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Find Long-Term Care Insurance Agents Near You in North Reading, MA

Compare long-term care insurance agents in North Reading. Review contact information and insurance categorys before you decide.

7 agents listed
Updated May 2026
North Reading, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 7 long-term care insurance agents in North Reading, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA North Reading
72 Main St, North Reading, MA 01864
(978) 357-7120 branches.northeast.aaa.com
Linnane Insurance
280 Main St #202, North Reading, MA 01864
(978) 664-2000 facebook.com
Trusted Insurance Agency MA
291 Main St, North Reading, MA 01864
(508) 426-9908
William O'Brien & Associates Insurance
350 Park St, North Reading, MA 01864
(978) 664-6585
Trischitta Insurance Inc
133 Main St #205, North Reading, MA 01864
(978) 664-1700 franktinsurance.com
T.A. Sullivan Agency
246 Main St, North Reading, MA 01864
(888) 987-0505 tasullivanagency.com
Sullivan Insurance & Real Estate
246 Main St, North Reading, MA 01864
(978) 276-2300 tasullivanagency.com

Long-term care insurance agents in North Reading, Massachusetts help residents plan for future care costs, such as nursing home or home health aide services. Massachusetts offers a state partnership program that allows policyholders to protect a portion of their assets if they later need MassHealth (Medicaid). Working with a local agent ensures you understand how these policies interact with Massachusetts regulations and your personal financial situation.

What Does a Long-Term Care Insurance Agent in North Reading Cost?

Long-term care insurance premiums in Massachusetts vary widely based on age, health, coverage amount, and policy features. For a healthy 55-year-old, a policy with a $150 daily benefit and a 3-year benefit period may cost between $1,500 and $3,000 per year. Costs increase with age and if you add inflation protection or a longer benefit period. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent in North Reading do?
A long-term care insurance agent helps you compare policies from different insurers, explains coverage options, and guides you through the application process. They can also advise on Massachusetts-specific programs like the state partnership plan, which provides asset protection under MassHealth rules.
Are there Massachusetts laws that affect long-term care insurance?
Yes, Massachusetts requires insurers to offer inflation protection and nonforfeiture benefits on certain policies. The state also has a 30-day free look period, allowing you to cancel a policy for a full refund within 30 days of purchase.
How do I choose a long-term care insurance agent in North Reading?
Look for an agent licensed in Massachusetts with experience in long-term care products. Ask about their familiarity with the Massachusetts Partnership for Long-Term Care program and whether they represent multiple insurance companies to offer a range of options.