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Find Long-Term Care Insurance Agents in Scituate, MA

Compare long-term care insurance agents in Scituate. Review contact information and insurance categorys before you decide.

5 agents listed
Updated May 2026
Scituate, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 5 long-term care insurance agents in Scituate, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Murphy Carty Insurance
183 Front St, Scituate, MA 02066
(781) 545-0793 murphycarty.com
The Best Insurance MA
57 Otis Pl, Scituate, MA 02066
(339) 219-1205
William Raveis Real Estate - Scituate
161 Front St, Scituate, MA 02066
(781) 545-1533 raveis.com
Harbour Insurance Agency
301A Driftway, Scituate, MA 02066
(781) 545-6400 harbourins.com
Conway Insurance Agency Inc
80 Front St #1, Scituate, MA 02066
(781) 546-6110 conwayins.com

Scituate residents planning for future care needs can work with a long-term care insurance agent to explore policy options. Massachusetts offers a Partnership program that allows policyholders to protect assets equal to the benefits paid out. An agent can help you understand how these state-specific rules apply to your situation.

What Does a Long-Term Care Insurance Agent in Scituate Cost?

Long-term care insurance premiums in Massachusetts vary by age health and benefit amount. A typical policy for a 55 year old might cost between 1500 and 3000 per year for a 150 daily benefit with 3 year coverage. Costs increase significantly for older buyers and for policies with inflation protection. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent in Scituate do?
An agent helps you compare policies from different insurers and explains coverage details like daily benefit amounts and elimination periods. They can also advise on Massachusetts Partnership qualified policies which offer asset protection.
How does the Massachusetts Partnership program affect my policy?
The Partnership program lets you keep assets equal to the amount your policy pays out if you later need MassHealth. This means a policy with 300000 in benefits would protect 300000 of your assets. An agent can help you choose a Partnership qualified policy.
Are there time limits for buying long-term care insurance in Massachusetts?
There is no state deadline to buy a policy but premiums increase with age. Massachusetts requires insurers to offer a 30 day free look period after purchase. You should also know that medical underwriting applies so health conditions may affect eligibility.