The top-rated long-term care insurance agent in Arlington Heights, Illinois is Advanced Insurance Solutions, rated 5.0 stars across 484 reviews. Other highly rated options include Ray LaMantia - Independent Insurance Agent, Bradish Associates, Ltd., Insurance Square Corp.. This directory lists 18 long-term care insurance agents serving Arlington Heights.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Advanced Insurance Solutions | 710 E Kensington Rd | (312) 313-6000 |
| 2 | Ray LaMantia - Independent Insurance Agent | 1603 E Central Rd Suite 320 | (847) 971-6458 |
| 3 | Bradish Associates, Ltd. | 215 N Arlington Heights Rd | (847) 259-2400 |
| 4 | Insurance Square Corp. | 3233 N Arlington Heights Rd #303a | (224) 542-8657 |
| 5 | Affordable Health Insurance Services | 402 S Arlington Heights Rd | (847) 483-0860 |
| 6 | Blue Cross Blue Shield of Illinois Sales Office | 402 S Arlington Heights Rd | (847) 818-0688 |
| 7 | TM Insurance Agency | 770 W Dundee Rd | (847) 440-2211 |
| 8 | Cover Me Insurance Arlington Heights | 1640 N Arlington Heights Rd | (847) 250-0744 |
| 9 | Bright Insurance Services LLC | 1600 N Arlington Heights Rd | (847) 388-6364 |
| 10 | Midwest Certified Insurance Agency/ Midwest Insurance Brokerage Service | 54 W Seegers Rd | (847) 427-8000 |
Advanced Insurance Solutions serves the Arlington Heights, Illinois area, operating as a long-term care insurance agent. This agency guides individuals and families through the process of securing coverage for extended care needs. They help clients understand options for nursing home care, home healthcare, and assisted living facility expenses. Their services focus on planning for future care costs while protecting personal assets from depletion. Policy selection is tailored to client financial situations and potential health requirements in the local community. This agent also handles Medicare supplement coordination and chronic illness benefit comparisons.
Ray LaMantia - Independent Insurance Agent provides long-term care insurance solutions to individuals in the Arlington Heights, IL area. Services include policy selection guidance and financial planning for future care needs. The agent offers ongoing service support to review coverage options as client circumstances change. Assistance is available for claims filing and policy maintenance. The practice services single-family homes, apartments, retail businesses, and restaurants.
Bradish Associates, Ltd. serves individuals and families in the Arlington Heights, IL area who are planning for future long-term care needs. As a long-term care insurance agent, the company helps clients understand policy options that can cover expenses related to home care, assisted living, or nursing facilities. They guide customers through the process of comparing benefits and costs to build a suitable plan for later-life support. Their work extends to communities throughout the northwestern suburbs and the greater Chicago metropolitan region.
Insurance Square Corp. in Arlington Heights, IL offers long-term care insurance planning as its primary specialty, helping clients prepare for future personal care needs. Its general service work includes policy comparisons and guidance on understanding coverage options for nursing home, home health, and assisted living expenses. The agency works with local families to address concerns about protecting retirement savings from the high costs of extended care. It also helps seniors assess their options during open enrollment periods when plan changes are often considered for better coverage.
Affordable Health Insurance Services in Arlington Heights, IL helps individuals choose between a traditional long-term care policy requiring ongoing premium payments or a hybrid life insurance policy with a long-term care rider that is purchased in a single lump sum. These plans cover home health aides, assisted living, and nursing home stays. The agency’s support for policy selection, plan comparisons, and claim-filing assistance is available on an as-needed basis for local families.
Serving Arlington Heights and the surrounding communities of Chicago's northwest suburbs, this office handles long-term care insurance policies that help individuals plan for future care needs. It offers guidance on coverage options designed to protect assets and ensure access to care services. The agency typically begins each case by assessing a client’s personal circumstances, financial goals, and preferences. From there, it works through the available coverage plans, explains the benefits and costs, and then assists in selecting and applying for an appropriate policy that fits the client’s long-term budget.
As Arlington Heights residents face the financial uncertainty of extended care needs, TM Insurance Agency connects individuals with long-term care insurance policies designed to protect assets and secure future care options. Serving the entire community, this agency explains key coverage details, benefit periods, and inflation protection in plain language. TM Insurance Agency identifies policies suitable for local retirees and pre-retirees. The process begins with a consultation to review current health and financial situations.
Cover Me Insurance Arlington Heights works with families and individuals to help secure financial protections against the costs of extended care. The agency specializes in long-term care insurance policies tailored for future health needs. In the Arlington Heights area, its services provide options for nursing home, home health, and assisted living coverage. Cover Me Insurance Arlington Heights can assist businesses seeking employee benefit plans, as well as facilities such as offices, warehouses, and food service operations.
Bright Insurance Services LLC, based in Arlington Heights, IL, focuses on helping individuals navigate long-term care insurance to protect assets and secure future care needs. The agency assists local clients with policy comparisons, benefit structuring, and understanding coverage for nursing home or home health services. Guidance is provided on traditional and hybrid policies to suit different financial situations. For those planning ahead, the firm also offers support with supplemental coverage options for chronic illness riders.
What Does a a Long-Term Care Insurance Agent in Arlington Heights Cost?
The cost of long-term care insurance in Illinois varies based on age, health, and policy features. A typical annual premium for a 55-year-old might range from $1,500 to $3,000 for a basic policy. For a 65-year-old, premiums can be $2,500 to $5,000 or more per year. Costs also depend on benefit amount, elimination period, and inflation protection. This is general information and not insurance advice.
About long-term care insurance agents in Arlington Heights
A long-term care insurance agent in Arlington Heights, Illinois helps you compare policies and understand coverage options. Illinois law offers the Partnership for Long-Term Care program, which allows policyholders to protect assets equal to the benefits paid. Agents guide you through choosing a plan that fits your needs and budget.
Frequently Asked Questions
What does a long-term care insurance agent in Arlington Heights do?
An agent helps you review and compare long-term care insurance policies from different companies. They explain policy features, benefit amounts, and inflation protection options. They also assist with the application process and answer questions about Illinois-specific rules.
How does the Illinois Partnership for Long-Term Care program work?
The Illinois Partnership program lets you keep assets equal to the amount your policy pays in benefits. This means you can qualify for Medicaid later without spending down all your savings. An agent can tell you if a Partnership policy is right for you.
Are there time limits for buying long-term care insurance in Illinois?
Illinois law does not set a specific time limit to buy a policy, but insurers have underwriting rules. Many people purchase coverage in their 50s or 60s when premiums are lower. Waiting too long may lead to higher costs or denial due to health issues.
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