The top-rated long-term care insurance agent in Normal, Illinois is Eden Insurance & Financial Services, rated 4.9 stars across 93 reviews. Other highly rated options include hardys health Insurance, Insurance Center of Illinois - Progressive, Brad Wurth - COUNTRY Financial Representative. This directory lists 11 long-term care insurance agents serving Normal.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Eden Insurance & Financial Services | 1600 Hunt Dr C | (309) 807-0900 |
| 2 | hardys health Insurance | 1600Hunt Dr | — |
| 3 | Insurance Center of Illinois - Progressive | 604 Dale St a1 | (309) 431-4311 |
| 4 | Brad Wurth - COUNTRY Financial Representative | 1506 E Vernon Ave | (309) 663-8960 |
| 5 | Credible Life Insurance Co. | 209 W College Ave | (309) 270-5561 |
| 6 | Van Gundy Insurance | 101 S Towanda Ave | (309) 452-1156 |
| 7 | First Mid Insurance Group, Normal, IL | 305 W Northtown Rd Suite C | (309) 807-9744 |
| 8 | Steve Edgcomb - COUNTRY Financial Agent | 1607 Visa Dr STE 7 | (309) 451-9999 |
| 9 | Key Retirement Insurance Solutions | 1600 Hunt Dr Suite 250 | (877) 317-1806 |
| 10 | Martin Insurance and Financial Services LLC | 1607 Visa Dr Suite #7A | (309) 262-7520 |
Eden Insurance & Financial Services serves the Normal, Illinois area as a long-term care insurance agent. The company helps local residents evaluate their potential need for extended care coverage and guides them through the selection of suitable policies. In this role, the firm assists clients in understanding how these plans can help protect personal assets and maintain financial independence during aging. Eden Insurance & Financial Services handles policy comparisons for in-home care coverage and nursing facility benefit plans.
Insurance Center of Illinois - Progressive in Normal, IL provides comprehensive long-term care insurance agent services, including policy selection assistance, financial planning guidance, and ongoing policy maintenance. Its team helps clients manage their coverage over time by assisting with premium payments and benefit adjustments. The company supports individuals and families planning for future care needs. It services a variety of properties when coordinating associated policies, such as single-family homes, apartments, retail spaces, and restaurants.
Brad Wurth - COUNTRY Financial Representative serves homeowners and families in the Normal, Illinois area, offering long-term care insurance solutions to help clients prepare for future care needs. These policies can provide coverage for services not typically paid by standard health insurance or Medicare. The agency focuses on structuring plans that protect personal savings from the high costs of extended care. Brad Wurth also assists clients in Bloomington-Normal communities with their long-term care coverage decisions.
Credible Life Insurance Co. in Normal, IL offers comprehensive long-term care insurance services, specializing in policies that protect against the high costs of extended medical and custodial care. The agency guides clients through plan options for nursing homes, assisted living, and home-based care services. It assists individuals in evaluating their future needs to secure financial stability during retirement. This firm specifically helps clients planning ahead for the potential health challenges and unpredictable care expenses that often arise during the winter months.
Van Gundy Insurance serves Normal, Illinois, and its surrounding communities, handling long-term care insurance needs for local residents. This area of planning helps individuals prepare for future care costs in their own homes or in assisted living facilities. The agency works with clients to evaluate coverage options that align with their needs. It typically begins by reviewing a client’s current health and financial situation to narrow suitable policy features and then facilitates the application and underwriting process.
As central Illinois families begin planning for the future, they often consider how to protect savings from the high costs of extended care. First Mid Insurance Group, located in Normal, IL, provides local guidance on long-term care insurance policies designed to cover home health aides, assisted living, or nursing facility stays. They help individuals compare coverage options and understand policy terms during an initial assessment step. This consultation allows clients to review their personal needs and financial situation together with the agency before any coverage decision is made.
Steve Edgcomb with COUNTRY Financial provides long-term care insurance planning for individuals and families in the Normal, IL area. This agency helps clients understand policy options that can cover assisted living, nursing home stays, and in-home support services. Planning for these potential future expenses is an important part of a comprehensive financial strategy. Steve Edgcomb’s practice works with local professionals who manage various commercial sectors, including offices, warehouses, and food service operations.
Key Retirement Insurance Solutions, based in Normal, IL, is known for guiding clients through the complexities of long-term care insurance. It provides a full range of services, including policy comparisons and coverage assessments, to help individuals plan for future care needs. The agency works with local residents to understand their unique financial situations and health considerations. For clients requiring immediate assistance, it can add on short-term care policy evaluations as a specialized service.
Martin Insurance and Financial Services LLC in Normal, IL provides long-term care insurance agent services for local residential clients needing to plan for future care costs. The company also offers commercial coverage for businesses seeking to protect employees or partners from long-term care expenses. Their service area includes Normal and the surrounding Central Illinois communities. The team assumes clients will need follow-up discussions clarifying policy details and benefit structures between regular annual visits.
What Does a a Long-Term Care Insurance Agent in Normal Cost?
Long-term care insurance premiums in Illinois vary by age, health, and coverage amount. For a 55-year-old, a policy with a $150 daily benefit and 3-year term may cost $1,500 to $3,000 per year. Older applicants or those with health issues may pay more. This is general information, not insurance advice.
About long-term care insurance agents in Normal
Long-term care insurance agents in Normal, Illinois help residents find policies that cover nursing home care, assisted living, and home health services. Illinois law requires agents to be licensed by the state and follow strict disclosure rules. Agents can explain how Illinois Partnership for Long-Term Care plans work to protect your assets.
Frequently Asked Questions
What does a long-term care insurance agent in Normal do?
A long-term care insurance agent helps you compare policies from different companies. They explain coverage options, premiums, and benefit periods. They also assist with filing claims and understanding policy terms.
Is long-term care insurance required in Illinois?
No, long-term care insurance is not required by law in Illinois. However, it can help protect your savings from high care costs. Illinois offers a Partnership Program that allows you to keep more assets if you buy a qualified policy.
How do I choose a long-term care insurance agent in Normal?
Look for an agent licensed in Illinois with experience in long-term care policies. Check their credentials and ask about their knowledge of Illinois Partnership plans. You can verify an agents license on the Illinois Department of Insurance website.
Long-Term Care Insurance Agents in Other Illinois Cities
Addison · Algonquin · Arlington Heights · Aurora · Bartlett · Batavia · Belleville · Berwyn · Bloomington · Bolingbrook · Buffalo Grove · Burbank · Calumet City · Carol Stream · Champaign