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Directory of long-term care insurance agents in Lusby, Maryland. Verify credentials with the state department of insurance before hiring.
5 agents listed
Updated May 2026
Lusby, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 5 long-term care insurance agents in Lusby, MD
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kenneth Struhar: Allstate Insurance
12865 H G Trueman Rd Ste U-2, Lusby, MD 20657
(410) 200-9913
agents.allstate.com
Jetmore Insurance Group, Inc.
9545 H G Trueman Rd, Lusby, MD 20657
(410) 394-9000
jetmoreinsurancegroup.com
Dependable Care LLC
1114 Muskogee Ln, Lusby, MD 20657
(240) 237-0690
Judy A Sawyer Health Insurance Agent
11030 Hemlock Dr, Lusby, MD 20657
(301) 643-5159
neweralife.com
Allstate - SOMD Insurance and Financial Services, Inc.
12865 H G Trueman Rd, Lusby, MD 20657
(410) 200-9913
agents.allstate.com
A long-term care insurance agent in Lusby, Maryland helps residents plan for future care needs such as nursing home or home health services. Maryland offers a state partnership program that allows policyholders to protect some assets while qualifying for Medicaid. Working with a local agent ensures you understand how these rules apply to your situation.
What Does a Long-Term Care Insurance Agent in Lusby Cost?
Long-term care insurance premiums in Maryland vary by age, health, and coverage level. For a 55-year-old, a typical policy may cost between $1,500 and $3,000 per year. Older applicants or those with health issues may pay more. Costs also depend on benefit amount and inflation protection. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Lusby do?
An agent helps you compare policies from different insurers and explains coverage options like nursing home care or in-home assistance. They guide you through Maryland-specific rules including the state partnership program and tax deduction benefits. The agent does not sell medical advice but provides insurance options.
How does Maryland law affect long-term care insurance?
Maryland requires insurers to offer inflation protection and nonforfeiture benefits on certain policies. The state also allows a tax deduction for long-term care insurance premiums. An agent in Lusby can explain these requirements and help you choose a compliant policy.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Maryland.