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Showing 4 long-term care insurance agents in Parkland, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Brightway Insurance, The Aloisi Agency
6600 Parkside Dr Unit 6680, Parkland, FL 33067
(954) 800-8300
brightway.com
Bick Insurance Consultants
6981 NW 67th Ct, Parkland, FL 33067
(954) 775-0275
bickinsuranceconsultants.com
E&M Global Insurance
11305 Fairfield St, Parkland, FL 33076
(561) 637-8162
emglobalinsurance.com
Next Level Benefits
9115 Parkland Bay Dr, Parkland, FL 33076
(855) 698-5385
nxtlevelbenefits.com
What Does a Long-Term Care Insurance Agent in Parkland Cost?
The cost of a long-term care insurance policy in Florida varies widely based on age, health, benefit amount, and inflation protection. A typical policy for a healthy 55 year old might cost between 150 and 300 dollars per month. For a 65 year old, premiums can range from 250 to 500 dollars per month. Florida Partnership policies may have slightly higher premiums but offer asset protection benefits. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Florida Partnership for Long-Term Care?
This is a state program that lets you keep assets equal to the amount your long-term care policy pays out. If your policy pays 200,000 dollars in benefits, you can protect 200,000 dollars in assets if you later need Medicaid. An agent in Parkland can explain how this works with your financial plan.
How do Florida tax rules affect long-term care insurance premiums?
Florida does not have a state income tax, so there is no state deduction for premiums. However, premiums may still be deductible on your federal taxes if you itemize and meet medical expense thresholds. Your agent can help you understand the federal tax implications.
What is the typical waiting period for benefits in Florida policies?
Most Florida long-term care policies have a 90 day elimination period before benefits begin. This means you pay for care out of pocket for the first 90 days. Some policies offer shorter or longer waiting periods which affect your monthly premium.