Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 8 long-term care insurance agents in Carpentersville, IL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mark Sychowski - State Farm Insurance Agent
50 E Main St, Carpentersville, IL 60110
(847) 426-0099
markinsuresme.com
Hanway Insurance
365 Lake Marian Rd Suite 100, Carpentersville, IL 60110
(847) 893-5000
hanwayinsurance.com
Magnum Insurance Agency
118 N John F.Kennedy Dr, Carpentersville, IL 60110
(847) 645-2120
magnuminsurance.com
Jose Corral Inc American Family Insurance
1670 S Kennedy Dr, Carpentersville, IL 60110
(847) 428-2222
amfam.com
Insurance Xpress Agency
96 N John F.Kennedy Dr Suite 202, Carpentersville, IL 60110
(847) 258-4404
insurancexpress.net
Ibarra Agency LLC
150 S Kennedy Dr suite 5a, Carpentersville, IL 60110
(847) 510-5997
The Preferred Group
154 S Washington St, Carpentersville, IL 60110
(630) 372-7600
Oasis Insurance Agency, Silvia Realzola Agency Owner
37 N Western Ave, Carpentersville, IL 60110
(847) 428-6800
What Does a Long-Term Care Insurance Agent in Carpentersville Cost?
In Illinois, long-term care insurance premiums vary widely. A healthy 55-year-old might pay between $1,500 and $3,000 per year for a policy with a $165,000 benefit pool. Premiums for a 65-year-old can range from $2,500 to $5,000 annually. Costs depend on your age, health, benefit period, and inflation rider. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Illinois Partnership for Long-Term Care program?
This program lets you buy a qualified long-term care policy that includes asset protection. If you use all your policy benefits, Illinois Medicaid will allow you to keep assets equal to what the policy paid out. An agent can help you find Partnership-approved plans in Carpentersville.
How do I choose a long-term care insurance agent in Carpentersville?
Look for an agent licensed in Illinois with experience in long-term care products. Ask if they represent multiple insurance companies so they can compare options for you. Check their knowledge of Illinois specific rules like the 90-day free look period for policy cancellations.
What factors affect long-term care insurance premiums in Illinois?
Premiums depend on your age at purchase, health status, benefit amount, and inflation protection choice. Illinois law requires insurers to offer inflation protection options. Younger buyers in Carpentersville typically pay lower premiums than those who wait until retirement.