The top-rated long-term care insurance agent in Lanham, Maryland is Globe Life American Income Division: Olusegun Organization, rated 4.9 stars across 2,383 reviews. Other highly rated options include American Income Life: Souley Bah Agency, Esther Smith - State Farm Insurance Agent, Tianya Edgerton - State Farm Insurance Agent. This directory lists 18 long-term care insurance agents serving Lanham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Globe Life American Income Division: Olusegun Organization | 7401 Forbes Blvd Suite B-1 | (301) 664-2103 |
| 2 | American Income Life: Souley Bah Agency | 4325 Forbes Blvd | (301) 798-5581 |
| 3 | Esther Smith - State Farm Insurance Agent | 9801 Greenbelt Rd Ste 211 | (301) 794-8600 |
| 4 | Tianya Edgerton - State Farm Insurance Agent | 4601 Presidents Dr #365 | (240) 667-7435 |
| 5 | Rich Tusing - State Farm Insurance Agent | 9418 Annapolis Rd # 105 | (301) 429-3600 |
| 6 | Michael Terry: Allstate Insurance | 9470 Annapolis Rd #113 | (301) 731-1790 |
| 7 | Spartan Insurance | 7404 Executive Pl # 400 | (202) 367-6483 |
| 8 | B&M Insurance Group | 7375 Executive Pl Ste 202A | (301) 615-0700 |
| 9 | Dmv Insurance Agency, Inc. | 8855 Annapolis Rd #200 | (301) 841-6264 |
| 10 | State Insurance Agency | 9310 Lanham Severn Rd | (240) 791-7167 |
Globe Life American Income Division: Olusegun Organization serves the Lanham, Maryland area and specializes in long-term care insurance agency services. The company assists clients in planning for future care needs through various policy options. Its work focuses on helping individuals understand coverage for nursing home care and in-home support. The agency also helps families evaluate policies for assistance with assisted living facilities in the region.
American Income Life: Souley Bah Agency in Lanham, MD, assists clients with securing long-term care insurance, addressing the financial challenges of extended healthcare needs. The agency helps families evaluate policy options and navigate the enrollment process for coverage plans. Routine policy reviews and updates to beneficiaries can be managed through its ongoing service support. This long-term care insurance agent services single-family homes, apartments, retail, and restaurants throughout the local area.
Esther Smith - State Farm Insurance Agent serves local homeowners and individuals in Lanham, Maryland, providing long-term care insurance policies to help clients prepare for potential future care needs. These plans can support coverage for in-home assistance or facility stays, offering financial protection as customers age. The agency advises residents on options to preserve assets while maintaining access to necessary services. It also assists clients in surrounding communities throughout the greater Washington, D.C., metro area, including the nearby city of Bowie.
Serving Lanham, Maryland, and the surrounding communities, Tianya Edgerton - State Farm Insurance Agent handles long-term care insurance coverage. This agency helps clients plan for future needs by facilitating policies that address extended care costs not typically covered by standard health plans. Agents here evaluate individual requirements regarding potential assisted living, nursing home, or in-home care expenses. The company typically works by first assessing a client’s current assets and health goals, then presenting suitable policy options to match their specific financial situation and care preferences.
Rich Tusing - State Farm Insurance Agent in Lanham, MD helps clients understand the difference between a one-time policy purchase and a scheduled payment plan for long-term care coverage. Their work involves explaining how such insurance can protect assets against the high costs of extended nursing home or home health services. This agency assists individuals in evaluating their future care needs. The service is typically offered on an as-needed basis, allowing clients to schedule appointments when exploring coverage options or policy changes.
Michael Terry: Allstate Insurance provides specialized guidance for long-term care insurance planning in Lanham, MD. It helps clients understand policy options that cover in-home assistance, assisted living, and nursing facility costs. The agency focuses on integrating long-term care coverage into broader financial strategies, addressing future health needs through customized plan assessments. It assists families with navigating Medicare gaps and preserving retirement assets. As the winter months increase risks for falls and related care expenses, the agency helps clients evaluate protection against unexpected extended care costs.
As winter approaches, many Lanham residents consider how to protect savings from future medical costs. Spartan Insurance helps local families address the rising expenses of extended care through long-term care insurance. The agency works with individuals to understand policy options that may cover home care or facility stays, ensuring financial security later in life. Their process begins with a complimentary initial consultation to review personal needs and gather relevant health background.
B&M Insurance Group serves residents in Lanham, Maryland, by offering guidance on securing coverage for future long-term care needs. The agency also assists local business clients with commercial insurance options tailored to protect their operations throughout the surrounding area. Agents help individuals evaluate policies that cover services like home care or assisted living. They make a point of following up with each client between regular visits to review any benefit changes or new plan options that might arise.
Dmv Insurance Agency, Inc. works to help individuals and businesses secure long-term care insurance. Based in Lanham, MD, the company focuses exclusively on products designed to cover extended medical and personal care needs not covered by standard health plans. Its agents assist clients with protecting assets against the high cost of assisted living, nursing homes, or in-home care services. The agency can serve commercial sectors including office environments, industrial warehouses, and food service operations.
State Insurance Agency in Lanham, MD is known for guiding clients through the complexities of long-term care insurance, offering a full range of policy options to cover in-home care, assisted living, and nursing home expenses. The agency helps families evaluate personal health risks and future care needs to choose appropriate coverage. As a local specialist, it can also coordinate long-term care policies with existing retirement plans to ensure seamless asset protection.
What Does a a Long-Term Care Insurance Agent in Lanham Cost?
Long-term care insurance premiums in Maryland vary widely based on age health and coverage level. A typical policy for a 55-year-old might cost between $1,500 and $3,000 per year. Partnership policies may have slightly different pricing. Costs also depend on the daily benefit amount and benefit period. This is general information and not insurance advice.
About long-term care insurance agents in Lanham
Long-term care insurance agents in Lanham Maryland help residents plan for future care needs. Maryland offers the Partnership for Long-Term Care program which allows policyholders to protect assets while qualifying for Medicaid. An agent can explain how these state-specific policies work and compare plans from multiple carriers.
Frequently Asked Questions
What does a long-term care insurance agent in Lanham do?
A long-term care insurance agent helps you compare policies from different companies. They explain coverage options such as home care and nursing facility benefits. Agents also guide you on Maryland Partnership policies that offer asset protection.
Does Maryland have special rules for long-term care insurance?
Yes Maryland has the Partnership for Long-Term Care program. This program lets policyholders keep a portion of their assets if they later need Medicaid. Agents must be trained and certified to sell these partnership policies.
How do I choose a long-term care insurance agent in Lanham?
Look for an agent licensed in Maryland with experience in long-term care insurance. Ask if they are certified to sell Maryland Partnership policies. Check their knowledge of local care costs and insurance company ratings.
Long-Term Care Insurance Agents in Other Maryland Cities
Annapolis · Baltimore · Bel Air · Beltsville · Bethesda · Bowie · Catonsville · Clinton · Columbia · Crofton · Elkridge · Ellicott City · Fort Washington · Frederick · Gaithersburg