The top-rated long-term care insurance agent in Lake Worth Beach, Florida is Paul Roca - State Farm Insurance Agent, rated 4.8 stars across 266 reviews. Other highly rated options include Estrella Insurance, Zackary Lansat: Allstate Insurance, JDA Insurance Group. This directory lists 17 long-term care insurance agents serving Lake Worth Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Paul Roca - State Farm Insurance Agent | 4163 S Congress Ave | (561) 439-1922 |
| 2 | Estrella Insurance | 3912 S Congress Ave | (561) 966-9741 |
| 3 | Zackary Lansat: Allstate Insurance | 120 N Federal Hwy Ste 308 | (561) 417-6164 |
| 4 | JDA Insurance Group | 120 N Federal Hwy #301 | (561) 296-0373 |
| 5 | Absolute Insurance Inc | 521 Lake Ave Ste 11 | (561) 586-9192 |
| 6 | All County Insurance | 3087 Lake Worth Rd | (561) 967-7777 |
| 7 | Estancia Insurance Agency | 4196 Lake Worth Rd Suite B | (561) 725-4970 |
| 8 | A & J Insurance Services | 807 Lucerne Ave East Unit | (561) 586-4955 |
| 9 | International Insurance Services | 3554 Lake Worth Rd | (561) 642-2886 |
| 10 | AC Insurance Services | 3958 Lake Worth Rd | (561) 968-2886 |
Paul Roca - State Farm Insurance Agent serves Lake Worth Beach and the broader Palm Beach County area, offering long-term care insurance to help clients plan for future custodial needs. This work involves assessing individual health risks and asset protection strategies. The agency assists in developing coverage options that address home care, assisted living, and nursing facility expenses. Paul Roca - State Farm Insurance Agent handles policy reviews and enrollment for long-term care plans.
Estrella Insurance, serving Lake Worth Beach, Florida, distinguishes between flexible, one-time policy consultations and recurring, long-term service options for managing care coverage. These services help clients prepare for future medical and personal care expenses. The agent provides guidance on federal and state program nuances relevant to local retirees. After initial enrollment, support typically operates on a scheduled basis, with periodic policy reviews available upon the client’s request for adjustments or claims assistance.
Zackary Lansat: Allstate Insurance provides long-term care insurance solutions to individuals planning for future medical and personal care needs. The agency offers policy options that help cover home health aides, assisted living, and nursing home care, with ongoing service for policy reviews and benefit adjustments as client circumstances change. Regular account maintenance includes assistance with claims guidance and coverage updates. It services single-family homes, apartments, and retirement communities in the Lake Worth Beach area.
JDA Insurance Group serves individuals and families in Lake Worth Beach, Florida, who are planning for potential long-term care needs. The company provides guidance on selecting long-term care insurance policies designed to help cover the costs of extended medical or personal care services. Such policies can help protect personal savings from the high expenses often associated with nursing homes or assisted living facilities. For clients seeking these specialized insurance solutions, the agency also covers the neighboring communities throughout Palm Beach County and the greater West Palm Beach metropolitan area.
Serving Lake Worth Beach and the surrounding South Florida communities, Absolute Insurance Inc handles long-term care insurance planning for local clients. It focuses on policies that help cover expenses for extended nursing and in-home assistance needs. The agent typically begins by reviewing a client's health history and financial situation to identify suitable coverage options. A common approach involves comparing multiple policy features and benefit periods to align with each client's projected care needs and budget constraints.
All County Insurance in Lake Worth Beach, FL offers long-term care insurance agents who help clients choose between one-time consultation services for immediate policy selection or recurring service options for ongoing portfolio reviews. These professionals guide individuals through coverage that typically includes assistance with daily living activities, nursing home care, and home-based support. This service operates on an as-needed basis, allowing clients to request assistance only when policy updates or enrollment questions arise.
As Florida's retirement population ages and health needs shift, Estancia Insurance Agency in Lake Worth Beach addresses growing local demand for reliable senior financial planning. The firm focuses exclusively on long-term care insurance, helping residents protect assets against future medical expenses. An agent meets individually with each client to explain policy structures, potential coverage gaps, and the costs of waiting. The process begins with a thorough assessment of the client's current health status and long-term goals.
Offering specialized long-term care insurance planning, A & J Insurance Services in Lake Worth Beach, FL assists clients with coverage evaluation and policy selection. The firm addresses financial risks associated with extended care needs. It guides individuals and families through plan comparisons to find suitable protection for future in-home or facility-based care. As seasonal residents return to Lake Worth Beach after summer months, this agency often helps people reevaluate their existing policies to ensure coverage remains adequate for their changing health needs and living arrangements.
International Insurance Services provides professional guidance for those seeking financial protection against future care needs. As a long-term care insurance agent in Lake Worth Beach, Florida, the company helps clients explore policies that cover extended nursing or assisted living expenses. The firm offers advice on policy features, premium structures, and benefit options tailored to individual circumstances. International Insurance Services can serve commercial sectors including offices, warehouses, and food service operations, providing group plan information for business owners and their employees.
AC Insurance Services provides residential long-term care insurance guidance to individuals in Lake Worth Beach, Florida, helping them plan for future care needs. The agency also offers commercial coverage options for businesses seeking to include long-term care benefits for employees or partners. Their service area encompasses Lake Worth Beach and the surrounding Palm Beach County communities. After an initial policy setup, AC Insurance Services assists clients with plan reviews and adjustments, ensuring coverage continues to meet evolving needs between regular visits.
What Does a a Long-Term Care Insurance Agent in Lake Worth Beach Cost?
The cost of long-term care insurance in Florida varies by age health and benefit choices. A typical policy for a 55-year-old might range from 150 to 300 dollars per month while a 65-year-old could pay 250 to 500 dollars per month. Premiums are based on your daily benefit amount benefit period and elimination period. This is general information and not insurance advice.
About long-term care insurance agents in Lake Worth Beach
Long-term care insurance agents in Lake Worth Beach help residents plan for future care needs such as nursing home or home health aide services. Florida law requires agents to be licensed and to explain policy features like inflation protection and elimination periods. Working with a local agent can help you understand how Florida Partnership for Long-Term Care policies may allow you to protect some assets while qualifying for Medicaid.
Frequently Asked Questions
What does a long-term care insurance agent in Lake Worth Beach do?
An agent helps you compare policies from different insurers and explains coverage options like daily benefit amounts and benefit periods. They also guide you through Florida-specific rules such as the 60-day free look period where you can cancel a policy for a full refund.
What Florida laws affect long-term care insurance policies?
Florida law requires insurers to offer inflation protection and a nonforfeiture benefit. Policies sold in Florida must also include a 30-day grace period for late premium payments and cannot deny coverage based on pre-existing conditions after the policy has been in force for two years.
How do I choose a long-term care insurance agent in Lake Worth Beach?
Look for an agent licensed in Florida with experience in long-term care products. Ask about their knowledge of the Florida Partnership program and request quotes from multiple carriers to compare costs and benefits.
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