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Long-Term Care Insurance Agents in Independence, KY
Browse long-term care insurance agents serving Independence, Kentucky. Contact information and addresses listed below.
8 agents listed
Updated May 2026
Independence, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 8 long-term care insurance agents in Independence, KY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Trifecta Insurance Services
5061 Madison Pike, Independence, KY 41051
(859) 359-5104
kentuckytrifecta.com
John Hoffman - State Farm Insurance Agent
2156 Declaration Dr, Independence, KY 41051
(859) 356-5646
johnhoffmaninsurance.com
Kentucky Farm Bureau Insurance
12010 Madison Pike, Independence, KY 41051
(859) 356-2161
kyfb.com
Joel Bergantino - State Farm Insurance Agent
2087 Centennial Blvd, Independence, KY 41051
(859) 356-5611
agentjoel.com
Joshua Carter: Allstate Insurance
9570 Apple Valley Dr Ste 2, Independence, KY 41051
(859) 341-2662
agents.allstate.com
Ballard Benefits Group Inc
Taylor Mill Rd, Independence, KY 41051
(859) 356-2416
ballardbenefits.com
Universal Underwriters
5275 Madison Pike, Independence, KY 41051
(859) 356-3126
Allstate Personal Financial Representative: Jim Tuemler
9570 Apple Valley Dr Ste 2, Independence, KY 41051
(859) 341-2662
agents.allstate.com
Long-term care insurance agents in Independence, Kentucky help residents plan for future care needs. Kentucky offers a Long-Term Care Partnership Program that allows policyholders to protect assets while qualifying for Medicaid. Agents in Independence can guide you through policy features and Kentucky-specific regulations to find suitable coverage.
What Does a Long-Term Care Insurance Agent in Independence Cost?
Long-term care insurance costs in Kentucky vary based on age, health, and policy features. A typical annual premium for a 55-year-old might range from 1,500 to 3,000 dollars for a moderate benefit package. Older applicants or those with health conditions may pay higher rates. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Independence do?
An agent helps you compare policies from different insurers and explains coverage options. They review your health history and financial situation to recommend a plan that fits your needs. Agents also assist with application paperwork and answer questions about Kentucky partnership policies.
Does Kentucky have special rules for long-term care insurance?
Yes, Kentucky participates in the Long-Term Care Partnership Program. This program allows you to keep a portion of your assets equal to the benefits paid by your policy if you later need Medicaid. Agents in Independence can explain how partnership policies work and whether they are right for you.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Kentucky.