ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Long-Term Care Insurance Agents Near You in Crystal River, FL
Compare long-term care insurance agents in Crystal River. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Crystal River, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 4 long-term care insurance agents in Crystal River, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Advanced Insurance Solutions
930 N Suncoast Blvd, Crystal River, FL 34429
(352) 228-4040
insbrokers.org
InvestSafe Financial
5641 W Gulf to Lake Hwy, Crystal River, FL 34429
(352) 445-9736
investsafefinancial.com
Angelina Godfrey Insurance Agency
916 N Suncoast Blvd, Crystal River, FL 34429
(352) 436-4968
insurewithangelina.com
Max Care Insurance Co.
1661 US-19, Crystal River, FL 34429
(352) 306-5814
A long-term care insurance agent in Crystal River Florida can help you find a policy that covers nursing home care home health care and assisted living. Florida law requires agents to be licensed and to explain the Florida Partnership for Long-Term Care program which allows policyholders to protect assets equal to the benefits they receive. Local agents understand the needs of retirees in Citrus County and can guide you through the application process.
What Does a Long-Term Care Insurance Agent in Crystal River Cost?
The cost of long-term care insurance in Florida varies based on your age health and the policy features you choose. For a healthy 55 year old a policy with a 150 daily benefit and 3 year benefit period might cost between 1200 and 2500 per year. Premiums for a 65 year old can range from 2000 to 4000 per year. Costs are higher for policies with inflation protection or longer benefit periods. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Crystal River do?
A long-term care insurance agent helps you compare policies from different companies and explains coverage options like daily benefit amounts benefit periods and inflation protection. They also help you understand Florida specific rules such as the 60 day free look period where you can cancel a policy for a full refund.
Do I need a Florida licensed agent for long-term care insurance?
Yes Florida law requires that any agent selling long-term care insurance hold a valid Florida insurance license. A local Crystal River agent will be familiar with Florida regulations including the requirement for a suitability letter that documents why a policy is appropriate for your age and health.
What is the Florida Partnership for Long-Term Care program?
The Florida Partnership is a state program that lets you protect a portion of your assets equal to the benefits paid by your policy. This means if your policy pays 100000 in benefits you can keep 100000 in assets and still qualify for Medicaid. A Crystal River agent can explain if a Partnership policy is right for you.
Free • No Obligation
Compare Long-Term Care Insurance Agents
Get matched with agents in Crystal River who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.