The top-rated long-term care insurance agent in Cooper City, Florida is Lisa Faina: Allstate Insurance, rated 4.8 stars across 594 reviews. Other highly rated options include Maidely Tabraue: Allstate Insurance, Frank Walker - State Farm Insurance Agent, Janet Fernandez - State Farm Insurance Agent. This directory lists 11 long-term care insurance agents serving Cooper City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lisa Faina: Allstate Insurance | 2643 N Hiatus Rd | (954) 437-9220 |
| 2 | Maidely Tabraue: Allstate Insurance | 12240 SW 53rd St #508 | (954) 266-2340 |
| 3 | Frank Walker - State Farm Insurance Agent | 12330 SW 53rd St Suite 711 | (954) 434-2244 |
| 4 | Janet Fernandez - State Farm Insurance Agent | 10600 Griffin Rd Suite 101 | (954) 680-6605 |
| 5 | Michael Fernandez - State Farm Insurance Agent | 10600 Griffin Rd Ste 102 | (954) 900-4077 |
| 6 | Horizons Insurance & Financial Services | 10620 Griffin Rd Suite 103 | (954) 862-1735 |
| 7 | Knight Insurance of Broward | 9112 Griffin Rd | (954) 382-5244 |
| 8 | Dewey Insurance Agency, Inc. | 10620 Griffin Rd #201 | (954) 436-5630 |
| 9 | Adrian Tabraue: Allstate Insurance | 12260 SW 53rd St Ste 601B | (954) 453-5076 |
| 10 | Advanced Insurance & Financial | 12240 SW 53rd St # 501 | (954) 436-4027 |
Lisa Faina: Allstate Insurance serves Cooper City and the surrounding Broward County area, providing long-term care insurance agent services. This agency helps clients plan for future needs by offering policies that cover extended care, often in home or facility settings. Long-term care protection can address expenses not typically covered by standard health plans or Medicare. The company assists in comparing benefit options to match individual financial and health scenarios. Its services include advising on policy terms and coordinating long-term care coverage for local residents.
Maidely Tabraue: Allstate Insurance in Cooper City, FL, provides long-term care insurance policy options to help individuals plan for future extended care needs. Services include guiding clients through policy features, explaining coverage choices, and providing ongoing support for existing plans. The agency helps maintain coverage by assisting with policy reviews, premium payments, and claims or benefit questions as they arise. This firm services homeowners of single-family residences, apartment dwellers, and local retail and restaurant business owners seeking individual or group long-term care coverage.
Frank Walker - State Farm Insurance Agent in Cooper City serves families and individuals exploring coverage for future care needs as a long-term care insurance agent. The agency helps clients plan for potential expenses related to extended custodial care not typically covered by standard health plans or Medicare. Services include explaining policy benefits, reviewing coverage options, and assisting with applications. This office also serves neighboring communities in the Davie and Weston areas of western Broward County.
Serving Cooper City and surrounding communities in Broward County, Janet Fernandez - State Farm Insurance Agent handles long-term care insurance needs. The agency works with individuals and families to review policies that help cover costs of extended nursing or home-based care. Seeking appropriate coverage involves evaluating future needs alongside current insurance solutions. A typical intake includes meeting with clients to explain policy benefits, funding options, and future enrollment timing. The agent guides clients through available plans and answers coverage questions.
Michael Fernandez - State Farm Insurance Agent in Cooper City, FL assists clients in distinguishing between one-time policy purchases and recurring premium payment options for long-term care coverage. This role helps individuals plan for future needs such as home care or assisted living expenses. Services are provided on a scheduled, as-needed basis, with appointments typically arranged by request to review policy options and adjust coverage as circumstances change.
Horizons Insurance & Financial Services specializes in long-term care insurance planning for residents of Cooper City, Florida. The agent offers personalized consultations to help clients understand policy options that cover in-home care, assisted living, or nursing facility expenses. As a local resource in Cooper City, it works with individuals approaching retirement to build strategies that protect assets from future care costs. During open enrollment periods, the agent assists clients in reviewing existing coverage to ensure benefits adequately address rising regional care expenses.
As Cooper City residents begin planning for the costs of prolonged medical or personal care needs, Knight Insurance of Broward provides guidance on long-term care insurance policies. The agency focuses on explaining how these plans can help protect personal savings against future assisted living or home health expenses common in South Florida. They offer straightforward consultations aimed at clarifying coverage options and benefit structures without using jargon. An initial needs assessment is scheduled to review individual health and financial situations before any specific policy comparisons are made.
Dewey Insurance Agency, Inc. serves residents in and around Cooper City, FL, with long-term care insurance policies that help protect assets while accessing necessary support services. The agency also addresses commercial coverage requirements for local businesses seeking to offer benefits related to extended care needs. Service appointments are available for the broader South Florida area during standard business hours. The agent schedules follow-up meetings after policy enrollment to review coverage details between regular annual visits.
Adrian Tabraue: Allstate Insurance operates as a long-term care insurance agent in Cooper City, FL, helping clients prepare for future care needs through coverage options. As a specialist, the agency assists residents in planning for extended medical support from both facility-based and home health sources. Policies can be tailored to address individual financial and care preferences. The agent can serve local offices seeking employee benefit packages, warehouses requiring group policy solutions, and food service businesses looking to offer long-term care coverage.
Advanced Insurance & Financial, based in Cooper City, FL, is known for helping clients navigate the complexities of long-term care insurance planning. The agency assists individuals and families in selecting coverage that addresses the significant financial risks of extended care needs, working to align policy options with personal health and retirement goals. Its service range includes evaluating policy features, such as benefit amounts and elimination periods, to match local care costs. To provide more comprehensive protection, it can also add a rider for inflation protection to long-term care policies.
What Does a a Long-Term Care Insurance Agent in Cooper City Cost?
The cost of long-term care insurance in Florida depends on your age, health, and chosen benefits. For a 60-year-old, annual premiums often range from $2,000 to $4,500 for a policy with a 3-year benefit period and 3% inflation protection. Younger applicants pay less, while older applicants pay more. This is general information, not insurance advice.
About long-term care insurance agents in Cooper City
A long-term care insurance agent in Cooper City, Florida helps residents plan for future care costs. Florida has a high population of older adults, making this coverage important for protecting savings. Agents can explain Florida-specific rules, such as the Partnership for Long-Term Care program which offers asset protection.
Frequently Asked Questions
What does a long-term care insurance agent in Cooper City do?
An agent helps you compare policies from different insurers to find coverage that fits your needs and budget. They explain Florida laws like the 30-day free look period, which lets you cancel a policy for a full refund. Agents also guide you on benefit triggers and inflation protection options.
How does Florida law affect long-term care insurance policies?
Florida requires insurers to offer inflation protection and nonforfeiture benefits. The state also has a Partnership program that allows you to keep assets equal to the benefits paid if you need Medicaid later. Agents must be licensed by the Florida Department of Financial Services.
What is the typical cost for long-term care insurance in Florida?
Costs vary by age, health, and coverage level. A 55-year-old in Florida might pay between $1,500 and $3,000 per year for a policy with a $150 daily benefit. Premiums can increase over time, so it is important to review policy details carefully.
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