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Long-Term Care Insurance Agents in Round Lake Beach, IL

Directory of long-term care insurance agents in Round Lake Beach, Illinois. Verify credentials with the state department of insurance before hiring.

2 agents listed
Updated May 2026
Round Lake Beach, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 2 long-term care insurance agents in Round Lake Beach, IL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farmers Insurance - Consuelo Sanchez
111 W Rollins Rd Ste A, Round Lake Beach, IL 60073
(847) 305-5671 agents.farmers.com
Alamo Insurance & Financial Services, Inc.
119 W Rollins Rd, Round Lake Beach, IL 60073
(847) 740-1400 lakecountybestinsurance.com

Long-term care insurance agents in Round Lake Beach help residents plan for future care needs. Illinois law requires agents to be licensed and follow specific consumer protections under the Illinois Insurance Code. Local agents can explain how Illinois Partnership policies work to protect assets while qualifying for Medicaid.

What Does a Long-Term Care Insurance Agent in Round Lake Beach Cost?

Long-term care insurance premiums in Illinois vary based on age health and coverage level. For a 55 year old a typical policy may cost between 150 and 300 dollars per month. Older applicants or those with health issues may pay higher rates. Costs also depend on benefit amount and inflation options. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent in Round Lake Beach do?
An agent helps you compare policies from different insurers and explains coverage details. They guide you through the application process and answer questions about benefit periods and inflation protection. Agents must follow Illinois regulations on policy disclosures and suitability standards.
Are there Illinois specific rules for long-term care insurance?
Yes, Illinois requires agents to complete continuing education on long-term care insurance every two years. Policies must include a 30 day free look period for cancellations. Illinois also offers a Partnership program that allows policyholders to protect assets equal to benefits paid.
How do I choose a long-term care insurance agent in Round Lake Beach?
Look for an agent licensed in Illinois with experience in long-term care products. Ask about their familiarity with Illinois Partnership policies and the claims process. You can verify an agents license through the Illinois Department of Insurance website.