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Long-Term Care Insurance Agents in Halethorpe, MD

Compare long-term care insurance agents in Halethorpe. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Halethorpe, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 2 long-term care insurance agents in Halethorpe, MD Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kirby Insurance Agency
5517 Oregon Ave, Halethorpe, MD 21227
(410) 837-2320 kirbyinsurance.com
Superior Insurance
5515 Selma Ave, Halethorpe, MD 21227
(410) 242-2604 mysuperiorprotection.com

Long-term care insurance agents in Halethorpe, Maryland help residents plan for future care needs such as nursing home or home health aide services. Maryland offers a state partnership program that allows policyholders to protect assets equal to the benefits paid out. Working with a local agent ensures you understand how these state-specific rules apply to your situation.

What Does a Long-Term Care Insurance Agent in Halethorpe Cost?

Long-term care insurance premiums in Maryland vary widely based on age, health, benefit amount, and policy features. A typical policy for a 55-year-old might cost between $1,500 and $3,000 per year for a base plan. Older applicants or those with health issues may pay $4,000 or more annually. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent in Halethorpe do?
An agent helps you compare policies from multiple insurers to find coverage that fits your budget and health needs. They explain benefit triggers, elimination periods, and inflation protection options. Agents also guide you through Maryland regulations, including the state partnership program requirements.
Are there Maryland-specific rules for long-term care insurance?
Yes, Maryland requires insurers to offer inflation protection and nonforfeiture benefits. The state also has a 30-day free look period where you can cancel a policy for a full refund. Agents must be licensed by the Maryland Insurance Administration to sell policies in Halethorpe.