Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 5 long-term care insurance agents in Inverness, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Integrity Insurance Advisors
4411 E Arlington St, Inverness, FL 34453
(352) 344-4360
iiacitrus.com
Nature Coast Insurance Agency
213 S Apopka Ave, Inverness, FL 34452
(352) 341-0040
ncinsa.com
Megan Hardy - AMERILIFE
217 E Highland Blvd, Inverness, FL 34452
(352) 613-1992
meganhardyamerilife.com
AmeriLife of Citrus County, LLC
217 E Highland Blvd, Inverness, FL 34452
(352) 726-7722
amerilife.com
Trusted Solutions Insurance Agency Inc
1400 US-41 UNIT 1364, Inverness, FL 34451
(352) 860-1821
trustedsolutionsins.com
What Does a Long-Term Care Insurance Agent in Inverness Cost?
In Florida, long-term care insurance premiums vary widely based on age, health, and benefit amount. A typical policy for a 55-year-old might cost between $1,500 and $3,000 per year, while a 65-year-old might pay $2,500 to $5,000 annually. Costs also depend on inflation protection and benefit duration. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Inverness do?
An agent helps you compare policies from different insurers and explains coverage details like benefit periods and elimination periods. They also ensure you understand Florida's Partnership Program, which allows you to protect some assets if you later need Medicaid.
How do Florida laws affect long-term care insurance policies?
Florida has a 30-day free look period where you can cancel a policy for a full refund. Agents must also provide a Shopper's Guide and outline of coverage before you buy. Florida law prohibits certain policy provisions like prior hospitalization requirements.
Can I get long-term care insurance if I have a pre-existing condition in Florida?
Yes, but coverage may be limited. Florida law allows insurers to impose a waiting period of up to six months for pre-existing conditions. An agent can help you find policies that offer guaranteed issue or modified coverage based on your health history.