The top-rated long-term care insurance agent in Winter Park, Florida is Mayers Insurance Group, rated 5.0 stars across 305 reviews. Other highly rated options include GreatFlorida Insurance: Manuel Huertas, GreatFlorida Insurance: Sally Bradley, Insurance Group Of Central FL. This directory lists 20 long-term care insurance agents serving Winter Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mayers Insurance Group | 7200 Aloma Ave A-3 | (407) 907-6688 |
| 2 | GreatFlorida Insurance: Manuel Huertas | 5462 Lake Howell Rd | (407) 553-3440 |
| 3 | GreatFlorida Insurance: Sally Bradley | 6001 Brick Ct # 109 | (407) 559-6101 |
| 4 | Insurance Group Of Central FL | 1155 S Semoran Blvd Suite 1120 | (407) 677-7300 |
| 5 | InsuranceMD | 941 W Morse Blvd #100 | (800) 538-3767 |
| 6 | Sebastian Morton, Health Insurance Broker | 1656 Cypress Point Ln | (469) 620-1970 |
| 7 | Florida Blue Center - Orlando | 434 N Orlando Ave | (321) 441-2020 |
| 8 | Resource Group Insurance | 1434 W Fairbanks Ave | (407) 629-8020 |
| 9 | State Fund Insurance | 941 W Morse Blvd #100 | (800) 241-1151 |
| 10 | Assure All Insurance, LLC | 1031 W Morse Blvd Suite 260 | (407) 442-2829 |
Mayers Insurance Group serves the Winter Park, Florida, metro area and surrounding communities as a long-term care insurance agent. The firm assists individuals and families with planning for the financial costs of extended care, including coverage for nursing homes, assisted living facilities, and home-based care. Policies from various carriers are presented to help clients preserve their savings against future care needs. The agency specifically handles policy comparisons for in-home care services and assisted living facility coverage.
GreatFlorida Insurance: Manuel Huertas provides long-term care insurance planning services, helping clients in Winter Park, FL, evaluate options for future care needs. The agency assists with policy selection and enrollment, offering ongoing support to review coverage as circumstances change. Services also include policy maintenance, such as updating beneficiaries and addressing claims questions. The agency serves individuals living in single-family homes, apartments, retail spaces, and restaurants.
GreatFlorida Insurance: Sally Bradley serves local residents and families in Winter Park, Florida, who are planning for their future health and financial security. As a long-term care insurance agent, the agency helps clients understand and select policies that can cover expenses from extended nursing care or in-home assistance not covered by standard health plans. It provides guidance on policy features, benefit periods, and premium options tailored to individual needs. The agency also assists those over the Winter Park area, including clients living in nearby Maitland and surrounding communities within Orlando’s metro.
Insurance Group Of Central FL serves clients in Winter Park and the surrounding Central Florida communities, specializing in helping individuals secure long-term care insurance coverage. The agency handles policy selection and enrollment for those planning future care needs. It focuses on explaining coverage options and comparing benefit structures to match each client’s financial situation and health profile. To complete a typical job, it reviews medical histories and presents clear scenarios demonstrating how different policies would respond to common care situations.
InsuranceMD specializes in securing long-term care insurance policies for residents of Winter Park, Florida. The agency helps clients navigate the complexities of coverage options, including home health care, assisted living, and nursing facility expenses. Its general service work involves assessing individual financial situations and health circumstances to recommend suitable plans. As Florida’s population ages and the cost of elder care rises, the agent assists families in preparing for these potential expenses, particularly before the hurricane season’s disruptions can strain caregiving arrangements.
As Central Florida families plan for the rising costs of care, securing a sound long-term care strategy becomes essential. Sebastian Morton, Health Insurance Broker in Winter Park, works directly with clients to assess their assets and health concerns. The agency reviews policy options that help protect savings from the financial strain of nursing homes or home health aides. Coverage details such as elimination periods and benefit amounts are explained in clear terms. Initial filing begins with a complimentary check of medical history and current lifestyle needs.
Florida Blue Center - Orlando helps clients understand the difference between traditional long-term care insurance, which pays a daily benefit for covered care services, and hybrid policies that combine life insurance with a long-term care rider. Coverage options are designed to protect assets against the high cost of nursing homes, assisted living, or home health aides in the Winter Park area. Service is provided on a one-time or as-needed basis, depending on each client’s planning needs.
Resource Group Insurance assists clients in Winter Park, FL, with obtaining financial protection against the high costs of extended personal care. The agency focuses specifically on long-term care insurance policies, often including coverage for home health aides and assisted living facility stays. These plans are designed to help preserve retirement savings when a policyholder requires ongoing daily support. The agency can serve a range of commercial sectors, including professional offices, warehouses, and food service establishments.
Based in Winter Park, State Fund Insurance assists area residents with securing coverage for their long-term care needs. This agency also provides commercial insurance solutions for local businesses throughout the Central Florida region. Their agents focus on pairing clients with policies that help protect personal savings against the high costs of extended care. They carefully explain plan options, including inflation protection and different benefit periods. Clients often return for policy reviews during life changes or to update their coverage before their scheduled annual check-in appointments.
Assure All Insurance, LLC in Winter Park, Florida is known for guiding clients through the complexities of long-term care insurance. The company helps individuals assess their future care needs and find suitable coverage options that protect assets and provide access to essential services in the local area. Its team works closely with clients to explain policy features, including benefit triggers and inflation protection. For those requiring additional planning, the agency also offers assistance with pairing long-term care policies with life insurance riders.
What Does a a Long-Term Care Insurance Agent in Winter Park Cost?
Long-term care insurance premiums in Florida vary widely based on age health and benefit amount. A typical policy for a 55-year-old might cost between 150 and 300 dollars per month for a 165 dollar daily benefit with a 3-year term. Older applicants or those with health issues may pay more. This is general information not insurance advice. Always consult a licensed agent for a personalized quote.
About long-term care insurance agents in Winter Park
A long-term care insurance agent in Winter Park Florida can help you understand policies that cover nursing home care home health services and assisted living. Florida law requires agents to be licensed and to explain the Florida Partnership for Long-Term Care program which offers asset protection. Working with a local agent ensures you get coverage that meets state regulations and your personal budget.
Frequently Asked Questions
What does a long-term care insurance agent in Winter Park do?
An agent helps you compare policies from different carriers and explains benefit triggers elimination periods and inflation protection. They also guide you on Florida-specific options like the Partnership program which lets you keep assets equal to the benefits you use.
How does Florida law affect long-term care insurance policies?
Florida requires insurers to offer inflation protection and a 30-day free look period for new policies. Agents must also provide a outline of coverage and disclose any exclusions for pre-existing conditions.
Can I get a tax deduction for long-term care insurance in Florida?
Florida has no state income tax so there is no state deduction. However premiums may be deductible on your federal taxes if you itemize and your total medical expenses exceed 7.5 percent of your adjusted gross income.
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