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Showing 3 long-term care insurance agents in Damascus, MD
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Austin Stein - State Farm Insurance Agent
26133 Ridge Rd, Damascus, MD 20872
(301) 685-6096
sfagentaustin.com
Jim Kearney - State Farm Insurance Agent
9899 Main St #201b, Damascus, MD 20872
(301) 428-0789
jimkearneyinsurance.com
Global Insurance Depot
26437 Ridge Rd #3, Damascus, MD 20872
(410) 497-7499
globalinsurancedepot.com
What Does a Long-Term Care Insurance Agent in Damascus Cost?
Long-term care insurance agent services in Damascus, Maryland are typically paid through commissions from the insurance carrier, not directly by the client. Policy premiums for a 55-year-old individual can range from $1,500 to $3,000 per year for a basic policy with a three-year benefit period and 3% inflation protection. Costs increase with age and additional benefits like lifetime coverage or higher daily benefit amounts. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Damascus do?
A long-term care insurance agent helps you compare policies from different carriers. They explain coverage details, benefit periods, and inflation protection options. Agents also guide you through the application process and medical underwriting.
Does Maryland have special rules for long-term care insurance?
Yes, Maryland offers the Partnership for Long-Term Care program. This program allows policyholders to protect a portion of their assets equal to the benefits paid out. Agents can help you find Partnership-qualified policies.