Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 4 long-term care insurance agents in Sandwich, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Insurance Agency of Cape Cod
28 MA-6A, Sandwich, MA 02563
(508) 888-2766
insuranceofcapecod.com
Almeida & Carlson Insurance Agency
92 Tupper Rd, Sandwich, MA 02563
(508) 888-0207
almeidacarlson.com
Allstate Personal Financial Representative: Steven Prendergast
135 MA-6A STE 6, Sandwich, MA 02563
(508) 737-3791
agents.allstate.com
Allstate Life Insurance Specialist: MICHAEL SIMMS
135 MA-6A STE 6, Sandwich, MA 02563
(401) 488-9484
agents.allstate.com
What Does a Long-Term Care Insurance Agent in Sandwich Cost?
Long-term care insurance premiums in Massachusetts vary by age, health, and benefit amount. For a 55-year-old, a typical policy might cost between $1,500 and $3,500 per year. For a 65-year-old, annual premiums often range from $2,500 to $5,000. Partnership policies may have slightly higher premiums but offer asset protection. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Sandwich do?
An agent helps you compare policies from different insurers, explains coverage for in-home care and facility care, and guides you on Massachusetts Partnership program rules. They do not provide legal advice or sell Medicare supplements.
Are there Massachusetts-specific rules for long-term care insurance?
Yes. Massachusetts requires that policies offer inflation protection and a 30-day free look period. The Partnership program also requires that policies meet state standards to qualify for asset protection under MassHealth.
How do I choose a long-term care insurance agent in Sandwich?
Look for an agent licensed in Massachusetts with experience in long-term care policies. Ask if they are familiar with the Partnership program and can explain how policy benefits coordinate with Medicare and MassHealth.