Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 8 long-term care insurance agents in Longmeadow, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Gil Eli: Allstate Insurance
811 Williams St, Longmeadow, MA 01106
(413) 798-4250
agents.allstate.com
MountainOne Insurance
473 Longmeadow St, Longmeadow, MA 01106
(413) 442-9241
mountainone.com
Sumner Toner Insurance Inc
813 Williams St, Longmeadow, MA 01106
(413) 567-6161
sumnertoner.com
Star Life Insurance Agency, MA
404 Longmeadow St, Longmeadow, MA 01106
(413) 307-0211
SafelyRetire
107 Woolworth St, Longmeadow, MA 01106
(413) 214-5663
safelyretire.com
Peter Young Insurance Services
107 Woolworth St, Longmeadow, MA 01106
(413) 400-1042
Bearingstar Insurance (Sales Office - By Appointment Only)
908 Shaker Rd, Longmeadow, MA 01106
(413) 304-3091
bearingstar.com
Berkshire Insurance Group
138 Longmeadow St, Longmeadow, MA 01106
(866) 636-0244
berkshirebank.com
What Does a Long-Term Care Insurance Agent in Longmeadow Cost?
Long-term care insurance premiums in Massachusetts vary widely by age, health, and coverage level. For a 55-year-old, a policy with a $150 daily benefit and 3-year term may cost between $1,500 and $3,000 per year. Premiums for a 65-year-old can range from $2,500 to $5,000 annually. Costs are higher for policies with longer benefit periods or inflation riders. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Longmeadow do?
A long-term care insurance agent helps you compare policies from different carriers. They explain coverage options, benefit periods, and inflation protection. The agent also ensures the policy complies with Massachusetts regulations, such as the 60-day free look period.
How do Massachusetts laws affect long-term care insurance policies?
Massachusetts requires all long-term care policies to offer inflation protection and a 60-day free look period for cancellation. The state also has a Partnership program that allows policyholders to protect assets equal to the benefits paid. An agent can help you understand these rules.
What should I consider before buying a long-term care policy in Longmeadow?
Consider your age, health, and family history of care needs. Review the elimination period, daily benefit amount, and benefit duration. Also check if the policy covers home care, assisted living, and nursing homes in the Longmeadow area.