Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 19 long-term care insurance agents in Owensboro, KY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Hayden Agency: Allstate Insurance
700 Carlton Dr, Owensboro, KY 42303
(270) 926-7007
agents.allstate.com
Allstate Insurance Agent: Kent Banning
3221 Frederica St STE D, Owensboro, KY 42301
(270) 683-7343
agents.allstate.com
Shelter Insurance - Krystal Roark Caudill
2600 Veach Rd B, Owensboro, KY 42303
(270) 686-6116
shelterinsurance.com
Elevate Insurance Agency Inc
3118 Alvey Park Dr E Ste 4, Owensboro, KY 42303
(270) 682-0001
elevateyourinsurance.com
Elite Risk Advisors
111 W 3rd St Ste 2, Owensboro, KY 42303
(270) 225-4445
eliteriskagent.com
EM Ford Insurance & Financial Planning
600 Frederica St, Owensboro, KY 42301
(270) 926-2806
emford.com
AAA Owensboro Insurance and Member Services
1600 Frederica St, Owensboro, KY 42301
(270) 683-8034
ace.aaa.com
Bennett Insurance Agency
801 Old Hartford Rd, Owensboro, KY 42303
(270) 228-2323
River City Insurance Agency
800 Frederica St, Owensboro, KY 42301
(270) 216-8975
rivercityinsuranceagency.com
Affordable Care Health Insurance LLC
2824 Farrell Crescent, Owensboro, KY 42303
(270) 684-3711
affordableinsuranceky.com
Neely Insurance Agency LLC
2120 Frederica St, Owensboro, KY 42301
(270) 213-6394
Maddox Insurance Group
2803 Veach Rd, Owensboro, KY 42301
(270) 485-2159
jordanmaddoxinsurance.com
Ohio Valley Insurance, LLC
5010 Back Square Dr, Owensboro, KY 42301
(270) 683-3336
ohiovalleyins.com
Owensboro Health insurance
1724 Sweeney St, Owensboro, KY 42303
(270) 679-0875
brindakirkpatrick0.wixsite.com
Final Cross Insurance KY
5618 Graham Ln, Owensboro, KY 42303
(270) 216-3984
Stonebridge Insurance Services, Inc.
810 Princeton Pkwy, Owensboro, KY 42301
(270) 926-7977
stonebridge-ins.com
Growth Insurance KY
511 Frederica St, Owensboro, KY 42301
(270) 216-3294
Senior Healthcare Insurance
2816 Veach Rd #3, Owensboro, KY 42303
(270) 684-4598
Houchens Insurance Group
2009 Frederica St A, Owensboro, KY 42301
(270) 685-5581
higusa.com
What Does a Long-Term Care Insurance Agent in Owensboro Cost?
Long-term care insurance premiums in Kentucky vary widely based on age, health, and coverage level. A typical policy for a 55-year-old may cost between $1,500 and $3,000 per year, while a 65-year-old might pay $2,500 to $5,000 annually. Costs also depend on benefit amount, elimination period, and inflation protection. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Owensboro do?
An agent helps you understand policy options, compare coverage levels, and apply for long-term care insurance. They explain Kentucky-specific programs like the Long-Term Care Partnership and assist with underwriting requirements.
How does Kentucky law affect long-term care insurance policies?
Kentucky requires insurers to offer inflation protection and nonforfeiture benefits as optional riders. The Kentucky Partnership for Long-Term Care also allows asset protection for those who buy qualified policies and later need Medicaid.
What is the best age to buy long-term care insurance in Kentucky?
Most people purchase coverage in their 50s or early 60s when premiums are lower and health conditions are less likely to cause denial. Kentucky does not set a specific age requirement, but rates increase with age.