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Find Long-Term Care Insurance Agents Near You in Sandy Spring, MD

Looking for a long-term care insurance agent in Sandy Spring? Review the directory below to compare your options.

3 agents listed
Updated May 2026
Sandy Spring, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 3 long-term care insurance agents in Sandy Spring, MD Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Independent Insurance, LLC
808 Olney Sandy Spring Rd Ste 2b, Sandy Spring, MD 20860
(240) 686-6426 independentinsurancellc.com
Haines Insurance Group
808 Olney Sandy Spring Rd, Sandy Spring, MD 20860
(301) 494-8669 hainesinsurancegroup.com
Montgomery Mutual
17810 Meeting House Rd, Sandy Spring, MD 20860
(301) 924-6093

Long-term care insurance agents in Sandy Spring, Maryland help residents plan for future care needs such as nursing home or home health aide services. Maryland offers a Partnership for Long-Term Care program that allows policyholders to protect assets equal to the benefits paid. An agent can explain how these state-specific policies work with your overall financial plan.

What Does a Long-Term Care Insurance Agent in Sandy Spring Cost?

Long-term care insurance premiums in Maryland vary based on age, health, gender, and coverage amount. A typical policy for a 55-year-old couple might cost between $2,500 and $4,000 per year combined for a moderate benefit package. Individual policies for a healthy 60-year-old can range from $1,500 to $3,000 annually. Costs increase with age and health conditions. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent in Sandy Spring do?
An agent helps you compare policies from different insurance companies to find coverage that fits your budget and health needs. They explain benefit triggers, elimination periods, and inflation protection options. In Maryland, agents can also discuss the state Partnership program which provides asset protection.
Is long-term care insurance tax deductible in Maryland?
Premiums for qualified long-term care insurance policies may be deductible on your federal taxes as medical expenses. Maryland also offers a state tax deduction for long-term care insurance premiums for certain taxpayers. An agent can provide general guidance but you should consult a tax professional for your specific situation.