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Showing 2 long-term care insurance agents in Lutz, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Florida Insurance Team
1843 Collier Pkwy, Lutz, FL 33549
(888) 249-8396
flinsuranceteam.com
Insurance Finders of Florida
25200 Sawyer Francis Ln Suite 106, Lutz, FL 33559
(813) 807-7020
insurancefindersofflorida.com
What Does a Long-Term Care Insurance Agent in Lutz Cost?
Long-term care insurance premiums in Florida vary by age, health, and benefit amount. A typical policy for a healthy 55-year-old may cost between $1,500 and $3,000 per year. For a 65-year-old, costs often range from $2,500 to $5,000 per year. Partnership policies may have slightly different pricing. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a Florida Partnership for Long-Term Care policy?
A Florida Partnership policy is a special type of long-term care insurance that meets state requirements. It allows you to protect assets equal to the benefits you receive if you later need Medicaid.
How do I choose a long-term care insurance agent in Lutz?
Look for an agent licensed in Florida with experience in long-term care products. Ask if they offer policies from multiple carriers and if they explain the Florida Partnership program.
Are long-term care insurance premiums tax deductible in Florida?
Florida has no state income tax, so there is no state deduction. However, premiums may be deductible on your federal taxes if you itemize and meet medical expense thresholds.