Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 6 long-term care insurance agents in Clinton, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Premiere Advisors, Inc - Premiere Broker, Inc
116 Union St, Clinton, MA 01510
(978) 733-1548
premiereadvisors.com
Totallize Insurance Inc
174 High St, Clinton, MA 01510
(508) 523-5706
totallize.com
Budget First Insurance MA
920 Ridgefield Cir, Clinton, MA 01510
(413) 450-0581
valericaseman62774.wixsite.com
Daniel P O'Connell Insurance
791 Main St, Clinton, MA 01510
(978) 365-5829
Kerrigan, O'Malley & Bailey Insurance
77 High St, Clinton, MA 01510
(978) 365-2302
koinsurance.com
Williams Financial Group
1015 Main St, Clinton, MA 01510
(978) 365-2765
williamsfinancialgrp.com
What Does a Long-Term Care Insurance Agent in Clinton Cost?
Long-term care insurance premiums in Massachusetts vary widely by age health and benefit amount. A typical policy for a 55-year-old might cost between 150 and 300 dollars per month for a 3-year benefit period with 5 percent compound inflation protection. Older applicants or those with health conditions may pay significantly more. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Clinton do?
An agent helps you compare policies from different carriers and explains coverage options for nursing home care home health aides and assisted living. They also guide you through Massachusetts specific rules like the Partnership program and inflation protection requirements.
Does Massachusetts require long-term care insurance agents to have special licenses?
Yes agents must hold a valid Massachusetts insurance producer license with a life accident and health line of authority. They must also complete continuing education courses that cover long-term care insurance regulations every two years.
How does the Massachusetts Partnership program affect my policy?
The Partnership program lets you buy a policy that meets state standards and qualifies for asset disregard if you later apply for MassHealth. This means you can keep assets equal to the benefits your policy paid out without counting them toward MassHealth limits.