The top-rated long-term care insurance agent in Largo, Maryland is Dennis Donnelly - State Farm Insurance Agent, rated 4.9 stars across 368 reviews. Other highly rated options include Adrian Wilcox - State Farm Insurance Agent, Otis Adkins: Allstate Insurance, Chuks Insurance Inc. This directory lists 10 long-term care insurance agents serving Largo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dennis Donnelly - State Farm Insurance Agent | 1400 Mercantile Ln #120 | (301) 773-3690 |
| 2 | Adrian Wilcox - State Farm Insurance Agent | 9701 Apollo Dr #493 | (240) 487-6552 |
| 3 | Otis Adkins: Allstate Insurance | 1400 Mercantile Ln Ste 128 | (301) 322-7500 |
| 4 | Chuks Insurance Inc | 9701 Apollo Dr #291 | (301) 772-0635 |
| 5 | Nationwide Insurance: Brad Ryant | 1401 Mercantile Ln #200-O | (202) 388-6411 |
| 6 | Farmers Insurance - Ronald Jamison | 59 Kettering Dr | (301) 433-8120 |
| 7 | Quality Care For You | 1300 Mercantile Ln | (301) 512-6255 |
| 8 | Henry's Insurance Agency | 100 Old Largo Rd | (301) 735-8810 |
| 9 | MBACAM Insurance Benefits LLC | 9701 Apollo Dr #100 | (202) 702-8518 |
| 10 | life--secured llc | 1300 Mercantile Ln #100a | (240) 462-0124 |
Dennis Donnelly - State Farm Insurance Agent serves Largo and surrounding Prince George’s County, providing long-term care insurance planning solutions. This agency helps local families prepare for future care needs, including nursing home and in-home assistance. Aligning coverage with personal retirement goals and asset protection strategies is a focus of the consultation process. The agency handles individual policy evaluations and assists clients in comparing plan options to address potential health care costs in later years.
Adrian Wilcox, operating as a State Farm Insurance Agent in Largo, MD, provides guidance on long-term care insurance options designed to help individuals plan for future care needs. The agency assists clients in exploring policies that can cover services like nursing home care and in-home assistance, helping to manage potential financial risks associated with extended care. Regular policy reviews are part of the service to ensure coverage continues to align with changing personal circumstances and health requirements. The agency services single-family homes, apartments, retail stores, and restaurants.
Serving homeowners and individuals planning for future healthcare needs, Otis Adkins: Allstate Insurance offers long-term care insurance guidance in Largo, Maryland. The agency helps clients explore coverage options that protect assets and provide financial support for extended care services. This work involves explaining policy benefits, assisting with plan selection, and addressing common questions about eligibility and funding. The agency also serves the surrounding Prince George’s County area, including nearby communities such as Bowie and Upper Marlboro.
Chuks Insurance Inc serves Largo, Maryland, and the surrounding Prince George’s County communities. It handles long-term care insurance policies that help clients plan for future assistance with daily living activities. The agency assists individuals in selecting coverage that can protect assets and provide access to home care, assisted living, or nursing facility services. For a typical job, it works methodically with each client to compare available policy options, then recommends a suitable plan based on the client’s personal financial situation and care preferences.
For long-term care insurance planning, Nationwide Insurance: Brad Ryant in Largo, MD provides policies designed to cover assisted living, home health aides, and nursing home expenses. It helps clients assess their future care needs and compare suitable coverage options to protect retirement assets. The agent guides individuals through complex plan selections and benefit structures available in the local market. As seasonal transitions arrive, many families seek guidance on securing coverage that addresses the increased mobility and health challenges common during winter weather.
With the growing need for long-term care planning among Largo families, Farmers Insurance - Ronald Jamison provides access to policies that help cover nursing home, assisted living, and home care costs. The agency focuses on explaining coverage options and benefit triggers clearly so clients can make informed decisions. An initial consultation is scheduled to review health history and financial goals before any recommendation is made.
Quality Care For You assists individuals and families with the process of selecting long-term care insurance policies designed to protect assets and cover future care expenses. As a licensed independent agent in Largo, MD, the company offers tailored solutions for nursing home, assisted living, and home health care coverage needs. Pricing and benefit options are based on age, health, and desired coverage levels. The agency can serve commercial sectors including local offices, large warehouses, and food service establishments.
Henry's Insurance Agency in Largo, MD serves clients exploring either one-time policy purchases or recurring coverage options as life circumstances change. Long-term care insurance typically funds services like home health aides, assisted living, and nursing facility stays, protecting assets from high care costs. The agency can explain how policy types differ in benefit triggers, elimination periods, and inflation protection. Local families rely on this guidance to plan for potential care needs without impoverishing themselves. Service at Henry's Insurance Agency runs on an as-needed basis for consultations, policy reviews, and claim support.
MBACAM Insurance Benefits LLC serves residents in Largo, Maryland, specializing in long-term care insurance agent services for individuals planning future care needs. The company also assists local small businesses with group policy options to help manage employee benefits. This agency provides guidance through the complex application process and policy selection for the surrounding area. Clients often return for policy reviews and adjustments, ensuring coverage remains appropriate between their regular scheduled consultations.
Life--secured llc, based in Largo, MD, is known for guiding clients through the complexities of long-term care insurance planning. Its service range includes assessing individual future care needs and presenting policy options from multiple carriers. The company helps local residents understand how these policies can protect savings from high nursing home or home health care costs. Standard consultations cover eligibility, benefit periods, and inflation protection. A specialty service this agent can add on is assisting with hybrid life insurance policies that combine a death benefit with long-term care coverage.
What Does a a Long-Term Care Insurance Agent in Largo Cost?
Long-term care insurance premiums in Maryland vary by age, health, and coverage level. For a 55-year-old in good health, a policy with a 3-year benefit period and a $150 daily benefit may cost between $1,500 and $3,000 per year. Costs increase with age and for those with health conditions. This is general information, not insurance advice.
About long-term care insurance agents in Largo
Long-term care insurance agents in Largo, Maryland help residents plan for future care needs such as nursing home or in-home care. Maryland offers a state partnership program that allows policyholders to protect a portion of their assets when qualifying for Medicaid. Working with a local agent can help you understand these options and find a policy that fits your budget.
Frequently Asked Questions
What does a long-term care insurance agent in Largo do?
An agent helps you compare policies from different carriers and explains coverage details like daily benefit amounts and elimination periods. They also guide you through Maryland-specific rules, such as the state partnership program and tax deduction opportunities for premiums.
How do Maryland long-term care insurance rules differ from other states?
Maryland requires insurers to offer inflation protection and nonforfeiture benefits on certain policies. The state also has a partnership program that lets you keep assets equal to the benefits paid out if you later need Medicaid.
Can I deduct long-term care insurance premiums on my Maryland taxes?
Yes, Maryland allows a deduction for qualified long-term care insurance premiums on your state income tax return. The deduction amount depends on your age and follows federal limits for qualified plans.
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