The top-rated long-term care insurance agent in Franklin, Indiana is Matt Kwiatkowski - State Farm Insurance Agent, rated 4.9 stars across 682 reviews. Other highly rated options include Cheryl Halik - State Farm Insurance Agent, Leugers Insurance Group, Campbell Shuck Insurance. This directory lists 14 long-term care insurance agents serving Franklin.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Matt Kwiatkowski - State Farm Insurance Agent | 3059 N Morton St Suite A | (317) 736-6666 |
| 2 | Cheryl Halik - State Farm Insurance Agent | 948 N Main St | (317) 738-2722 |
| 3 | Leugers Insurance Group | 42 E Jefferson St Suite B | (317) 739-0399 |
| 4 | Campbell Shuck Insurance | 2050 Graham Rd | (317) 736-8764 |
| 5 | Franklin Insurance | 359 N Morton St | (317) 736-8277 |
| 6 | Shuck's Financial Services | 2050 Graham Rd | (317) 736-8764 |
| 7 | Farley Health Solutions | 1507 N Main St Unit 2 | (317) 435-5881 |
| 8 | State Guard Insurance Agency IN | 151 Holiday Pl | (219) 232-6672 |
| 9 | CarePoint Insurance LLC | 1709 N Morton St | (317) 207-1235 |
| 10 | EPIC Insurance Midwest | 1111 N Main St | (317) 736-5522 |
Matt Kwiatkowski - State Farm Insurance Agent serves the Franklin, Indiana area and surrounding Johnson County, offering long-term care insurance planning. This agency assists individuals and families in preparing for potential future care needs, including nursing home and home-based assistance. The agent works with clients to review policy options that may help protect retirement assets. Services handled here include consultation on coverage for extended medical care and solutions designed to provide for daily living support in the event of chronic illness.
Cheryl Halik - State Farm Insurance Agent in Franklin, IN, provides long-term care insurance policies designed to help individuals plan for future care needs. The agency offers policy reviews and guidance on plan options to help clients maintain coverage that aligns with changing circumstances. Services include personal assistance with claims and policyholder questions. The agency serves single-family homes, apartments, retail businesses, and restaurants.
Franklin residents and homeowners planning for their future work with Leugers Insurance Group for long-term care insurance agent services. The agency helps clients understand policies that cover in-home care, assisted living, and nursing facility expenses. These strategies aim to protect savings from the high costs of extended care. Advisors guide individuals through plan options tailored to their health and financial situations. The group also serves clients in nearby Greenwood and throughout the greater Indianapolis metropolitan area.
Serving Franklin, Indiana, and the surrounding communities, Campbell Shuck Insurance helps clients navigate their options for long-term care insurance. This agency handles the selection of policies designed to cover assisted living, nursing home care, and in-home support services. Their approach begins with an assessment of each client's personal circumstances and potential future needs to find suitable coverage. They then compare different policy structures and benefit amounts, working to align a plan with the client's financial situation and preferences.
Planning for long-term care requires choosing between one-time policy assessments and recurring reviews of evolving needs, with coverage typically protecting against the costs of assisted living or home-based support. Franklin Insurance serves clients in Franklin, Indiana, as a local long-term care insurance agent. The office helps customers understand benefit triggers and inflation protection options unique to these policies. Service runs on an as-needed basis, matching consultations to individual planning timelines or renewed coverage evaluations.
Shuckâs Financial Services specializes in offering long-term care insurance policies to residents of Franklin, Indiana. Its agents guide clients in evaluating coverage options that protect assets and ensure access to necessary care. The firm works with individuals to understand how policies interact with retirement plans and family needs. For those planning for a future health event, the agency can address concerns about paying for in-home assistance or nursing facility stays during the changing seasons when care decisions often become more urgent.
As families in Franklin plan for the approaching holiday season, many begin reviewing their long-term financial strategies for the coming year. Farley Health Solutions assists residents of this southern Indiana community by evaluating personal needs related to future extended care. The agent works to explain coverage options that help protect assets while preparing for potential assisted living or home nursing expenses. An initial consultation is scheduled to review current health status and retirement plans thoroughly, followed by an on-site inspection of any existing policies.
Serving the Franklin area, a long-term care insurance agent helps individuals plan for future care needs such as nursing home or assisted living support. State Guard Insurance Agency IN specializes in policies that cover the high costs of extended medical and personal assistance. Clients may purchase standalone long-term care coverage or hybrid life insurance combos that provide cash benefits when required. This agency can serve commercial sectors including corporate offices, warehouse operations, and food service establishments.
CarePoint Insurance LLC provides long-term care insurance services to residents of Franklin, Indiana, and the surrounding area. The agency also assists commercial clients in the region with their long-term care coverage needs. Their work focuses on helping individuals and businesses secure policies that cover future care costs, including nursing home or home health aide assistance. CarePoint Insurance LLC aims to review coverage options with clients during each regular visit, ensuring their plans remain appropriate and offering any necessary policy adjustments between appointments.
EPIC Insurance Midwest, based in Franklin, Indiana, is known for helping families plan for the financial challenges of extended care needs. Its service range includes guidance on choosing policies that cover nursing home, assisted living, and home-based care. The agency provides clear comparisons of benefit options and monthly premiums to match individual budgets. It also offers expert advice on integrating long-term care coverage with existing retirement plans. A specialty service the firm can add on is consultation regarding hybrid life insurance policies with built-in long-term care benefits.
What Does a a Long-Term Care Insurance Agent in Franklin Cost?
Long-term care insurance premiums in Indiana vary based on age health and coverage level. For a 55-year-old couple premiums typically range from 3000 to 6000 dollars per year combined. Single applicants may pay 1500 to 4000 dollars annually depending on benefits. Costs also depend on the daily benefit amount and inflation protection chosen. This is general information not insurance advice.
About long-term care insurance agents in Franklin
Long-term care insurance agents in Franklin Indiana help residents plan for future care needs. These agents guide you through policy choices that comply with Indiana law including the state partnership program which offers asset protection. Working with a local agent ensures you understand how Indiana rules affect your coverage and premiums.
Frequently Asked Questions
What does a long-term care insurance agent in Franklin do?
A long-term care insurance agent in Franklin helps you compare policies from different carriers. They explain coverage options like home care and nursing home benefits. They also ensure your policy meets Indiana state requirements for tax advantages.
Does Indiana have a long-term care partnership program?
Yes Indiana has a long-term care partnership program. This program allows you to protect assets equal to the benefits paid by your policy. An agent can help you choose a partnership-qualified policy to qualify for this asset protection.
What is the Indiana 90-day look back period for long-term care?
Indiana has a 90-day look back period for Medicaid long-term care eligibility. This means the state reviews asset transfers made in the previous 90 days. A long-term care insurance agent can help you plan to avoid penalties from this rule.
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