The top-rated long-term care insurance agent in Natick, Massachusetts is Connell & Curley Insurance Agency, Inc., rated 4.8 stars across 48 reviews. Other highly rated options include Boynton Insurance Group, Insurance Agency MA, Lehrer & Madden Insurance Inc. This directory lists 10 long-term care insurance agents serving Natick.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Connell & Curley Insurance Agency, Inc. | 19 W Central St | (508) 655-1112 |
| 2 | Boynton Insurance Group | 85 B E Central St | (617) 500-1825 |
| 3 | Insurance Agency MA | 3 Wellesley Rd | (508) 928-5891 |
| 4 | Lehrer & Madden Insurance Inc | 10 Union St # 1 | (877) 977-1898 |
| 5 | Ellis Insurance Agency | 5 Watson St | — |
| 6 | Farmers Insurance - Natick MA | 260 N Main St Suite 1 | (508) 720-1544 |
| 7 | Alden Goldsmith | 61 Eliot St | (781) 237-3063 |
| 8 | Long Term Solutions | 235 W Central St | (877) 443-3777 |
| 9 | Coastline Risk | 85 B E Central St | (617) 500-1824 |
| 10 | GOLDEN HOME | 57 Eliot St #7 | (617) 610-5829 |
What Does a a Long-Term Care Insurance Agent in Natick Cost?
Long-term care insurance premiums in Massachusetts vary widely by age and health. A typical policy for a 55-year-old in good health might cost between 150 and 300 dollars per month for a 165 dollar daily benefit with three years of coverage. For a 65-year-old the same policy could range from 300 to 600 dollars per month. Costs also depend on optional riders like inflation protection. This is general information and not insurance advice.
About long-term care insurance agents in Natick
A long-term care insurance agent in Natick Massachusetts can guide you through policies that cover home care assisted living and nursing home costs. Massachusetts offers a Partnership Program that allows policyholders to protect additional assets from Medicaid spend-down requirements. Working with a local agent helps you understand state-specific rules and compare plans from multiple carriers.
Frequently Asked Questions
What is the Massachusetts Long-Term Care Partnership Program?
The Massachusetts Long-Term Care Partnership Program lets you keep more assets if you later need Medicaid. Policies that meet Partnership standards provide dollar-for-dollar asset protection equal to the benefits paid out. An agent in Natick can explain how this works with your financial plan.
How do I choose a long-term care insurance agent in Natick?
Look for an agent who is licensed in Massachusetts and has experience with long-term care policies. Ask about their knowledge of the Partnership Program and whether they represent multiple insurance companies. A good agent will review your health history and financial goals before making recommendations.
What factors affect long-term care insurance premiums in Massachusetts?
Premiums depend on your age health status benefit amount and policy features like inflation protection. In Massachusetts rates are regulated and cannot be raised on an individual basis only on entire classes of policyholders. An agent can give you quotes based on your specific situation.
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