Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 6 long-term care insurance agents in Acton, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Gallant Insurance Agency, Inc.
199 Great Rd, Acton, MA 01720
(978) 263-3500
gallantins.com
Mighty Insurance Solution MA
498 Great Rd C, Acton, MA 01720
(978) 252-0755
Norton Insurance
156 Great Rd, Acton, MA 01720
(978) 369-4010
Business Benefits, Inc
36 Knox Trail Suite 304, Acton, MA 01720
(978) 451-0980
Fortune Insurance Agency: Xingchun Hu
371 Massachusetts Ave #320, Acton, MA 01720
(978) 452-7880
HUB International
30 Nagog Park, Acton, MA 01720
(978) 263-9577
hubinternational.com
What Does a Long-Term Care Insurance Agent in Acton Cost?
Long-term care insurance premiums in Massachusetts vary by age health and benefit amount. A typical policy for a 55 year old might cost between 150 and 300 dollars per month for a 165 dollar daily benefit with a 3 year term. Premiums are higher for older applicants and lower for younger healthier individuals. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Acton do?
An agent helps you review policy options from different carriers and explains coverage details like elimination periods and daily benefit amounts. They also guide you on Massachusetts Partnership policies which can help preserve assets if you later need MassHealth. Agents do not provide legal advice but can clarify insurance terms.
Does Massachusetts require a specific license for long-term care insurance agents?
Yes agents must hold a valid Massachusetts insurance license and complete a one time long-term care training course. This training covers state regulations including the Partnership Program and consumer protections. You can verify an agents license through the Massachusetts Division of Insurance website.
How do Massachusetts Partnership policies work with long-term care insurance?
Massachusetts Partnership policies allow you to keep a dollar of assets for every dollar your policy pays in benefits. This asset disregard applies when you later apply for MassHealth long-term care coverage. An agent can explain how these policies coordinate with state estate recovery rules.