The top-rated long-term care insurance agent in Georgetown, Kentucky is Sophia Kenealy - State Farm Insurance Agent, rated 5.0 stars across 979 reviews. Other highly rated options include Steve Woodrum - State Farm Insurance Agent, Becky Jordan - State Farm Insurance Agent, Castle Insurance. This directory lists 20 long-term care insurance agents serving Georgetown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sophia Kenealy - State Farm Insurance Agent | 122 Edwards Ave #2 | (502) 542-6876 |
| 2 | Steve Woodrum - State Farm Insurance Agent | 102 Finley Dr #80 | (502) 863-0608 |
| 3 | Becky Jordan - State Farm Insurance Agent | 749 S Broadway St | (502) 863-3644 |
| 4 | Castle Insurance | 210 Bevins Ln Suite F | (502) 603-0397 |
| 5 | Humphries Insurance Agency LLC: Allstate Insurance | 1641 Paris Pike | (502) 863-3897 |
| 6 | Austin Flannery Agency: Allstate Insurance | 123 N Broadway | (502) 603-4068 |
| 7 | Shelter Insurance - Steve Black | 102 Finley Dr #107 | (502) 868-7654 |
| 8 | The Hockensmith Agency | 224 E Main St | (502) 208-7333 |
| 9 | Kentucky Farm Bureau Insurance | 101 Trackside Rd | (502) 863-2454 |
| 10 | Grant Rea - State Farm Insurance Agent | 401 E Washington St C | (502) 868-7575 |
Sophia Kenealy - State Farm Insurance Agent serves the Georgetown, KY area, specializing in long-term care insurance. This agent helps clients plan for future care needs that are not covered by standard health insurance or Medicare. Long-term care policies can cover costs for assistance with daily activities like bathing and dressing. The agency also assists with navigating different policy options to find suitable coverage. Services handled include helping clients understand benefit triggers and comparing waiting periods.
Steve Woodrum - State Farm Insurance Agent in Georgetown, KY, offers long-term care insurance consultation and policy placement, serving individuals seeking to plan for future care needs. The agency provides assistance with policy reviews and updates to help ensure coverage remains aligned with changing requirements. This service includes evaluating existing plans and coordinating adjustments as circumstances evolve. The office services clients for single-family homes, apartments, retail, and restaurants.
Becky Jordan, as a State Farm Insurance agent in Georgetown, Kentucky, serves homeowners and individuals planning for their future care needs. Her agency provides guidance on long-term care insurance, helping clients protect assets and cover costs associated with extended medical or personal care services. These policies are designed to support policyholders with daily living assistance or nursing home stays as they age. The office also assists customers in neighboring locations, including the greater Lexington metropolitan area, ensuring access to financial protection strategies across Scott and surrounding counties.
Castle Insurance serves clients in Georgetown, Kentucky, and the surrounding communities of Scott County. It specializes in long-term care insurance, helping individuals plan for future assistance with daily living activities. The agency handles policy selection, application assistance, and guidance through coverage options. For a typical job, it begins by assessing a client’s needs and financial situation before comparing available plans to find suitable protection. This method involves clear explanation of benefits and terms to ensure informed decision-making.
Humphries Insurance Agency LLC: Allstate Insurance in Georgetown, KY helps clients choose between one-time policies or scheduled ongoing coverage for long-term care needs. These plans assist with costs from nursing homes, assisted living, or home-based care. The agency clarifies how such insurance protects assets and offers financial security. Service appointments are arranged on an as-needed basis, allowing each client to set appointments at their own convenience without recurring commitments.
Austin Flannery Agency: Allstate Insurance specializes in long-term care insurance policies designed to protect assets and cover extended care needs. As a regional agency in Georgetown, Kentucky, it assists clients in evaluating their future care options and coordinating coverage that complements health or retirement plans. The agency guides individuals through the intricacies of policy selection and claims coordination. During the annual Medicare open enrollment period, it specifically helps clients review their long-term care coverage to ensure it effectively aligns with any changing personal health needs.
As Georgetown residents plan for the long-term care needs of aging family members, Shelter Insurance - Steve Black provides guidance on policies that cover nursing homes and home health aides. The agent outlines coverage limits and waiting periods for clients in Scott County. Initial meetings begin with a review of personal health history and financial assets. The company then schedules a complete needs assessment to match each policy to individual long-term care goals.
The Hockensmith Agency provides guidance on preparing for future care costs, specializing in long-term care insurance policies. This agent works with individuals in Georgetown, Kentucky, to plan for expenses related to extended health needs not covered by standard coverage. The firm helps clients evaluate policy options to preserve savings. It can serve commercial sectors including offices, warehouses, and food service establishments looking for employee benefit solutions.
Kentucky Farm Bureau Insurance provides long-term care insurance consultation and policy placement services, helping individuals plan for future care needs. It offers ongoing policy review and support to adjust coverage as circumstances change. The agent works with clients in Georgetown, Kentucky, and the surrounding area, guiding them through available policy options for home care or facility-based care. It services single-family homes, apartments, retail establishments, and restaurants, ensuring local residents and business operators have access to long-term care coverage solutions tailored to their specific situations.
Grant Rea - State Farm Insurance Agent provides long-term care insurance services for residents in Georgetown, KY, and also offers commercial coverage options for local businesses. Serving the broader central Kentucky area, the agency works with individuals to plan for future care needs through personalized policy discussions. Clients can schedule follow-up appointments to review coverage adjustments between regular visits, ensuring long-term plans remain aligned with changing health circumstances and financial goals.
What Does a a Long-Term Care Insurance Agent in Georgetown Cost?
Long-term care insurance costs in Kentucky vary based on age health and policy design. A typical policy for a 55-year-old might range from 150 to 300 dollars per month for a 3-year benefit period with 5 percent inflation protection. Older applicants or those with health issues may pay higher premiums. This is general information and not insurance advice.
About long-term care insurance agents in Georgetown
Long-term care insurance agents in Georgetown Kentucky help residents plan for future care costs like nursing homes or home health aides. Kentucky offers a Partnership for Long-Term Care program that allows policyholders to protect assets while qualifying for Medicaid. Local agents can explain how these state-specific plans work and guide you through policy options available in Scott County.
Frequently Asked Questions
What is the Kentucky Partnership for Long-Term Care program?
The Kentucky Partnership program lets you buy a qualified long-term care policy that includes asset protection. If you use all your policy benefits you can still apply for Medicaid and keep assets equal to the benefits paid. An agent can tell you if a Partnership policy is right for your situation.
How do I choose a long-term care insurance agent in Georgetown?
Look for an agent licensed in Kentucky with experience selling long-term care policies. Ask about their familiarity with Kentucky Partnership plans and whether they represent multiple insurance companies. A good agent will explain policy features like inflation protection and elimination periods clearly.
What factors affect long-term care insurance costs in Kentucky?
Costs depend on your age health benefit amount and policy features like inflation riders. Kentucky law requires agents to provide a Shopper's Guide and outline of coverage before you buy. Premiums can vary widely so compare quotes from several insurers.
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