000 annually. Florida Partnership policies may have slightly different pricing. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent in Cocoa Beach do?
An agent helps you compare policies from different companies. They explain benefit triggers, elimination periods, and inflation protection options. They also guide you on Florida Partnership qualified policies which offer asset protection.
Is there a time limit to buy long-term care insurance in Florida?
There is no legal time limit to purchase a policy. However, premiums increase with age and health conditions. Most experts recommend buying in your 50s or early 60s when you are more likely to qualify for standard rates.
What Florida laws affect long-term care insurance policies?
Florida Statute 627.9407 requires a 30-day free look period after purchase. You can cancel for a full refund within that time. Also, Florida mandates that policies offer inflation protection and cannot deny coverage based on pre-existing conditions after the policy has been in force for six months.