ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Long-Term Care Insurance Agents Near You in Chelsea, MA

Browse long-term care insurance agents serving Chelsea, Massachusetts. Updated 2026-07-14.

The top-rated long-term care insurance agent in Chelsea, Massachusetts is PRT Insurance Agency Inc - formerly Gorman Insurance of Chelsea, rated 4.8 stars across 355 reviews. Other highly rated options include Bello Insurance Agency, Metro Boston Insurance Agency, JB Insurance Agency, Inc.. This directory lists 10 long-term care insurance agents serving Chelsea.

Showing 10 long-term care insurance agents in Chelsea, MAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1PRT Insurance Agency Inc - formerly Gorman Insurance of Chelsea186 Broadway(617) 884-2700
2Bello Insurance Agency25A Williams St(617) 370-5855
3Metro Boston Insurance Agency300 Eastern Ave(617) 884-5480
4JB Insurance Agency, Inc.18 Washington Ave(617) 884-8282
5Edward A Mc Carthy Insurance90 Everett Ave 1st Floor(617) 889-0309
6Stable Insurance LLC908 Broadway(617) 586-2036
7Christopher Kokoras Insurance Agency, Inc688 Broadway(617) 738-8143
8Louis J Brudnick & Sons100 Everett Ave # 1(617) 889-1100
9TAK-Progressive Health Services Inc.100 Everett Ave #3A(617) 884-5400
10Plus Insurance Inc100 Everett Ave # 1(617) 889-4101
PI
186 Broadway
PRT Insurance Agency Inc - formerly Gorman Insurance of Chelsea
Long-Term Care Insurance Agent · Chelsea, MA

PRT Insurance Agency Inc, formerly Gorman Insurance of Chelsea, serves Chelsea, MA, and the broader Suffolk County area. This agency specializes exclusively in long-term care insurance, helping clients plan for future needs such as in-home care, assisted living, or skilled nursing facility expenses. It guides individuals through policy options to protect assets and ensure access to necessary services. The agency handles the initial consultation, policy selection, and application process for long-term care plans in the region.

BI
25A Williams St
Bello Insurance Agency
Long-Term Care Insurance Agent · Chelsea, MA

Bello Insurance Agency in Chelsea, Massachusetts provides a full range of long-term care insurance services, including policy analysis, application assistance, and coverage explanations from multiple carriers. The agency also offers annual policy reviews and benefit updates to ensure plans remain aligned with evolving health needs and financial goals. As illnesses and chronic conditions require longer care periods, the agency works with clients to secure policies that protect assets and future income. The agency serves individuals, single-family homeowners, and residents of apartments and senior living facilities.

MB
300 Eastern Ave
Metro Boston Insurance Agency
Long-Term Care Insurance Agent · Chelsea, MA

Metro Boston Insurance Agency serves homeowners and individuals in Chelsea, Massachusetts, who are planning for future healthcare needs. It focuses on helping clients evaluate long-term care insurance policies to protect assets and manage the high cost of extended care services. As a dedicated long-term care insurance agent, the agency explains coverage options for nursing home, in-home, and assisted living care. It also provides guidance on policy features, elimination periods, and benefit periods relevant to local rates. The company serves clients throughout the North Shore area, including nearby Revere.

JI
18 Washington Ave
JB Insurance Agency, Inc.
Long-Term Care Insurance Agent · Chelsea, MA

JB Insurance Agency, Inc. serves Chelsea, MA, and the surrounding communities, providing long-term care insurance agent services. It helps clients understand options for covering extended care needs, including in-home assistance, assisted living, and nursing facility stays. The agency works primarily with individuals planning for retirement, offering guidance on policy features such as benefit triggers, daily benefit amounts, and inflation protection. For a typical client, it conducts an in-depth assessment of personal goals and financial resources to recommend plan structures that aim to match anticipated future care scenarios.

EM
90 Everett Ave 1st Floor
Edward A Mc Carthy Insurance
Long-Term Care Insurance Agent · Chelsea, MA

Clients of Edward A Mc Carthy Insurance may choose between a single consultation addressing an immediate need or ongoing service that accommodates changing circumstances over time. Coverage offerings in Chelsea, MA, are tailored to help qualify for future care costs through professionally guided plan comparisons. Annual policy reviews ensure clients remain properly covered as long-term care needs evolve. Assistance is available on a one-time, scheduled, or as-needed basis according to individual requirements.

SI
908 Broadway
Stable Insurance LLC
Long-Term Care Insurance Agent · Chelsea, MA

Stable Insurance LLC provides specialized guidance on long-term care insurance policies for residents of Chelsea, Massachusetts. It assists individuals in exploring coverage options that protect savings from the high costs of extended care services. The agency works with clients to understand the complexities of policy features and helps tailor solutions to varied financial circumstances and future needs. Its services include evaluating benefits for home care, assisted living, and nursing facility expenses. As winter approaches, many local retirees seek advice on securing coverage before seasonal increases in assisted living inquiries occur.

CK
688 Broadway
Christopher Kokoras Insurance Agency, Inc
Long-Term Care Insurance Agent · Chelsea, MA

Christopher Kokoras Insurance Agency, Inc in Chelsea, Massachusetts is known for guiding clients through the complexities of planning for long‑term care needs. The agency specializes in helping individuals evaluate policy options that protect assets while ensuring access to quality care services. Its standard service range includes initial consultations, policy comparisons, and enrollment support for various Long‑Term Care Insurance products. For clients seeking tailored coverage, the agency can additionally offer guidance on hybrid life‑and‑LTC policies that combine benefits into a single plan.

LJ
100 Everett Ave # 1
Louis J Brudnick & Sons
Long-Term Care Insurance Agent · Chelsea, MA

As the Boston-area population continues to age, understanding how to cover the costs of extended home care or a nursing facility stay becomes a pressing concern for many Chelsea families. Louis J Brudnick & Sons serves this local need by acting as a long-term care insurance agent, helping individuals review different policy options that can protect their savings. They assist potential clients in considering appropriate coverage levels based on personal circumstances. An initial step in this process typically involves a complimentary consultation to assess current health needs and compare available plans.

TP
100 Everett Ave #3A
TAK-Progressive Health Services Inc.
Long-Term Care Insurance Agent · Chelsea, MA

TAK-Progressive Health Services Inc. serves clients in and around Chelsea, Massachusetts, by offering long-term care insurance agent services. The company helps individuals and families plan for future custodial care needs within the community. These plans can cover nursing home stays, assisted living support, or home health assistance, aligning with diverse budget requirements. By working with multiple insurers, the agency provides options tailored to various coverage preferences in the local area. Commercial sectors it can serve include offices, warehouses, and food service establishments seeking employee benefit packages that include long-term care planning.

PI
100 Everett Ave # 1
Plus Insurance Inc
Long-Term Care Insurance Agent · Chelsea, MA

Plus Insurance Inc serves residents in Chelsea and the surrounding areas, assisting them with long-term care insurance planning to help protect assets against extended care costs. The agency also offers commercial long-term care coverage for local businesses seeking employee benefits. Clients benefit from policies designed to cover nursing home stays, home health aides, and assisted living care. Insurance needs are reassessed when clients contact the office for policy reviews or adjustments, and the agency continues to provide support between regular check-ins to address any changes in care needs.

What Does a a Long-Term Care Insurance Agent in Chelsea Cost?

Long-term care insurance premiums in Massachusetts vary by age, health, and policy features. A typical policy for a 55-year-old might cost 1500 to 3000 dollars per year. Partnership policies may have slightly higher premiums but offer asset protection. Costs increase with age and if you add inflation riders. This is general information, not insurance advice.

About long-term care insurance agents in Chelsea

Long-term care insurance agents in Chelsea Massachusetts help residents plan for future care needs. Massachusetts offers a Partnership program that allows policyholders to protect assets equal to the benefits paid. Local agents can explain how these policies work with MassHealth and other state programs.

Frequently Asked Questions

What does a long-term care insurance agent in Chelsea do?

A long-term care insurance agent in Chelsea helps you compare policies from multiple carriers. They explain benefit triggers, inflation protection, and how the Massachusetts Partnership program works. They do not provide legal or tax advice.

Is long-term care insurance required in Massachusetts?

No, long-term care insurance is not required by Massachusetts law. However the state encourages planning through its Partnership program. Some employers offer group policies as a benefit.

How does the Massachusetts Partnership program affect my policy?

The Massachusetts Partnership for Long-Term Care allows you to keep assets equal to the benefits your policy pays. This means if your policy pays 200000 dollars in benefits, you can protect 200000 dollars in assets from MassHealth recovery. Only Partnership-qualified policies offer this protection.

Long-Term Care Insurance Agents in Other Massachusetts Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.