The top-rated long-term care insurance agent in Meridian, Idaho is Aaron Flake Health Agency, rated 5.0 stars across 388 reviews. Other highly rated options include CRM Group, LLC, Select Health, Preferred Senior Benefits. This directory lists 22 long-term care insurance agents serving Meridian.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Aaron Flake Health Agency | 135 E Calderwood Dr Suite 120 | (208) 860-3441 |
| 2 | CRM Group, LLC | 2036 S Eagle Rd | (208) 314-1779 |
| 3 | Select Health | 3330 E Louise Dr Ste. 100 | (800) 538-5038 |
| 4 | Preferred Senior Benefits | 2110 W Everest Ln STE 100 - A | (208) 818-2523 |
| 5 | Legacy Insurance and Financial Services | 800 S Industry Way Suite 250 | (208) 963-8236 |
| 6 | Longwill Insurance | Health Insurance and Medicare Insurance Agency | 3587 E Overland Rd | (208) 576-4445 |
| 7 | Idaho Select Insurance, LLC | 3023 E Copper Point Dr #203 | (208) 473-2406 |
| 8 | Richardson Insurance | 940 E Carol St | (208) 322-1030 |
| 9 | CRM Group: Keaton Lewis | 2036 S Eagle Rd | (208) 547-5806 |
| 10 | Mitch Lyman - Independent Medicare Agent | 135 E Calderwood Dr Suite 120 | (208) 963-0333 |
Aaron Flake Health Agency provides long-term care insurance advising and policy placement for clients in the Meridian area. It offers initial needs assessments and coverage comparisons to help individuals plan for future care costs. Ongoing service includes policy reviews and assistance with claims coordination when care is needed. The agency primarily serves homeowners and renters in single-family homes and apartments, along with owners and tenants of retail shops and restaurants.
CRM Group, LLC serves individuals and families in Meridian, Idaho who are planning for future healthcare needs, offering guidance on long-term care insurance options. The agency helps clients understand policy structures and coverage levels tailored to protect savings from extended care costs. It also provides information on how these policies can integrate with retirement planning and existing health coverage. In addition to serving clients throughout Meridian, the agency extends its services to the greater Boise metro area and the surrounding Ada County communities.
Serving Meridian, Idaho, and the surrounding Treasure Valley communities, Select Health handles long-term care insurance needs for local residents. The agency focuses on helping individuals plan for potential future care costs, including nursing home or in-home support. Recognizing that each client’s financial situation and health timeline are different, it works to match people with suitable policy options. Select Health typically approaches each job by first discussing a client’s personal goals and budget before presenting coverage choices meant to address those specific circumstances.
Preferred Senior Benefits in Meridian, ID, helps clients distinguish between one‑time advice for immediate needs and recurring service for ongoing policy review and adjustments. As a local long‑term care insurance agent, the firm guides individuals through plan selection, benefit analysis, and claim preparation for future care. Each interaction focuses on matching coverage to personal health goals and budget. Service is provided on an as‑needed basis, allowing clients to schedule appointments only when they seek guidance or require policy updates.
Legacy Insurance and Financial Services, based in Meridian, Idaho, specializes in long-term care insurance policies designed to help clients prepare for potential future care needs. The agency provides thorough assistance in evaluating coverage options and navigating policy details for individuals and families. As residents consider retirement planning, the firm helps address concerns about costs associated with extended nursing home stays or in-home assistance, a common consideration during the mid-year financial review period.
Longwill Insurance | Health Insurance and Medicare Insurance Agency serves the Meridian, Idaho area as a long-term care insurance agent. It assists individuals in planning for future care needs through policies that cover extended stays in assisted living or nursing facilities. These plans help protect personal savings from the high costs of chronic illness or disability. The agency can serve the insurance needs of commercial sectors, including office environments, warehouses, and food service businesses.
As Idaho families plan for the potential cost of extended care in the Treasure Valley, Idaho Select Insurance, LLC in Meridian provides local guidance on long-term care insurance options. This agency helps residents understand policy structures that can protect savings from rising medical and custodial expenses. They explain how benefits cover home health aides, assisted living, or nursing facility care. A consultation typically involves an initial assessment of an individual’s health history, future care goals, and current budget to tailor policy choices accordingly.
Richardson Insurance serves residents of Meridian, Idaho, by offering long-term care insurance policies tailored to individual needs. Beyond residential coverage, the company also provides commercial care planning for local businesses and their employees. Service encompasses the broader Treasure Valley area, ensuring that clients in surrounding communities have access to professional advice. Each policy is carefully reviewed to align with future care requirements, and agents remain available for follow-up service between regular policy review visits to address any evolving coverage needs.
What Does a a Long-Term Care Insurance Agent in Meridian Cost?
Typical costs for long-term care insurance in Idaho range from 100 to 300 dollars per month for a 55-year-old in good health. Premiums increase with age and can be higher for those with health issues. A 65-year-old might pay 200 to 500 dollars monthly. Costs also depend on benefit amount, inflation protection, and policy features. This is general information, not insurance advice.
About long-term care insurance agents in Meridian
Long-term care insurance agents in Meridian Idaho help residents plan for future care needs. These agents can explain Idaho-specific options like the Idaho Long-Term Care Partnership Program which allows policyholders to protect assets equal to benefits paid. Working with a local agent ensures you understand state regulations and coverage choices.
Frequently Asked Questions
What does a long-term care insurance agent in Meridian do?
An agent helps you compare policies from multiple carriers and explains coverage details. They guide you through Idaho rules such as the 30-day free look period for new policies. The agent also assists with application and underwriting questions.
How does the Idaho Long-Term Care Partnership Program work?
This program lets you keep assets equal to the benefits your policy pays out if you later need Medicaid. Policies must meet Idaho Department of Insurance standards to qualify. An agent can tell you which policies are partnership certified.
Are there age limits for buying long-term care insurance in Idaho?
Most carriers in Idaho offer policies to people aged 18 to 84. Premiums are lower when you buy at a younger age. Some insurers may decline coverage for applicants over 75 or with certain health conditions.
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