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Compare Long-Term Care Insurance Agents in Holden, MA
Directory of long-term care insurance agents in Holden, Massachusetts. Verify credentials with the state department of insurance before hiring.
4 agents listed
Updated May 2026
Holden, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 4 long-term care insurance agents in Holden, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
PJ Lombardo Insurance Agency, Inc.
789 Wachusett St # 6, Holden, MA 01520
(508) 829-7100
pjlombardo.com
Edge Benefit Partners
1174 Main St Suite 200, Holden, MA 01520
(508) 713-2099
edgeben.com
New York Life Insurance Company Andrew Jensen
1174 Main St #203, Holden, MA 01520
(774) 345-4258
newyorklife.com
Cardinal Financial Group, LLC
1174 Main St #203, Holden, MA 01520
(774) 345-4205
cardinalfinancialgroup.com
Holden residents seeking long-term care insurance can work with local agents who understand Massachusetts specific regulations. Massachusetts requires LTC insurance policies to include inflation protection and nonforfeiture benefits under state law. An agent in Holden can help you compare plans that meet these state requirements and fit your budget.
What Does a Long-Term Care Insurance Agent in Holden Cost?
Long-term care insurance premiums in Massachusetts vary by age, health, and coverage level. For a 55-year-old, annual premiums typically range from $1,500 to $3,500 for a policy with a $150 daily benefit and 3-year term. Costs increase with age and for richer benefits. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Holden do?
An agent helps you understand policy options, compare premiums, and apply for coverage. They explain Massachusetts specific rules like the Partnership Program which allows asset protection. They do not provide legal advice but can guide you on plan features.
Are there Massachusetts laws that affect LTC insurance?
Yes, Massachusetts requires all LTC policies to offer inflation protection and a nonforfeiture benefit. The state also has a Long-Term Care Partnership Program that lets policyholders keep some assets if they later need Medicaid. Agents must follow these rules when selling policies.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.