The top-rated long-term care insurance agent in Palm Coast, Florida is Angel Hall - State Farm Insurance Agent, rated 4.9 stars across 547 reviews. Other highly rated options include Turner Insurance, Insurance Office of America, Integrity Insurance Group of Florida. This directory lists 20 long-term care insurance agents serving Palm Coast.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Angel Hall - State Farm Insurance Agent | 800 Belle Terre Pkwy Suite 114 | (386) 437-7117 |
| 2 | Turner Insurance | 389 Palm Coast Pkwy SW Suite 3-R | (386) 282-7888 |
| 3 | Insurance Office of America | 1 Hargrove Grde Building B, Suite 3 | (386) 276-9130 |
| 4 | Integrity Insurance Group of Florida | 5182 N Ocean Shore Blvd unit c | (386) 259-1000 |
| 5 | The Berk Insurance Agency | 17 Old Kings Rd suite r | (386) 627-7405 |
| 6 | Coastal Palm Insurance Company | 2 Pine Lakes Pkwy #6 | (386) 313-5908 |
| 7 | Heart of Florida Insurance Group | 21 Old Kings Rd N B102 | (386) 445-0061 |
| 8 | Brightway Insurance, The Flagler Agency | 55 Plaza Dr #5 | (386) 597-8200 |
| 9 | Rob Watkins - HealthMarkets Insurance Agent | 12 Roxton Ln | (386) 569-6856 |
| 10 | Atlantic Benefit Consultants, LLC | 50 Leanni Way UNIT E3 | (386) 383-3101 |
Angel Hall - State Farm Insurance Agent serves the Palm Coast, Florida area and surrounding communities as a long-term care insurance agent. This agency assists clients in planning for future health needs by offering policies that help cover the costs of assisted living or in-home care. Local residents can receive guidance on selecting coverage that protects assets and provides choices for care settings. The agency handles long-term care insurance and related supplemental health insurance services.
Turner Insurance provides guidance on long-term care insurance options for individuals in the Palm Coast, Florida area. It offers assistance in understanding policy features that help cover costs associated with extended care needs, including home health aides, assisted living facilities, and nursing home stays. The agency helps clients evaluate coverage needs and maintain existing policies through periodic reviews. Its services focus on protecting personal assets and ensuring access to care options. Turner Insurance services clients with various residential properties, including single-family homes, apartments, and condominiums.
Homeowners, families, and individuals planning for future care needs turn to Insurance Office of America for long-term care insurance policies. The agency assists clients in Palm Coast with understanding coverage options that help protect savings from the high costs of extended personal or nursing care. Financial advisors and retirees in the area rely on their guidance for selecting suitable plans. They also serve residents of Flagler Beach and the greater Flagler County region.
Integrity Insurance Group of Florida serves Palm Coast and the surrounding communities along the Flagler County coast, specializing in long-term care insurance coverage for individuals. The agency handles the complexities of policy selection, helping clients understand coverage options for assisted living, nursing home, and home health care needs. To manage a typical case, it first assesses a client's personal financial situation and future care preferences, then presents clear comparisons of plans from several carriers.
The Berk Insurance Agency in Palm Coast, Florida helps clients understand the difference between policies requiring one-time premium payments and those needing ongoing scheduled contributions. Coverage for long-term care services, including assistance with daily activities such as bathing and dressing, can be arranged through comprehensive plans designed to protect assets. The agency explains how these plans integrate with other financial resources available to local residents. Service is provided on both a one-time basis for policy reviews and an as-needed basis for addressing specific coverage questions.
Coastal Palm Insurance Company specializes in arranging long-term care policies for residents of Palm Coast and the surrounding area. It guides clients through the complexities of different coverage options, helping them match plans to their financial and health needs. The agency works with individuals concerned about preserving assets against future care expenses. It particularly assists retirees and families evaluating coverage during the open enrollment period or after a recent health event that underscores the value of securing protection for extended home care or facility-based services.
For retirees in Palm Coast navigating the challenges of rising healthcare costs, Heart of Florida Insurance Group addresses the need for predictable coverage. This agency specializes in long-term care insurance, providing policies that help protect savings from the expense of extended custodial care. Their process begins with an initial needs assessment, reviewing each client’s assets and health history to determine suitable benefit options. A complimentary consultation to evaluate personal qualifications and requested coverage features serves as the introductory step.
Brightway Insurance, The Flagler Agency assists clients in Palm Coast with planning for future care needs by offering long-term care insurance policies. These products help cover costs associated with extended personal or medical support not paid by standard health plans. The agency specializes in tailoring coverage to individual financial goals and healthcare scenarios. Its long-term care insurance agent services can serve local commercial sectors, including offices, warehouses, and food service establishments.
Rob Watkins - HealthMarkets Insurance Agent serves the Palm Coast area with residential long-term care insurance options. Commercial coverage is also available for local businesses and their employees throughout Flagler County and surrounding communities. The office focuses on matching individual policies to each client’s anticipated future care needs and budget. Regular follow-up contact helps adjust coverage when personal circumstances change between scheduled policy reviews.
What Does a a Long-Term Care Insurance Agent in Palm Coast Cost?
Typical costs for long-term care insurance in Florida range from 1,500 to 4,500 dollars per year for a person age 55 to 65. Premiums depend on your age health benefit amount and optional riders like inflation protection. Florida law requires insurers to offer a 90 day free look period so you can cancel for a full refund. This is general information and not insurance advice. Consult a licensed agent for a personalized quote.
About long-term care insurance agents in Palm Coast
Long-term care insurance agents in Palm Coast Florida help residents plan for future care needs like nursing homes or home health aides. Florida law requires agents to be licensed and follow strict rules about policy disclosures. Working with a local agent can help you understand how Florida Partnership for Long-Term Care policies work.
Frequently Asked Questions
What does a long-term care insurance agent in Palm Coast do?
A long-term care insurance agent helps you compare policies from different companies to cover services like assisted living or in-home care. They explain Florida specific rules such as the 90 day free look period and inflation protection options. Agents also help you apply for coverage that meets your budget and health needs.
How does Florida law affect long-term care insurance policies?
Florida law requires policies to offer inflation protection and a 30 day grace period for missed payments. The Florida Partnership for Long-Term Care program allows policyholders to keep some assets if they later need Medicaid. Agents must provide a written outline of coverage before you buy a policy.
What is the typical cost for long-term care insurance in Florida?
Annual premiums in Florida vary widely based on age health and benefit amount. For a 55 year old a policy with 165 dollar daily benefit may cost between 1,500 and 3,000 dollars per year. Costs increase with age and for added features like inflation protection.
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