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Find Long-Term Care Insurance Agents in Fort Walton Beach, FL
Looking for a long-term care insurance agent in Fort Walton Beach? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Fort Walton Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 2 long-term care insurance agents in Fort Walton Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Harris Insurance Services, Inc.
123 Miracle Strip Pkwy SE, Fort Walton Beach, FL 32548
(850) 244-2111
harrisinsurance.com
Term Brokers Insurance Services
348 Miracle Strip Pkwy SW Ste 30-A, Fort Walton Beach, FL 32548
(850) 864-2000
termbrokersinsurance.com
Long-term care insurance agents in Fort Walton Beach help residents plan for future medical and personal care needs. Florida has a Partnership for Long-Term Care program that allows policyholders to protect assets equal to the benefits paid. Agents can explain how these policies work with local facilities and Medicare rules.
What Does a Long-Term Care Insurance Agent in Fort Walton Beach Cost?
Long-term care insurance costs in Florida depend on your age health and chosen benefits. For a 55 year old annual premiums often range from 1500 to 3000 dollars. A 65 year old might pay 2500 to 5000 dollars per year. Policy features like inflation protection and benefit period length affect the price. This is general information and not insurance advice. Consult a licensed agent for a personalized quote.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Fort Walton Beach do?
An agent helps you compare policies from different companies and explains coverage options. They assess your health history and financial situation to recommend suitable plans. They also guide you through Florida specific rules like the Partnership program.
How does Florida law affect long-term care insurance policies?
Florida requires insurers to offer inflation protection and nonforfeiture benefits. The Florida Partnership program lets you keep assets equal to the benefits paid if you need Medicaid later. Agents must be licensed by the Florida Department of Financial Services.
What is the typical cost for long-term care insurance in Florida?
Annual premiums in Florida vary widely based on age health and coverage level. A 55 year old might pay between 1500 and 3000 dollars per year. Older applicants or those with health issues may see higher rates. Costs also depend on benefit amount and duration.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.