Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 4 long-term care insurance agents in Naples, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Responsive Insurance Inc
2950 Immokalee Rd STE 4, Naples, FL 34110
(239) 596-3177
responsiveinsurance.com
SWFL Insurance
2500 Tamiami Trl N Suite 113, Naples, FL 34103
(239) 649-4442
swflinsurance.com
GreatFlorida Insurance: Sal Gonzalez
5633 Strand Blvd #302, Naples, FL 34110
(239) 593-7010
northnaples.greatflorida.com
HealthMarkets Insurance - Paul Argus
The Greentree Center, 2354 Immokalee Rd, Naples, FL 34110
(239) 778-4300
healthmarkets.com
What Does a Long-Term Care Insurance Agent in Naples Cost?
Long-term care insurance premiums in Florida vary widely based on age, health, and benefit amount. For a 55-year-old in Naples, a typical policy might cost between $1,500 and $3,000 per year. For a 65-year-old, premiums often range from $2,500 to $5,000 annually. Costs also depend on whether you choose a 3-year or lifetime benefit period. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Naples do?
A long-term care insurance agent in Naples helps you compare policies from different carriers and choose coverage that fits your budget and health needs. They explain benefit triggers, elimination periods, and inflation protection options. Agents must follow Florida statutes like Chapter 627 which governs policy standards and consumer protections.
Is long-term care insurance required in Florida?
Florida does not require long-term care insurance by law. However, the Florida Partnership for Long-Term Care offers special policies that allow you to protect assets equal to the benefits paid. These policies must meet state standards and are only sold by specially trained agents.
What are the eligibility rules for long-term care insurance in Florida?
You must be at least 18 years old and meet medical underwriting requirements set by each insurer. Florida law allows a 30-day free look period after purchase. If you have pre-existing conditions, coverage may be limited or denied. Agents must provide a written suitability form as required by Florida Administrative Code 69O-157.