The top-rated long-term care insurance agent in St Simons Island, Georgia is Maggie Dutton - State Farm Insurance Agent, rated 5.0 stars across 316 reviews. Other highly rated options include Seban's Insurance Solutions, Salem & Co, Robinson & Associates Insurance, Inc. This directory lists 18 long-term care insurance agents serving St Simons Island.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Maggie Dutton - State Farm Insurance Agent | 400 Main St STE 7 | (912) 638-1881 |
| 2 | Seban's Insurance Solutions | 312 Plantation Chase | (912) 638-0552 |
| 3 | Salem & Co | 301 Plantation Chase | (912) 666-6165 |
| 4 | Robinson & Associates Insurance, Inc | 4 Retreat Pl | (912) 638-9717 |
| 5 | Turner & Associates Insurance | 125 Longview Plaza Driveway | (912) 265-2840 |
| 6 | Smoot Financial Group | 400 Main St STE 4 | (912) 549-8776 |
| 7 | McGinty-Gordon & Associates | 225 Marina Dr | (912) 638-8600 |
| 8 | Lighthouse Benefit Advisors | 400 Ocean Blvd Ste. 1102 | (912) 771-8230 |
| 9 | Northwestern Mutual | 2487 Demere Rd #250 | (912) 638-1292 |
| 10 | Oakbridge Insurance | 225 Marina Dr | (912) 638-8600 |
Maggie Dutton - State Farm Insurance Agent serves St Simons Island, Georgia, and the surrounding Glynn County area. The agency primarily specializes in providing long-term care insurance policies designed to help individuals plan for future health and personal care needs. This type of coverage assists with services such as nursing home stays or in-home assistance that standard health insurers often do not cover. The agent works with clients to explore long-term care options and manage policy applications to secure suitable financial protection.
Seban's Insurance Solutions on St Simons Island, Georgia, provides guidance for individuals seeking long-term care insurance coverage, including policy selection and application assistance. The agency offers ongoing service support to help clients understand plan benefits and manage policy maintenance as needs evolve over time. Its work focuses on navigating coverage options for future care expenses, such as in-home assistance or facility-based care. The agent regularly reviews policies with clients to ensure alignment with changing health and financial circumstances. These insurance solutions serve single-family homes, apartments, retail establishments, and restaurants.
Salem & Co serves St Simons Island and the surrounding coastal communities of Georgia, handling long-term care insurance for local residents. It helps clients plan for future care needs by offering policies that cover services like assisted living, nursing homes, and home health care. The agency works with individuals to understand their financial situation and goals for aging. For a typical job, it begins with a thorough consultation to assess the client’s current health and budget, then presents plan options that match their specific long-term needs.
Robinson & Associates Insurance, Inc serves homeowners, retirees, and families on St Simons Island, GA, who want to plan for future health needs. The company focuses on helping clients explore long-term care insurance coverage, which helps cover costs of extended in-home care or skilled nursing. Each policy discussion is tailored to a client’s age, finances, and personal wishes regarding future care. Working in coastal Glynn County, the agency also extends its services into the surrounding communities of Brunswick.
Turner & Associates Insurance offers one-time consultations for immediate need assessment or recurring service options for evolving plan management, addressing both single-policy reviews and ongoing portfolio adjustments. The agency focuses on long-term care insurance coverage in St. Simons Island, GA. This includes policies that help cover costs for in-home care, assisted living, or nursing facility stays, with attention to local market conditions. Service runs on either a one-time, scheduled, or as-needed basis depending on each client’s specific requirements.
As coastal Georgia towns prepare for another hurricane season, Smoot Financial Group addresses concerns about securing coverage for aging in place. This St Simons Island agency specializes in long-term care insurance options for area residents. They help individuals evaluate policies that cover nursing home stays, assisted living, and home health aide services. Understanding the complexity of these plans, they explain coverage details and premium structures clearly to clients. The process begins with an initial assessment of personal health history and financial goals.
McGinty-Gordon & Associates specializes in providing long-term care insurance coverage in St Simons Island, Georgia. The company works with individuals and families to help them plan for future care needs, offering guidance on policy options suited to local retirement lifestyles. Their services include assessing coverage requirements and facilitating enrollment with various insurers. As residents age or face unexpected health changes, the firm assists clients in addressing the financial challenges of in-home care or assisted living costs before these needs arise.
Lighthouse Benefit Advisors provides guidance for those seeking financial protection against future care needs, specializing in long-term care insurance planning from its base in St Simons Island, Georgia. The firm helps clients evaluate policy options designed to cover assisted living, home health, or nursing facility costs later in life. Their services support individuals and employers across various commercial sectors, including offices, warehouses, and food service operations.
Oakbridge Insurance offers long-term care insurance coverage to residents in St Simons Island, Georgia, assisting individuals with planning for future personal care needs. The agency also provides commercial insurance solutions to local businesses throughout the surrounding area. Their work focuses on helping clients understand policy options that protect assets and ensure access to necessary support services. Oakbridge Insurance typically follows up with policyholders between regular visits to review coverage changes or address any new questions about their long-term care plans.
What Does a a Long-Term Care Insurance Agent in St Simons Island Cost?
Long-term care insurance premiums in Georgia vary by age health and benefit amount. A typical policy for a 55 year old might cost 150 to 300 per month. For a 65 year old the cost can range from 250 to 500 per month. Georgia Partnership policies may have slightly higher premiums but offer asset protection. This is general information not insurance advice. Consult a licensed agent for a personalized quote.
About long-term care insurance agents in St Simons Island
Long-term care insurance agents in St Simons Island help residents plan for future care needs. Georgia offers a Partnership for Long-Term Care program that allows policyholders to protect assets equal to the benefits paid. Local agents can explain how this program works with Georgia Medicaid rules.
Frequently Asked Questions
What does a long-term care insurance agent in St Simons Island do?
An agent helps you compare policies from different carriers and explains coverage options. They can show you how a Georgia Partnership policy works to protect your assets. They do not provide legal advice but can guide you on insurance choices.
How does the Georgia Partnership for Long-Term Care program work?
This program lets you keep assets equal to the amount your policy pays out. For example if your policy pays 100000 in benefits you can protect 100000 of assets from Medicaid spend-down. Only certified policies qualify and an agent can help you find them.
What are the age and health requirements for long-term care insurance in Georgia?
Most carriers require you to be between 18 and 84 years old. You must answer health questions and may need a medical exam. Pre-existing conditions can affect approval and premiums.
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