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Find Long-Term Care Insurance Agents Near You in Edgewood, MD
Looking for a long-term care insurance agent in Edgewood? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Edgewood, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 3 long-term care insurance agents in Edgewood, MD
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kevin Carmen: Allstate Insurance
2107 Emmorton Park Rd Unit 108, Edgewood, MD 21040
(410) 569-5454
agents.allstate.com
Credible Insurance MD
2004 Hanson Rd, Edgewood, MD 21040
(443) 332-5344
Vera Agency Group
1812 Pulaski Hwy STE A, Edgewood, MD 21040
(443) 869-4772
veraagencygroup.org
A long-term care insurance agent in Edgewood, Maryland helps residents find policies that cover nursing home care, assisted living, and home-based services. Maryland offers the Long-Term Care Partnership Program, which allows policyholders to protect a portion of their assets if they later need Medicaid. An agent can explain how these plans work with local facilities in Harford County.
What Does a Long-Term Care Insurance Agent in Edgewood Cost?
Long-term care insurance premiums in Maryland vary by age, health, and coverage amount. A typical policy for a 55-year-old might cost between $1,500 and $3,000 per year, while a 65-year-old might pay $2,500 to $5,000 annually. Costs are higher for richer benefits like 5% compound inflation protection. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Edgewood do?
An agent helps you compare policies from different insurers to find coverage that fits your budget and needs. They explain Maryland-specific options like the Partnership Program and inflation protection. They do not provide legal or financial advice but can guide your insurance choices.
Is long-term care insurance required in Maryland?
No, long-term care insurance is not required by law in Maryland. However, it can help pay for care that Medicare and regular health insurance do not cover. Many people purchase it to protect their savings and avoid relying on Medicaid.
What is the Maryland Long-Term Care Partnership Program?
This program lets you keep assets equal to the benefits your policy pays out, even if you later need Medicaid. For example, if your policy pays $100,000 in benefits, you can keep $100,000 in assets and still qualify for Medicaid. An agent can help you find a Partnership-qualified policy.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Maryland.