The top-rated long-term care insurance agent in Dartmouth, Massachusetts is Southcoast Insurance Group, rated 4.8 stars across 164 reviews. Other highly rated options include Ted L. Monteiro, Jr Insurance Agency, Inc., Lantz Family Insurance Agency, Inc., Patriot Growth Insurance Services (FBinsure) - Dartmouth. This directory lists 10 long-term care insurance agents serving Dartmouth.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Southcoast Insurance Group | 536 Hawthorn St | (508) 858-0593 |
| 2 | Ted L. Monteiro, Jr Insurance Agency, Inc. | 78 Faunce Corner Mall Rd UNIT 510 | (508) 997-4070 |
| 3 | Lantz Family Insurance Agency, Inc. | 352 Faunce Corner Rd | (774) 992-0789 |
| 4 | Patriot Growth Insurance Services (FBinsure) - Dartmouth | 701 Dartmouth St | (508) 997-3399 |
| 5 | Sylvia Group | 500 Faunce Corner Rd | (508) 995-4553 |
| 6 | Branco Gardner Insurance | 48 State Rd | (508) 990-7367 |
| 7 | Bradshaw Insurance Agency | 40 Faunce Corner Mall Rd | (508) 993-0094 |
| 8 | Carey, Richmond & Viking | 86 Faunce Corner Mall Rd UNIT 420 | (508) 998-9500 |
| 9 | New England Medicare Advisors | 643 Dartmouth St | (774) 762-3437 |
| 10 | Eastern Insurance Group LLC | 370 Faunce Corner Rd Floor 2 | (800) 333-7234 |
Serving Dartmouth, Massachusetts, and the surrounding South Coast communities, Southcoast Insurance Group handles the evaluation and placement of long-term care insurance policies. It addresses the financial considerations of protecting assets from the high cost of extended care. The agency reviews clients' current health and future planning needs to identify suitable coverage options from available carriers. To handle a typical job, it first conducts a thorough needs assessment and then compares policy benefits and premiums to present clear, individualized recommendations.
Ted L. Monteiro, Jr Insurance Agency, Inc. serves clients in Dartmouth, MA, and the surrounding Bristol County area. The agency specializes in long-term care insurance, which helps individuals plan for future care needs such as nursing home or assisted living expenses. These policies are designed to protect personal savings and provide financial security for a person's later years. The agent works with families to compare coverage options from multiple insurers. Services include evaluating policy benefits and guiding applicants through the underwriting process in the Dartmouth region.
Lantz Family Insurance Agency, Inc. provides long-term care insurance coverage to clients in the Dartmouth, Massachusetts area. The agency can help individuals review and select policies designed to help cover the costs of assisted living, nursing home care, and in-home support services. Service plans typically include policy consultations, needs assessments, and help with understanding benefit structures and inflation protection options. The company offers ongoing maintenance support for enrolled clients, including assistance with claims filing and policy updates. It services single-family homes, apartments, retail establishments, and restaurants.
Patriot Growth Insurance Services (FBinsure) in Dartmouth serves local families and retirees planning for future health care needs, specializing in long-term care insurance policies. These agents help clients navigate coverage options that protect savings against the high costs of extended nursing home or home-based care. The firm also assists adult children who are securing policies for aging parents. They work with individuals throughout Bristol County, including the neighboring communities of New Bedford and Fairhaven.
Serving Dartmouth, MA, and the surrounding SouthCoast communities, Sylvia Group provides long-term care insurance agent services to local individuals and families. The company helps clients navigate the complexities of planning for future care needs and associated expenses. To handle a typical engagement, it evaluates a client’s unique financial situation and health factors, then carefully matches them with appropriate policy options from available carriers.
For long-term care coverage, clients can choose between a one-time policy purchase that establishes a fixed benefit pool, or recurring premium payments that maintain coverage over time. Branco Gardner Insurance, based in Dartmouth, MA, assists individuals and families in evaluating these options, helping to match financial plans with potential future care needs. The agent guides clients through policy features, including benefit triggers and elimination periods. Service runs on a scheduled basis, providing annual policy reviews and ongoing support as clients' circumstances evolve.
Bradshaw Insurance Agency in Dartmouth provides long-term care insurance to help clients plan for future care needs. The agency focuses on protecting assets and ensuring access to quality care services in the home, assisted living, or nursing facilities. It assists individuals in reviewing policy options and structuring coverage to fit personal retirement and health goals. The agency also helps residents address seasonal concerns such as open enrollment periods for updating or purchasing new long-term care policies before coverage gaps occur.
As winter approaches in Dartmouth, families often worry about funding future care needs while protecting retirement savings. Carey, Richmond & Viking helps local residents navigate the complexities of long-term care insurance policies. The company provides guidance on coverage options suited for the high cost of care in Massachusetts. Every consultation begins with a careful review of an individual’s current health and financial situation. This initial assessment determines whether a policy can effectively meet their projected long-term needs.
New England Medicare Advisors, based in Dartmouth, Massachusetts, guides clients in securing long-term care insurance policies designed to cover extended health and personal care needs. The agency specializes in assessing individual risk factors and explaining coverage options for nursing home, assisted living, and home-based care. It helps clients understand how these plans protect assets and manage future medical expenses. The office can serve a variety of commercial sectors, including small offices, local warehouses, and food service establishments.
Eastern Insurance Group LLC in Dartmouth, Massachusetts assists clients in understanding the difference between a one-time policy purchase for immediate needs and recurring options like annual renewals or premium payments. Coverage typically includes long-term care services such as nursing home stays, assisted living, and in-home support. The agent reviews individual health histories and financial situations to match a suitable plan. Service runs on a scheduled basis, meaning clients can set appointments for regular policy reviews or new consultations.
What Does a a Long-Term Care Insurance Agent in Dartmouth Cost?
Long-term care insurance premiums in Massachusetts vary widely based on age, health, and coverage level. For a 55-year-old, annual premiums typically range from $1,500 to $3,500 for a policy with a $150 daily benefit and a three-year benefit period. Older applicants or those with health issues may pay significantly more. This is general information, not insurance advice.
About long-term care insurance agents in Dartmouth
Long-term care insurance agents in Dartmouth, Massachusetts help residents plan for future care needs. These agents guide clients through policies that cover services like home care, assisted living, and nursing home care. Massachusetts offers a Partnership Program that allows policyholders to protect assets while qualifying for MassHealth, making local agent guidance especially valuable.
Frequently Asked Questions
What does a long-term care insurance agent in Dartmouth do?
A long-term care insurance agent in Dartmouth helps you compare policies from multiple carriers, explains coverage options, and assists with the application process. They also help you understand Massachusetts-specific rules, such as the Partnership Program and inflation protection requirements.
Are there Massachusetts laws that affect long-term care insurance?
Yes, Massachusetts requires that all long-term care insurance policies offer inflation protection. The state also has a Partnership Program that lets policyholders keep assets equal to the benefits paid out if they later need MassHealth. Agents must be licensed by the Massachusetts Division of Insurance.
How do I choose a long-term care insurance agent in Dartmouth?
Look for an agent licensed in Massachusetts with experience in long-term care insurance. Ask about their familiarity with the Massachusetts Partnership Program and whether they represent multiple insurance companies. Verify their license through the Massachusetts Division of Insurance website.
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