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Find Long-Term Care Insurance Agents Near You in Lowell, MA

Compare long-term care insurance agents in Lowell. Review contact information and insurance categorys before you decide.

20 agents listed
Updated May 2026
Lowell, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 20 long-term care insurance agents in Lowell, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Lowell
585 Pawtucket Blvd, Lowell, MA 01854
(978) 937-3061 branches.northeast.aaa.com
Mill City Insurance Inc
493 Westford St, Lowell, MA 01851
(978) 441-0005 millcityinsurance.com
Monica Insurance Agency Inc
11 Mill St, Lowell, MA 01852
(978) 454-2577 monicainsurance.com
Sharlene Wulleman: Allstate Insurance
1235 Bridge St, Lowell, MA 01850
(978) 455-4556 agents.allstate.com
Francis E. Provencher Insurance
530 Rogers St, Lowell, MA 01852
(978) 459-8681 fepins.com
Paul A. Balakin Insurance
81 Plain St #1, Lowell, MA 01851
(978) 441-3003 paulbalakininsurance.com
KK Insurance Agency, Inc.
508 Westford St, Lowell, MA 01851
(978) 970-2212 kkinsurancema.com
Alpha Insurance
648 Central St, Lowell, MA 01852
(978) 459-4547 alphainsuranceinc.com
Fred C. Church, Inc.
41 Wellman St, Lowell, MA 01851
(978) 458-1865 fredcchurch.com
I-insurance Group Inc
799 Gorham St A, Lowell, MA 01852
(978) 645-6996 i-insurancegroup.net
Click Insurance Group
309 Rogers St, Lowell, MA 01852
(978) 344-8000 clickinsurancegroup.com
Jay Colangelo Insurance Agency
191 Pawtucket Blvd, Lowell, MA 01854
(978) 256-3344 jaycolangeloinsurance.com
Best Choice Insurance
287 Appleton St #121, Lowell, MA 01852
(978) 934-0697 bestchoiceagency.com
James Martin Insurance Agency LLC
316 Parker St, Lowell, MA 01851
(978) 454-7885 jamesmartininsurance.com
Michael G Conway Insurance Inc
77 E Merrimack St, Lowell, MA 01852
(978) 454-5054
Capacity Insurance Corporation
98 University Ave, Lowell, MA 01854
(978) 252-2426
Bros' Insurance
30 Pine St, Lowell, MA 01851
(978) 970-2990 find.mapfreinsurance.com
Top Tier Coverage Insurance
81 E Merrimack St, Lowell, MA 01852
(978) 547-6191
O'Hearn Insurance Agency
704 Rogers St, Lowell, MA 01852
(978) 459-3336 ohearnins.com
Clark Insurance, a Marsh & McLennan Agency LLC company
165 Thorndike St Suite 3001, Lowell, MA 01852
(978) 459-0505 clarkinsurance.com

Long-term care insurance agents in Lowell, Massachusetts help residents plan for future care needs. These professionals can explain policies that may qualify under the Massachusetts Partnership for Long-Term Care program, which offers asset protection for residents who meet state requirements. Working with a local agent allows you to discuss options specific to Middlesex County and Massachusetts regulations.

What Does a Long-Term Care Insurance Agent in Lowell Cost?

Long-term care insurance premiums in Massachusetts vary widely based on age, health, benefit amount, and inflation protection. For a 55-year-old in good health, a policy with a $150 daily benefit and 3-year term may cost between $1,500 and $3,000 per year. Premiums for older applicants or those with health issues can be significantly higher. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent in Lowell do?
A long-term care insurance agent in Lowell helps you compare policies from different carriers, explains benefit triggers and elimination periods, and advises on state-specific rules like the Massachusetts Partnership program. They do not provide legal or tax advice but can guide you through coverage choices.
Does Massachusetts have a special long-term care insurance program?
Yes, Massachusetts offers the Partnership for Long-Term Care program. This program allows policyholders to protect a portion of their assets equal to the benefits paid by their policy if they later need MassHealth (Medicaid). An agent can help you find a Partnership-qualified policy.
How long does it take to get a long-term care insurance policy in Lowell?
The application process typically takes 4 to 8 weeks from initial consultation to policy issue. This includes medical underwriting, which may require a phone interview or review of medical records. Massachusetts law requires a 30-day free look period after you receive the policy.