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Find Long-Term Care Insurance Agents Near You in Needham, MA

Browse long-term care insurance agents serving Needham, Massachusetts. Updated 2026-07-14.

The top-rated long-term care insurance agent in Needham, Massachusetts is Amparo Insurance LLC, rated 4.5 stars across 173 reviews. Other highly rated options include Acrisure Needham, MA (Aronson Insurance), AMD Insurance Group, LLC, Cohen-Miles Insurance Inc. This directory lists 15 long-term care insurance agents serving Needham.

Showing 15 long-term care insurance agents in Needham, MAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Amparo Insurance LLC160 Gould St(866) 746-0004
2Acrisure Needham, MA (Aronson Insurance)950 Highland Ave(781) 444-3050
3AMD Insurance Group, LLC20 Chestnut St #1(617) 340-3151
4Cohen-Miles Insurance Inc105 Chestnut St STE 31(617) 489-1213
5Safety Northeast Insurance Agency648 Highland Ave(781) 444-6790
6Kaplansky Insurance - Needham Branch10 Kearney Rd Suite 200(781) 453-2552
7Haskell Insurance Agency199 Chestnut St(781) 449-2200
8Barry and Farrell Insurance Agency, Inc.61 Highland Ave(781) 449-2400
9Ensured Insurance317 Chestnut St(774) 340-2021
10First American Insurance Underwriters: FAIU460 Hillside Ave(781) 449-6800
AI
160 Gould St
Amparo Insurance LLC
Long-Term Care Insurance Agent · Needham, MA

Amparo Insurance LLC serves the Needham, Massachusetts, metro area and surrounding communities as a dedicated long-term care insurance agent. This agency helps individuals and families understand their options for covering future custodial and home health care expenses. It guides clients through the complexities of policy selection and plan enrollment. Amparo Insurance LLC specifically handles comparison shopping for private long-term care policies and assists with hybrid life insurance and long-term care benefit combinations.

AN
950 Highland Ave
Acrisure Needham, MA (Aronson Insurance)
Long-Term Care Insurance Agent · Needham, MA

Acrisure Needham, MA (Aronson Insurance) provides long-term care insurance solutions, including policy consultation and enrollment, and offers ongoing service to help clients review and maintain coverage as their personal needs evolve. The agency assists individuals in preparing for potential future healthcare costs while preserving assets. It services single-family residences and apartments, as well as retail establishments and restaurants needing related coverage guidance for employees.

AI
20 Chestnut St #1
AMD Insurance Group, LLC
Long-Term Care Insurance Agent · Needham, MA

AMD Insurance Group, LLC serves clients in Needham, Massachusetts and the surrounding communities. The company handles long-term care insurance policies, assisting individuals in planning for future care needs. Their work involves explaining policy features and coverage options to local residents. For a typical job, the agent gathers personal financial and health details, then reviews available plans to recommend an appropriate solution that addresses specific concerns and budget considerations.

CM
105 Chestnut St STE 31
Cohen-Miles Insurance Inc
Long-Term Care Insurance Agent · Needham, MA

Cohen-Miles Insurance Inc in Needham, MA specializes in assisting clients with long-term care insurance solutions to protect assets and maintain independence. It generally advises individuals on policy options, including coverage for home care, assisted living, and nursing facility expenses. The agency examines personal circumstances to recommend suitable plans from various carriers. It helps local families address the seasonal concern of planning for potential health changes that can arise during the colder months, when seniors often face increased risks from flu or fall-related injuries requiring extended care.

SN
648 Highland Ave
Safety Northeast Insurance Agency
Long-Term Care Insurance Agent · Needham, MA

Safety Northeast Insurance Agency in Needham, MA advises clients on the difference between one-time policies, which offer a single lump-sum benefit, and recurring daily or monthly coverage options that provide ongoing care payments. They help assess personal assets, health factors, and family care history to select appropriate plans. Long-term care insurance agents here guide individuals through policy features, including inflation protection and elimination periods. Regular service runs on an as-needed basis, with consultation available for plan adjustments or new policy enrollment whenever a client’s circumstances change.

KI
10 Kearney Rd Suite 200
Kaplansky Insurance - Needham Branch
Long-Term Care Insurance Agent · Needham, MA

Kaplansky Insurance serves local homeowners, families, and individuals planning for future healthcare costs, offering long-term care insurance to help protect assets and ensure access to quality care. It assists clients in evaluating policy options, coverage limits, and benefit periods tailored to their needs. The Needham branch provides dedicated support throughout the application and claims process. It also serves surrounding areas in the metro west region, including Wellesley.

HI
199 Chestnut St
Haskell Insurance Agency
Long-Term Care Insurance Agent · Needham, MA

As winter approaches in Needham, many older residents begin reviewing their plans for potential future care needs. Haskell Insurance Agency helps clients navigate the complexities of long-term care insurance, focusing on policies that may cover home health aides or assisted living expenses. Their agents thoroughly explain different coverage options and benefit periods. The process starts with a no-pressure consultation, where a representative reviews the individual's current health and financial situation. This initial assessment step allows the agency to recommend policies that fit each client's circumstances.

BF
61 Highland Ave
Barry and Farrell Insurance Agency, Inc.
Long-Term Care Insurance Agent · Needham, MA

Barry and Farrell Insurance Agency, Inc. serves clients in the Needham area by arranging long-term care insurance policies. Its agents help individuals plan for potential future needs related to extended illness or disability. The work often involves comparing different policy structures and benefit triggers. The agency can assist commercial sectors including offices, warehouses, and food service operations with employee benefit options and business continuity planning.

EI
317 Chestnut St
Ensured Insurance
Long-Term Care Insurance Agent · Needham, MA

Serving residents of Needham and the surrounding areas, Ensured Insurance assists individuals in securing long-term care coverage to help protect assets against the costs of extended care. This agency also offers policy options for businesses seeking coverage for key employees or group plans. The service area includes Needham and nearby communities throughout eastern Massachusetts. Clients can return for annual policy reviews or adjustments to their coverage between regular visits, ensuring their plans adapt to changing needs.

FA
460 Hillside Ave
First American Insurance Underwriters: FAIU
Long-Term Care Insurance Agent · Needham, MA

First American Insurance Underwriters (FAIU), based in Needham, Massachusetts, is known for guiding clients through the complexities of long-term care insurance planning. The agency serves individuals and families across the region, helping assess policies that address future care needs. Its dedicated agents offer strategies for protecting assets while ensuring access to quality support services. This focus allows clients to plan for both facility-based and home care options. They assist with Medicaid spend-down planning as a tailored add-on service.

PG
160 Gould St # 122
Provider Group
Long-Term Care Insurance Agent · Needham, MA
(781) 444-0347
providerig.com
EI
144 Gould St # 100
EPIC Insurance Brokers & Consultants
Long-Term Care Insurance Agent · Needham, MA
(781) 455-0700
epicbrokers.com
TJ
399 Chestnut St # 2
Thomas J Fleming Insurance Agency
Long-Term Care Insurance Agent · Needham, MA
(781) 449-4414
tomfleminginsurance.com
ME
629 Highland Ave STE 2
MetLife
Long-Term Care Insurance Agent · Needham, MA
(781) 444-1164
metlife.com
MA
56 Kearney Rd
Meyer & Associates
Long-Term Care Insurance Agent · Needham, MA
(781) 237-7222
meyerinsured.com

What Does a a Long-Term Care Insurance Agent in Needham Cost?

Long-term care insurance premiums in Massachusetts vary widely based on age, health, and policy features. For a 55-year-old, a typical policy might cost between $1,500 and $3,000 per year. Partnership policies may have slightly higher premiums due to their asset protection benefits. Costs also depend on the daily benefit amount, benefit period, and inflation protection chosen. This is general information, not insurance advice.

About long-term care insurance agents in Needham

Long-term care insurance agents in Needham, Massachusetts help residents plan for future care needs. They can explain how Massachusetts Partnership for Long-Term Care policies work, which offer asset protection and inflation protection. Working with a local agent ensures you understand state-specific rules and coverage options.

Frequently Asked Questions

What is the Massachusetts Partnership for Long-Term Care?

It is a state program that combines private long-term care insurance with Medicaid asset protection. If you buy a Partnership policy and use all its benefits, the state will allow you to keep assets equal to the benefits paid. This helps you qualify for MassHealth without spending down all your savings.

How do I choose a long-term care insurance agent in Needham?

Look for an agent who is licensed in Massachusetts and experienced with long-term care policies. Ask if they work with multiple insurance companies so they can compare plans. A good agent will explain policy features like inflation protection and elimination periods clearly.

Are there tax incentives for long-term care insurance in Massachusetts?

Yes, Massachusetts offers a state income tax deduction for qualified long-term care insurance premiums. The deduction amount depends on your age and the type of policy. An agent can help you understand how this applies to your tax situation.

Long-Term Care Insurance Agents in Other Massachusetts Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.