The top-rated long-term care insurance agent in Rome, Georgia is Matt Medley - State Farm Insurance Agent, rated 5.0 stars across 594 reviews. Other highly rated options include Velox Insurance, Talley Insurance Services, Coffey Agencies Inc.. This directory lists 20 long-term care insurance agents serving Rome.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Matt Medley - State Farm Insurance Agent | 903 W 1st St NE | (706) 291-2651 |
| 2 | Velox Insurance | 2204 Shorter Ave NW STE 10 | (706) 622-6772 |
| 3 | Talley Insurance Services | 901 N Broad St #150 | (706) 291-4207 |
| 4 | Coffey Agencies Inc. | 1703 Turner McCall Blvd | (706) 784-6511 |
| 5 | Coosa Valley Financial Group, Inc. | 413 Shorter Ave NW # 107 | (706) 235-2289 |
| 6 | Cornerstone Insurance Solutions | 107 Redmond Rd | (706) 232-5522 |
| 7 | Matthew Peppers: Allstate Insurance | 2206 Shorter Ave NW Ste A | (706) 232-7777 |
| 8 | White Insurance Rome, GA | 11 N Hanks St | (706) 234-9425 |
| 9 | Country Financial - Cody Crumley Agency | 1607 Martha Berry Blvd NE Ste A | (706) 233-8355 |
| 10 | Luke Andrews Insurance & Consulting | 9 Weathers Rd | (706) 266-6811 |
Matt Medley - State Farm Insurance Agent serves the Rome, Georgia area and surrounding communities, providing long-term care insurance coverage options to local residents. This agency helps individuals plan for future care needs that may arise from chronic illness or disability. Long-term care policies offered here typically assist with costs for nursing homes, assisted living facilities, or in-home support services. Clients inquiring at this agency can receive guidance on policies that cover home health aides and care in residential facilities.
As the summer heat intensifies in Rome, planning for future healthcare needs becomes a practical concern for many residents. Velox Insurance helps local families navigate the complexities of long-term care coverage, offering guidance on policies that protect savings during retirement years. Their focus remains on matching clients with sustainable plans suited to individual health goals and financial situations. For those beginning this process, the agency provides a straightforward initial consultation to review current assets and projected care preferences.
Talley Insurance Services, based in Rome, Georgia, offers long-term care insurance policies designed to help clients cover expenses for extended nursing, home health, or assisted living needs. Their service includes assistance with policy selection and providing ongoing plan management to adjust coverage as personal circumstances evolve. The company services individual clients in single-family homes, apartments, retail establishments, and restaurants.
Coffey Agencies Inc. serves individuals and families in the Rome, Georgia area who wish to protect their assets and retirement savings from the high costs of ongoing care. As a long-term care insurance agent, the company helps clients evaluate policy options that cover home care, assisted living, and nursing facility stays. The agency guides customers through the complexities of benefit design and premium planning to create personalized coverage. It also works with clients across neighboring Floyd County communities.
Coosa Valley Financial Group, Inc. serves Rome, Georgia, and the surrounding communities of Floyd County, assisting clients with long-term care insurance coverage. The agency handles the complexities of planning for future care needs, including policies that help cover home health aides, assisted living, and nursing facility expenses. To provide effective solutions, it evaluates each client’s financial situation and health history, then presents clear policy options that align with personal goals for aging and asset protection.
Cornerstone Insurance Solutions in Rome, GA distinguishes between one-time consultations for a policy review and recurring service agreements for ongoing portfolio adjustments. The agency helps clients evaluate coverage options for protecting personal assets against the high costs of extended care, including both home-based and facility services. A thorough need analysis addresses the financial implications of waiting versus securing a policy earlier. Local clients receive guidance on benefit periods and inflation riders. Service is available on an as-needed basis for plan changes or claims support.
Matthew Peppers: Allstate Insurance provides specialized long-term care insurance planning for local residents, helping them prepare for the financial challenges of extended personal care needs. The agency works with individuals to review policy options that can cover in-home assistance or nursing facility expenses. It ensures clients in the Rome, GA area understand how such coverage preserves savings during retirement. As winter approaches, the agent can particularly assist those concerned about seasonal slips or declining health, ensuring coverage helps protect assets during recovery.
White Insurance in Rome, GA assists individuals and families with planning for future health-related financial needs. The agency specializes in helping clients secure long-term care insurance policies that cover services not typically included by standard health plans, such as extended nursing home stays or in-home assistance. This focus aids local residents in preserving savings against the high cost of extended care. The company can serve professional offices, warehouses, and food service establishments throughout the Rome area.
Country Financial - Cody Crumley Agency in Rome, GA provides residential long-term care insurance guidance for local families. They also assist individuals with commercial coverage needs throughout the surrounding area. Their services focus on helping clients plan for future extended care expenses when basic health insurance and Medicare fall short. A thorough discussion of policy options prepares people for both home-based and facility care scenarios. Returning clients often request follow-up meetings to adjust their plans during regular policy reviews.
What Does a a Long-Term Care Insurance Agent in Rome Cost?
The cost of long-term care insurance in Georgia varies based on age health coverage amount and policy features. For a 55-year-old individual a typical policy may cost between 150 and 300 dollars per month. For a 65-year-old the same coverage could range from 250 to 500 dollars per month. These are estimates only and actual premiums depend on your specific situation. This is general information and not insurance advice.
About long-term care insurance agents in Rome
Long-term care insurance agents in Rome Georgia assist residents in selecting policies that cover nursing home care home health services and assisted living. Georgia law requires agents to be licensed and to follow specific disclosure rules when selling these policies. Local agents understand the needs of the Rome community and can help compare plans from different carriers.
Frequently Asked Questions
What does a long-term care insurance agent in Rome do?
A long-term care insurance agent in Rome helps you evaluate policy options from multiple insurance companies. They explain coverage limits elimination periods and inflation protection. They also ensure the policy meets Georgia state requirements for consumer protections.
Are long-term care insurance premiums tax deductible in Georgia?
In Georgia long-term care insurance premiums may be deductible on your state income tax if the policy meets federal standards. The deduction amount depends on your age and the policy type. An agent can help you understand the tax implications for your situation.
What is the free look period for long-term care insurance in Georgia?
Georgia law provides a 30-day free look period for long-term care insurance policies. During this time you can cancel the policy for any reason and receive a full refund of any premiums paid. This rule applies to both individual and group policies sold in the state.
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