The top-rated long-term care insurance agent in South Portland, Maine is Osiris Matias Eing at Comparion Insurance Agency, rated 5.0 stars across 302 reviews. Other highly rated options include Noyes Hall & Allen Insurance, Julia Mehlman at Comparion Insurance Agency, Bob Boylen - State Farm Insurance Agent. This directory lists 14 long-term care insurance agents serving South Portland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Osiris Matias Eing at Comparion Insurance Agency | 180 Waterman Dr Suite 2b | (207) 482-2181 |
| 2 | Noyes Hall & Allen Insurance | 170 Ocean St | (207) 799-5541 |
| 3 | Julia Mehlman at Comparion Insurance Agency | 180 Waterman Dr Suite 2b | (207) 204-6013 |
| 4 | Bob Boylen - State Farm Insurance Agent | 146 Ocean St | (207) 767-3223 |
| 5 | Steve Trombley - State Farm Insurance Agent | 788 Broadway Rear | (207) 799-3321 |
| 6 | Sarah Curley at Comparion Insurance Agency | 180 Waterman Dr Suite 2b | (207) 482-2167 |
| 7 | Comparion Insurance Agency | 180 Waterman Dr Suite 2b | (207) 871-9000 |
| 8 | AAA South Portland Insurance and Member Services | 401 Western Ave | (207) 775-6211 |
| 9 | Old Port Insurance | 7 Ocean St | (207) 730-1099 |
| 10 | Personal Risk Services | 75 John Roberts Rd | — |
Osiris Matias Eing at Comparion Insurance Agency serves the South Portland, Maine area as a long-term care insurance agent. The agency helps clients protect assets by planning for future care needs that may arise from chronic illness, disability, or aging. It offers policies covering home care, assisted living facility costs, and nursing home expenses. The team accesses multiple carriers to compare options and find suitable coverage for individuals and families. In this area, it handles policy enrollment and claims guidance for long-term care benefits.
Noyes Hall & Allen Insurance provides long-term care insurance planning and policy placement services to individuals and families in the South Portland, Maine area. The agency assists clients in understanding coverage options, comparing benefit structures, and managing existing policies. Its service plans include periodic policy reviews to adjust for inflation or changing health needs, as well as claims filing support. The company works with clients residing in single-family homes, apartments, and multifamily residential properties.
Julia Mehlman at Comparion Insurance Agency serves individuals and families in South Portland, Maine who are planning for future care needs. This agency specializes in long-term care insurance, helping clients protect assets while addressing potential costs of assisted living or home-based care. Policies are tailored to local options for nursing facilities or in-home support services commonly used in the region. The agency also provides its long-term care insurance services to clients in the neighboring community of Cape Elizabeth and throughout the greater Portland metropolitan area.
Bob Boylen - State Farm Insurance Agent serves the South Portland, Maine area and its surrounding communities, handling long-term care insurance policies for local residents. This office helps clients plan for future care needs by evaluating coverage options that protect savings from the costs of extended nursing home or in-home support. The typical job begins with a consultation to review the client's health history and financial goals, then compares plans from available carriers to recommend a policy tailored to their individual situation.
When planning financial care for later years, potential clients choose between buying a one-time policy that pays a lump sum or a recurring benefit plan that delivers a steady income stream for covered services. Steve Trombley - State Farm Insurance Agent in South Portland, ME, focuses on these long-term care insurance options to help protect assets against future health costs. This agent advises customers on policy structures suited for home care or facility stays. Service inquiries and policy reviews run on an as-needed basis rather than a fixed schedule.
As Mainers begin planning for the unpredictability of aging and rising healthcare expenses, residents in the South Portland area have a local resource to help navigate their options. Sarah Curley at Comparion Insurance Agency provides specialized long-term care insurance agent services designed to protect assets and ensure access to future care. Rather than offering a general policy, the process begins with an in-depth initial assessment of each client's financial situation and personal health goals.
As Maine residents consider how to protect their savings from the rising cost of extended care, Comparion Insurance Agency in South Portland provides guidance on long-term care coverage. The agency helps local seniors and families evaluate policies that address home care, assisted living, and nursing home expenses. A typical first step involves a no-obligation review of an individual’s current health situation and financial goals to determine suitable policy options. Every consultation begins with a thorough assessment of the client’s long-term care needs.
AAA South Portland Insurance and Member Services specializes in connecting individuals with long-term care insurance policies designed to protect assets and manage care costs. In South Portland, the agency assists clients by reviewing coverage options that address potential needs for nursing home, assisted living, or in-home care. As people enter retirement or face aging-related health shifts, this agent helps evaluate policies to safeguard financial independence. Many seek guidance when preparing for winter months or when a family member’s changing health requires immediate attention.
Old Port Insurance provides assistance with long-term care insurance planning for residents in South Portland, Maine, and the surrounding area. Commercial coverage options are also available for businesses seeking to protect their employees or clients. The agency serves the broader region with personalized consultations to help individuals understand policy benefits for future care needs. Clients can schedule follow-up appointments to review and adjust their coverage between regular annual visits to ensure their plans remain current.
What Does a a Long-Term Care Insurance Agent in South Portland Cost?
Long-term care insurance premiums in Maine vary by age health and policy features. For a 55-year-old a policy might cost between 1,500 and 3,000 per year. For a 65-year-old the cost can range from 2,500 to 5,000 per year. Costs also depend on the daily benefit amount and benefit period. This is general information and not insurance advice.
About long-term care insurance agents in South Portland
A long-term care insurance agent in South Portland Maine can help you compare policies that cover nursing home care home health aides and assisted living. Maine law requires agents to be licensed by the state and follow strict disclosure rules. Working with a local agent ensures you understand how MaineCare and private insurance can work together.
Frequently Asked Questions
What does a long-term care insurance agent in South Portland do?
An agent helps you review policy options for long-term care coverage. They explain benefit triggers elimination periods and inflation protection. In Maine agents must provide a outline of coverage and a shoppers guide before you buy.
How do Maine laws affect long-term care insurance policies?
Maine has a 30-day free look period where you can cancel a policy for a full refund. Policies must also offer inflation protection and cannot deny coverage based on pre-existing conditions after six months. Agents must follow Maine Bureau of Insurance rules.
Can a long-term care insurance agent help with MaineCare planning?
Yes an agent can explain how private insurance may reduce the need for MaineCare. However they cannot give legal advice about asset transfers or spend-down rules. You should consult an elder law attorney for MaineCare eligibility questions.