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Find Long-Term Care Insurance Agents in Palm Bay, FL

Compare long-term care insurance agents in Palm Bay. Review contact information and insurance categorys before you decide.

19 agents listed
Updated May 2026
Palm Bay, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 19 long-term care insurance agents in Palm Bay, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jeff Thummel - State Farm Insurance Agent
4951 Babcock St NE Ste 5, Palm Bay, FL 32905
(321) 727-3992 jeffthummel.com
Ryan Hill - State Farm Insurance Agent
1460 Baytree Dr Suite D, Palm Bay, FL 32905
(321) 723-1444 askryanhill.com
Space Coast Family Insurance
2105 Palm Bay Rd NE Unit 3 215, Palm Bay, FL 32905
(321) 655-3920 vilmarisinsurance.com
Sarpoolaki Insurance Center,LLC
277 Malabar Rd SE, Palm Bay, FL 32907
(321) 914-0303 sarpoolakiinsurance.com
GreatFlorida Insurance: Sabrina Lee
4651 Babcock St NE # 17, Palm Bay, FL 32905
(321) 724-4409 palmbay.greatflorida.com
Monty McCart: Allstate Insurance
820 Palm Bay Rd NE #111, Palm Bay, FL 32905
(321) 724-8851 agents.allstate.com
Brightway Insurance, The DeJesus Legacy Agency
3200 Dixie Hwy NE Ste 7, Palm Bay, FL 32905
(321) 257-4045 brightway.com
Access One Insurance (AOI)
1900 Palm Bay Rd NE, Palm Bay, FL 32905
(321) 676-4118 4aoi.com
Renegade Insurance - Palm Bay
4961 Babcock St NE STE 7, Palm Bay, FL 32905
(321) 450-3076 renegadeinsurance.com
Jill Whittamore
241 Interchange Dr NE, Palm Bay, FL 32907
(321) 458-3702 jillwhittamore.com
Drive Florida Insurance & Services, LLC
4640 Lipscomb St STE 19, Palm Bay, FL 32905
(772) 448-0946 dflinsuranceservices.net
South Florida Insurance Brokers - Medicare Experts now also in Central Florida
1037 Cepheus Pl NW, Palm Bay, FL 32907
(786) 303-8065 sfib.net
Javier Garcia Insurance
1137 Porter Ave NW, Palm Bay, FL 32907
(321) 429-1182 javiergarciainsurance.com
A1 Insurance Advisors
4640 Lipscomb St Suite 11, Palm Bay, FL 32905
(407) 630-5794 a1insuranceadvisors.com
Palm Bay Insurance Service
189 Frante Ave NE, Palm Bay, FL 32907
(321) 516-0971
The Wilson Group
5240 Babcock St NE # 206, Palm Bay, FL 32905
(321) 296-1696
Premier Coverage Insurance Inc
2062 Palm Bay Rd NE, Palm Bay, FL 32905
(321) 323-0336
The Florida Health Insurance Exchange
1900 Palm Bay Rd NE B, Palm Bay, FL 32905
(321) 345-3641
The McCart Agency
820 Palm Bay Rd NE #111, Palm Bay, FL 32905
(321) 724-8851 allstate.com

Long-term care insurance agents in Palm Bay Florida help residents plan for future care costs not covered by Medicare. Florida law requires agents to provide a detailed outline of coverage and a free look period of 30 days for policy review. Local agents understand the specific needs of Brevard County seniors and can explain partnership policies that offer asset protection under the Florida Long-Term Care Partnership Program.

What Does a Long-Term Care Insurance Agent in Palm Bay Cost?

Long-term care insurance agent services in Florida typically do not charge you a separate fee. Agents earn commissions from the insurance company, which are included in your premium. Policy premiums in Florida can range from 150 to 300 dollars per month for a 55 year old with moderate coverage. Costs vary based on your age, health, benefit amount, and inflation options. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent in Palm Bay do?
A long-term care insurance agent in Palm Bay helps you compare policies from multiple carriers. They explain benefit triggers, elimination periods, and inflation protection options. Agents must be licensed in Florida and follow state regulations for policy disclosures.
How does Florida law affect long-term care insurance policies?
Florida law gives you a 30 day free look period to cancel a policy for a full refund. The state also requires agents to use a standardized outline of coverage. Florida offers a Long-Term Care Partnership Program that allows you to keep some assets if you later need Medicaid.
When should I buy a long-term care insurance policy in Florida?
Most Florida residents buy policies in their 50s or early 60s when premiums are lower. Premiums increase with age and health conditions can make you ineligible. Florida law prohibits insurers from canceling your policy due to age or health changes after issue.