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Compare Long-Term Care Insurance Agents in Salisbury, MA

Looking for a long-term care insurance agent in Salisbury? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Salisbury, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 2 long-term care insurance agents in Salisbury, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Circle Insurance Agency
4 Elm St #1A, Salisbury, MA 01952
(978) 462-4822 worldinsurance.com
Horace Mann Insurance Co
191 Elm St, Salisbury, MA 01952
(978) 388-4185 agents.horacemann.com

Long-term care insurance agents in Salisbury Massachusetts help residents plan for future care needs. These agents can explain the Massachusetts Partnership for Long-Term Care program which allows policyholders to protect some assets. Local agents also guide clients through state-specific rules for tax deductions and policy requirements.

What Does a Long-Term Care Insurance Agent in Salisbury Cost?

Long-term care insurance premiums in Massachusetts vary by age health and policy features. For a 55-year-old a policy with 165 daily benefit and 3-year term may cost between 1500 and 3500 per year. A 65-year-old might pay 2500 to 5500 annually for similar coverage. Costs also depend on inflation protection and elimination period choices. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent in Salisbury do?
A long-term care insurance agent in Salisbury helps you compare policies from multiple carriers. They explain benefit triggers elimination periods and inflation protection options. Agents also ensure the policy meets Massachusetts state regulations including the Partnership program standards.
Is the Massachusetts Partnership for Long-Term Care important for Salisbury residents?
Yes the Massachusetts Partnership program allows you to protect assets equal to the benefits paid by your policy. This means if you use 100000 of policy benefits you can keep 100000 of assets and still qualify for MassHealth. An agent can help you choose a Partnership-qualified policy.
What are the Massachusetts tax benefits for long-term care insurance?
Massachusetts offers a state income tax deduction for qualified long-term care insurance premiums. The deduction amount depends on your age and increases each year. Your agent can provide the current deduction limits based on Massachusetts Department of Revenue guidelines.